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NOVINA pozyczkihipoteczne.eu S.A. (WSE:NOV)
Poland flag Poland · Delayed Price · Currency is PLN
0.5820
-0.0120 (-2.02%)
At close: Sep 18, 2026

WSE:NOV Financials Overview

Millions PLN. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5.564.372.296.133.242.69
Revenue Growth
-90.99%-62.69%89.23%20.60%134.51%
Gross Profit
5.464.282.196.023.172.6
Operating Income
1.921.541.614.92.411.71
Net Income
2.482.173.73.451.971.88
Earnings Per Share
0.060.070.110.110.090.09
EPS Growth
29.40%-41.98%7.25%17.79%5.00%39.39%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
14.1110.135.238.77.859.94
Total Debt
3.520.750.430.20.220.21
Net Cash (Debt)
10.599.384.88.57.649.73
Net Cash Growth
65.04%95.32%-43.51%11.29%-21.53%56.77%
Net Cash Per Share
0.260.290.150.260.350.45

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
4.422.881.444.252.232.22
Capital Expenditures
---0.05-0.3-0.43-0.65
Free Cash Flow
4.422.881.393.951.811.57
Free Cash Flow Growth
564.67%106.99%-64.78%118.30%15.15%-62.08%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
98.22%97.93%95.94%98.15%98.03%96.82%
Operating Margin
34.57%35.21%70.37%79.93%74.43%63.76%
Pretax Margin
77.08%76.38%168.57%65.48%68.42%74.57%
Profit Margin
44.69%49.74%161.71%56.36%60.92%70.05%
FCF Margin
79.46%65.87%60.77%64.37%55.80%58.44%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.479.399.347.088.176.08
P/FCF Ratio
5.327.0924.846.208.927.29
PS Ratio
4.234.6715.103.994.984.26