NOVINA pozyczkihipoteczne.eu S.A. (WSE:NOV)

WSE:NOV Statistics

Total Valuation

WSE:NOV has a market cap or net worth of PLN 18.95 million. The enterprise value is 12.54 million.

Market Cap	18.95M
Enterprise Value	12.54M

Important Dates

The next estimated earnings date is Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	n/a

Share Statistics

WSE:NOV has 32.29 million shares outstanding.

Current Share Class	32.29M
Shares Outstanding	32.29M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	45.43%
Owned by Institutions (%)	n/a
Float	14.95M

Valuation Ratios

The trailing PE ratio is 12.20.

PE Ratio	12.20
Forward PE	n/a
PS Ratio	-277.66
PB Ratio	0.77
P/TBV Ratio	0.77
P/FCF Ratio	28.53
P/OCF Ratio	29.88
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	8.07
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	18.87

Financial Position

The company has a current ratio of 7.72, with a Debt / Equity ratio of 0.06.

Current Ratio	7.72
Quick Ratio	7.72
Debt / Equity	0.06
Debt / EBITDA	n/a
Debt / FCF	2.25
Interest Coverage	-14.29

Financial Efficiency

Return on equity (ROE) is 6.43% and return on invested capital (ROIC) is -1.34%.

Return on Equity (ROE)	6.43%
Return on Assets (ROA)	-1.15%
Return on Invested Capital (ROIC)	-1.34%
Return on Capital Employed (ROCE)	-1.65%
Revenue Per Employee	-68,258
Profits Per Employee	1.55M
Employee Count	1
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, WSE:NOV has paid 80,112 in taxes.

Income Tax	80,112
Effective Tax Rate	4.91%

Stock Price Statistics

The stock price has decreased by -46.52% in the last 52 weeks. The beta is 1.35, so WSE:NOV's price volatility has been higher than the market average.

Beta (5Y)	1.35
52-Week Price Change	-46.52%
50-Day Moving Average	0.68
200-Day Moving Average	0.94
Relative Strength Index (RSI)	36.55
Average Volume (20 Days)	84,523

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, WSE:NOV had revenue of PLN -68,258 and earned 1.55 million in profits.

Revenue	-68,258
Gross Profit	-167,877
Operating Income	-539,038
Pretax Income	1.63M
Net Income	1.55M
EBITDA	-402,349
EBIT	-539,038
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 7.92 million in cash and 1.50 million in debt, giving a net cash position of 6.42 million or 0.20 per share.

Cash & Cash Equivalents	7.92M
Total Debt	1.50M
Net Cash	6.42M
Net Cash Per Share	0.20
Equity (Book Value)	24.77M
Book Value Per Share	n/a
Working Capital	10.22M

Cash Flow

In the last 12 months, operating cash flow was 634,245 and capital expenditures 30,000, giving a free cash flow of 664,245.

Operating Cash Flow	634,245
Capital Expenditures	30,000
Free Cash Flow	664,245
FCF Per Share	0.02

Margins

Gross Margin	n/a
Operating Margin	789.71%
Pretax Margin	-2,392.65%
Profit Margin	n/a
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

WSE:NOV does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	8.19%
FCF Yield	3.50%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on September 15, 2022. It was a forward split with a ratio of 2.

Last Split Date	Sep 15, 2022
Split Type	Forward
Split Ratio	2

Scores

WSE:NOV has an Altman Z-Score of 2.62 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.62
Piotroski F-Score	4