UniCredit S.p.A. (WSE:UCG)

UniCredit Ratios and Metrics

Market cap in millions PLN. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 9, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	435,077	255,744	182,911	120,192	138,286	77,843
Market Cap Growth	54.09%	39.82%	52.18%	-13.08%	77.65%	-36.76%
Last Close Price	280.45	159.59	95.84	53.02	50.53	27.58
PE Ratio	9.89	6.31	4.51	4.02	14.59	-
PS Ratio	4.13	2.49	1.83	1.42	2.11	1.51
PB Ratio	1.50	0.95	0.66	0.41	0.48	0.28
P/FCF Ratio	-	-	-	2.64	-	0.20
P/OCF Ratio	-	-	-	2.50	-	0.20
Debt / Equity Ratio	3.17	3.06	2.77	2.67	3.30	4.17
Debt / FCF Ratio	-	-	-	17.42	-	2.95
Return on Equity (ROE)	16.34%	15.38%	14.93%	10.26%	3.46%	-4.64%
Return on Assets (ROA)	1.29%	1.25%	1.16%	0.73%	0.23%	-0.32%
Earnings Yield	10.11%	16.26%	22.59%	25.14%	6.95%	-16.35%
FCF Yield	-1.72%	-13.93%	-99.11%	37.95%	-26.68%	498.04%
Dividend Yield	3.67%	6.44%	8.18%	8.71%	4.88%	1.99%
Payout Ratio	36.89%	50.93%	25.66%	26.36%	36.93%	-
Buyback Yield / Dilution	9.40%	11.42%	11.43%	6.60%	-0.42%	0.46%
Total Shareholder Return	13.07%	17.87%	19.61%	15.31%	4.46%	2.44%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.