UniCredit S.p.A. (WSE: UCG)

UniCredit Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	38,425	61,111	111,899	107,533	117,130	17,493
Investment Securities	180,569	136,338	123,623	136,617	166,012	202,357
Trading Asset Securities	57,340	56,759	61,529	86,692	82,329	75,484
Total Investments	237,909	193,097	185,152	223,309	248,341	277,841
Gross Loans	492,162	497,220	517,960	514,326	491,419	505,883
Allowance for Loan Losses	-	-10,351	-11,886	-13,949	-16,826	-19,025
Net Loans	492,162	486,869	506,074	500,377	474,593	486,858
Property, Plant & Equipment	8,818	7,224	7,781	7,976	8,220	8,760
Goodwill	-	-	-	-	-	886
Other Intangible Assets	2,157	2,272	2,354	2,234	2,117	1,914
Investments in Real Estate	-	864	901	986	1,092	1,304
Accrued Interest Receivable	-	848	863	722	723	745
Other Receivables	9,929	7,921	5,027	4,062	3,233	2,404
Restricted Cash	-	7,809	19,415	50,948	57,875	37,363
Other Current Assets	471	487	628	2,527	2,126	2,548
Long-Term Deferred Tax Assets	-	10,749	11,849	11,726	11,361	12,129
Other Real Estate Owned & Foreclosed	-	540	810	548	627	1,033
Other Long-Term Assets	13,638	5,183	5,020	4,279	4,018	4,369
Total Assets	803,509	784,974	857,773	917,227	931,456	855,647
Accounts Payable	-	990	1,275	1,282	991	1,270
Accrued Expenses	2,050	5,946	5,439	6,683	5,373	4,894
Interest Bearing Deposits	580,477	128,047	175,944	176,640	176,781	145,867
Non-Interest Bearing Deposits	-	381,312	414,584	431,010	406,968	360,180
Total Deposits	580,477	509,359	590,528	607,650	583,749	506,047
Short-Term Borrowings	27,474	38,464	54,361	80,563	116,180	123,253
Current Portion of Leases	-	360	353	378	380	353
Current Income Taxes Payable	-	1,191	1,142	627	792	685
Accrued Interest Payable	-	228	209	73	109	181
Other Current Liabilities	-	28,961	12,113	15,811	13,505	14,348
Long-Term Debt	90,116	120,785	113,580	123,810	131,676	123,654
Long-Term Leases	-	1,344	1,495	1,684	1,938	2,053
Pension & Post-Retirement Benefits	-	3,418	3,330	5,262	6,269	6,280
Long-Term Deferred Tax Liabilities	-	292	564	596	566	693
Other Long-Term Liabilities	39,535	9,393	9,887	10,158	9,986	10,151
Total Liabilities	739,652	720,731	794,276	854,577	871,514	793,862
Common Stock	55,941	21,278	21,220	21,133	21,060	20,995
Additional Paid-In Capital	-	23	2,516	5,446	9,386	13,225
Retained Earnings	-	34,971	30,180	25,010	20,670	20,211
Treasury Stock	-	-1,727	-	-200	-3	-3
Comprehensive Income & Other	7,750	9,534	9,423	10,796	8,394	6,988
Total Common Equity	63,691	64,079	63,339	62,185	59,507	61,416
Minority Interest	166	164	158	465	435	369
Shareholders' Equity	63,857	64,243	63,497	62,650	59,942	61,785
Total Liabilities & Equity	803,509	784,974	857,773	917,227	931,456	855,647
Total Debt	117,590	160,953	169,789	206,435	250,174	249,313
Net Cash (Debt)	-21,825	6,136	49,944	33,007	19,289	-57,918
Net Cash Growth	-	-87.71%	51.31%	71.12%	-	-
Net Cash Per Share	-	3.32	23.91	14.76	8.66	-25.89
Filing Date Shares Outstanding	-	1,712	1,935	2,211	2,237	2,224
Total Common Shares Outstanding	-	1,712	1,935	2,211	2,237	2,224
Book Value Per Share	-	37.42	32.73	28.12	26.60	27.62
Tangible Book Value	61,534	61,807	60,985	59,951	57,390	58,616
Tangible Book Value Per Share	-	36.09	31.51	27.11	25.65	26.36

Source: S&P Capital IQ. Banks template. Financial Sources.