UniCredit Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	48,153	41,554	61,111	111,899	107,533	117,130
Investment Securities	241,979	156,246	136,338	123,623	136,617	166,012
Trading Asset Securities	57,872	56,104	56,759	61,529	86,692	82,329
Total Investments	299,851	212,350	193,097	185,152	223,309	248,341
Gross Loans	497,518	495,535	497,220	517,960	514,326	491,419
Allowance for Loan Losses	-	-9,269	-10,351	-11,886	-13,949	-16,826
Net Loans	497,518	486,266	486,869	506,074	500,377	474,593
Property, Plant & Equipment	8,715	6,988	7,224	7,781	7,976	8,220
Goodwill	1,090	38	-	-	-	-
Other Intangible Assets	2,174	2,191	2,272	2,354	2,234	2,117
Investments in Real Estate	-	1,363	864	901	986	1,092
Accrued Interest Receivable	-	1,024	848	863	722	723
Other Receivables	9,500	8,910	7,921	5,027	4,062	3,233
Restricted Cash	-	8,288	7,809	19,415	50,948	57,875
Other Current Assets	234	535	487	628	2,527	2,126
Long-Term Deferred Tax Assets	-	9,588	10,749	11,849	11,726	11,361
Other Real Estate Owned & Foreclosed	-	443	540	810	548	627
Other Long-Term Assets	13,320	4,466	5,183	5,020	4,279	4,018
Total Assets	880,555	784,004	784,974	857,773	917,227	931,456
Accounts Payable	-	915	990	1,275	1,282	991
Accrued Expenses	-	6,278	5,946	5,439	6,683	5,373
Interest Bearing Deposits	601,960	119,601	128,047	175,944	176,640	176,781
Non-Interest Bearing Deposits	-	378,552	381,312	414,584	431,010	406,968
Total Deposits	601,960	498,153	509,359	590,528	607,650	583,749
Short-Term Borrowings	23,813	69,532	55,603	54,361	80,563	116,180
Current Portion of Leases	-	326	360	353	378	380
Current Income Taxes Payable	2,749	1,456	1,191	1,142	627	792
Accrued Interest Payable	-	231	228	209	73	109
Other Current Liabilities	-	7,596	11,822	12,113	15,811	13,505
Long-Term Debt	99,085	121,209	120,785	113,580	123,810	131,676
Long-Term Leases	-	1,156	1,344	1,495	1,684	1,938
Pension & Post-Retirement Benefits	-	3,487	3,418	3,330	5,262	6,269
Long-Term Deferred Tax Liabilities	-	252	292	564	596	566
Other Long-Term Liabilities	83,569	10,572	9,393	9,887	10,158	9,986
Total Liabilities	811,176	721,163	720,731	794,276	854,577	871,514
Common Stock	60,246	21,368	21,278	21,220	21,133	21,060
Additional Paid-In Capital	-	23	23	2,516	5,446	9,386
Retained Earnings	8,748	35,075	34,971	30,180	25,010	20,670
Treasury Stock	-	-	-1,727	-	-200	-3
Comprehensive Income & Other	-	5,975	9,534	9,423	10,796	8,394
Total Common Equity	68,994	62,441	64,079	63,339	62,185	59,507
Minority Interest	385	400	164	158	465	435
Shareholders' Equity	69,379	62,841	64,243	63,497	62,650	59,942
Total Liabilities & Equity	880,555	784,004	784,974	857,773	917,227	931,456
Total Debt	122,898	192,223	178,092	169,789	206,435	250,174
Net Cash (Debt)	-16,873	-41,594	-11,003	49,944	33,007	19,289
Net Cash Growth	-	-	-	51.31%	71.12%	-
Net Cash Per Share	-10.96	-25.39	-5.95	23.91	14.76	8.66
Filing Date Shares Outstanding	1,540	1,551	1,712	1,935	2,211	2,237
Total Common Shares Outstanding	1,540	1,551	1,712	1,935	2,211	2,237
Book Value Per Share	44.81	40.25	37.42	32.73	28.12	26.60
Tangible Book Value	65,730	60,212	61,807	60,985	59,951	57,390
Tangible Book Value Per Share	42.69	38.81	36.09	31.51	27.11	25.65

Source: S&P Global Market Intelligence. Banks template. Financial Sources.