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NOVINA pozyczkihipoteczne.eu S.A. (WSE:NOV)
Poland flag Poland · Delayed Price · Currency is PLN
0.6000
+0.0020 (0.33%)
At close: Jul 24, 2026

WSE:NOV Financials Overview

Millions PLN. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3.523.542.29-3.242.72
Revenue Growth
117.31%55.03%--19.04%137.57%
Gross Profit
1.591.710.634.592.411.69
Operating Income
0.411.241.744.962.411.69
Net Income
0.841.263.73.451.971.95
Earnings Per Share
0.030.040.110.160.090.11
EPS Growth
-72.95%-65.97%-28.64%75.09%-15.10%72.16%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
11.1112.95.7812.778.2610.29
Total Debt
0.663.590.430.360.220.2
Net Cash (Debt)
10.469.315.3512.418.0410.09
Net Cash Growth
69.37%73.88%-56.87%54.42%-20.34%62.07%
Net Cash Per Share
0.320.280.160.570.370.55

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
6.273.461.444.252.232.2
Capital Expenditures
---0.05-0.3-0.43-0.56
Free Cash Flow
6.273.461.393.951.811.64
Free Cash Flow Growth
767.56%148.89%-64.78%118.30%9.91%-60.27%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
45.15%48.32%27.63%-74.43%62.26%
Operating Margin
11.61%35.11%76.28%-74.43%62.26%
Pretax Margin
65.18%84.71%168.57%-68.42%71.51%
Profit Margin
3.93%35.50%161.58%-60.92%71.51%
FCF Margin
177.90%97.57%60.77%-55.80%60.44%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
26.6916.219.514.727.054.24
P/FCF Ratio
3.885.9025.314.137.696.00
PS Ratio
6.915.7515.38-4.293.63