mPay S.A. Statistics

Total Valuation

mPay S.A. has a market cap or net worth of PLN 17.25 million. The enterprise value is 17.91 million.

Market Cap	17.25M
Enterprise Value	17.91M

Important Dates

The next estimated earnings date is Friday, March 21, 2025.

Earnings Date	Mar 21, 2025
Ex-Dividend Date	n/a

Share Statistics

mPay S.A. has 67.90 million shares outstanding. The number of shares has increased by 0.74% in one year.

Current Share Class	n/a
Shares Outstanding	67.90M
Shares Change (YoY)	+0.74%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	8.00%
Owned by Institutions (%)	n/a
Float	43.39M

Valuation Ratios

The trailing PE ratio is 50.41.

PE Ratio	50.41
Forward PE	n/a
PS Ratio	0.49
PB Ratio	1.13
P/TBV Ratio	1.51
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 13.72, with an EV/FCF ratio of -4.16.

EV / Earnings	52.34
EV / Sales	0.51
EV / EBITDA	13.72
EV / EBIT	15.21
EV / FCF	-4.16

Financial Position

The company has a current ratio of 1.67, with a Debt / Equity ratio of 0.27.

Current Ratio	1.67
Quick Ratio	1.59
Debt / Equity	0.27
Debt / EBITDA	3.20
Debt / FCF	-0.97
Interest Coverage	1.45

Financial Efficiency

Return on equity (ROE) is 2.27% and return on invested capital (ROIC) is 4.25%.

Return on Equity (ROE)	2.27%
Return on Assets (ROA)	2.11%
Return on Capital (ROIC)	4.25%
Revenue Per Employee	1.96M
Profits Per Employee	19,011
Employee Count	20
Asset Turnover	1.01
Inventory Turnover	34.84

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -60.98% in the last 52 weeks. The beta is 1.66, so mPay S.A.'s price volatility has been higher than the market average.

Beta (5Y)	1.66
52-Week Price Change	-60.98%
50-Day Moving Average	0.36
200-Day Moving Average	0.51
Relative Strength Index (RSI)	43.86
Average Volume (20 Days)	225,145

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, mPay S.A. had revenue of PLN 35.30 million and earned 342,203 in profits. Earnings per share was 0.01.

Revenue	35.30M
Gross Profit	4.44M
Operating Income	1.18M
Pretax Income	407,460
Net Income	342,203
EBITDA	1.31M
EBIT	1.18M
Earnings Per Share (EPS)	0.01

Full Income Statement

Balance Sheet

The company has 3.51 million in cash and 4.18 million in debt, giving a net cash position of -664,286 or -0.01 per share.

Cash & Cash Equivalents	3.51M
Total Debt	4.18M
Net Cash	-664,286
Net Cash Per Share	-0.01
Equity (Book Value)	15.23M
Book Value Per Share	0.22
Working Capital	13.21M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -4.27 million and capital expenditures -41,230, giving a free cash flow of -4.31 million.

Operating Cash Flow	-4.27M
Capital Expenditures	-41,230
Free Cash Flow	-4.31M
FCF Per Share	-0.06

Full Cash Flow Statement

Margins

Gross margin is 12.57%, with operating and profit margins of 3.34% and 0.97%.

Gross Margin	12.57%
Operating Margin	3.34%
Pretax Margin	1.15%
Profit Margin	0.97%
EBITDA Margin	3.70%
EBIT Margin	3.34%
FCF Margin	n/a

Dividends & Yields

mPay S.A. does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.74%
Shareholder Yield	-0.74%
Earnings Yield	1.98%
FCF Yield	-24.98%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

mPay S.A. has an Altman Z-Score of 2.75. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.75
Piotroski F-Score	n/a