Bank Millennium Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,352	1,046	1,066	14,324	5,631	1,067
Investment Securities	73,776	69,864	54,148	29,439	16,459	19,158
Trading Asset Securities	1,092	980.47	617.24	680.35	498.41	187.47
Total Investments	74,867	70,845	54,765	30,119	16,957	19,346
Gross Loans	79,974	78,090	76,671	75,531	78,423	80,240
Allowance for Loan Losses	-2,406	-2,359	-2,503	-2,497	-2,421	-2,210
Other Adjustments to Gross Loans	-4.23	-4.67	-10.94	-21.77	-	-
Net Loans	77,564	75,727	74,157	73,012	76,003	78,030
Property, Plant & Equipment	550.02	557.03	532.23	565.63	572.81	528.57
Goodwill	-	192.13	192.13	192.13	192.13	192.13
Other Intangible Assets	607.2	146.36	142.55	110.85	136.58	139.21
Accrued Interest Receivable	694.55	723.56	770.53	676.04	604.51	407.92
Other Receivables	213.25	1,967	1,755	1,195	951.16	580.02
Restricted Cash	237.64	3,314	4,113	4,176	8,600	2,305
Other Current Assets	20.04	16.72	208.64	17.51	11.39	-
Long-Term Deferred Tax Assets	582.54	549.47	734.43	484.99	801.39	608.02
Other Long-Term Assets	2,211	589.34	427.62	647.38	480.82	184.32
Total Assets	161,899	155,673	138,864	125,520	110,942	103,388
Accrued Expenses	-	206.65	140.29	136.6	128.84	92.73
Interest Bearing Deposits	43,077	40,185	40,392	39,189	32,805	16,930
Non-Interest Bearing Deposits	91,791	90,476	76,751	68,262	65,591	74,884
Total Deposits	134,868	130,662	117,143	107,451	98,396	91,814
Short-Term Borrowings	153.25	233.31	522.07	770.5	934.82	759.41
Current Portion of Long-Term Debt	-	99	52.46	-	-	-
Current Portion of Leases	-	182.81	183.77	185.51	189.82	95.37
Current Income Taxes Payable	22.62	16.53	220.66	461.22	32.53	-
Accrued Interest Payable	220.46	249.03	318.19	359.38	265.3	29.29
Other Current Liabilities	31.16	1,580	1,546	1,906	1,881	1,286
Long-Term Debt	9,210	9,099	7,635	4,883	1,917	1,556
Long-Term Leases	20.7	159.52	183.47	197.83	234.31	275.25
Pension & Post-Retirement Benefits	75.84	74.53	51.17	44.94	30.79	31.53
Long-Term Deferred Tax Liabilities	1.54	1.02	3.11	0.24	-	-
Other Long-Term Liabilities	6,591	3,974	3,157	2,168	1,373	776.52
Total Liabilities	151,195	146,548	131,182	118,625	105,448	96,756
Common Stock	1,213	1,213	1,213	1,213	1,213	1,213
Additional Paid-In Capital	1,148	1,148	1,148	1,148	1,148	1,147
Retained Earnings	6,876	6,583	5,382	4,752	4,176	4,918
Treasury Stock	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02
Comprehensive Income & Other	1,467	181.7	-59.98	-217.51	-1,042	-645.69
Shareholders' Equity	10,704	9,126	7,682	6,895	5,494	6,632
Total Liabilities & Equity	161,899	155,673	138,864	125,520	110,942	103,388
Total Debt	9,384	9,774	8,576	6,037	3,276	2,686
Net Cash (Debt)	-1,361	-7,516	-6,544	10,149	3,119	-737.68
Net Cash Growth	-	-	-	225.45%	-	-
Net Cash Per Share	-1.12	-6.20	-5.39	8.37	2.57	-0.61
Filing Date Shares Outstanding	1,213	1,213	1,213	1,213	1,213	1,213
Total Common Shares Outstanding	1,213	1,213	1,213	1,213	1,213	1,213
Book Value Per Share	8.82	7.52	6.33	5.68	4.53	5.47
Tangible Book Value	10,097	8,787	7,347	6,592	5,166	6,301
Tangible Book Value Per Share	8.32	7.24	6.06	5.43	4.26	5.19

Source: S&P Global Market Intelligence. Banks template. Financial Sources.