UniCredit Ratios and Metrics

Market cap in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	406,924	463,215	254,149	182,911	120,192	137,685
Market Cap Growth	24.95%	82.26%	38.95%	52.18%	-12.71%	76.88%
Last Close Price	272.65	300.70	155.96	93.66	51.82	49.38
PE Ratio	9.01	10.25	6.27	4.51	4.02	14.53
PS Ratio	3.85	4.38	2.48	1.83	1.42	2.10
PB Ratio	1.42	1.61	0.95	0.66	0.41	0.48
P/FCF Ratio	12.35	14.06	-	-	2.64	-
P/OCF Ratio	11.31	12.88	-	-	2.50	-
Debt / Equity Ratio	3.04	3.04	3.06	2.77	2.67	3.30
Debt / FCF Ratio	26.54	26.54	-	-	17.42	-
Net Debt / Equity Ratio	0.85	0.85	0.66	0.17	-0.79	-0.53
Net Debt / FCF Ratio	7.39	7.39	-5.01	-0.26	-5.12	4.10
Return on Equity (ROE)	16.77%	16.77%	15.38%	14.93%	10.26%	3.46%
Return on Assets (ROA)	1.33%	1.33%	1.25%	1.16%	0.73%	0.23%
Earnings Yield	11.10%	9.94%	16.36%	22.59%	25.14%	6.98%
FCF Yield	8.09%	7.11%	-14.02%	-99.11%	37.95%	-26.79%
Dividend Yield	4.48%	4.42%	6.59%	8.37%	8.91%	5.00%
Payout Ratio	45.87%	45.87%	50.93%	25.66%	26.36%	36.93%
Buyback Yield / Dilution	5.46%	5.46%	11.42%	11.43%	6.60%	-0.42%
Total Shareholder Return	9.94%	9.88%	18.01%	19.80%	15.51%	4.58%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.