XTB S.A. (WSE:XTB)

XTB S.A. Ratios and Metrics

Market cap in millions PLN. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 17, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	12,904	8,444	8,277	4,446	3,641	1,970
Market Cap Growth	61.08%	2.02%	86.15%	22.11%	84.86%	-6.26%
Last Close Price	109.76	71.82	65.52	32.70	23.67	11.88
PE Ratio	20.03	13.11	9.66	5.62	4.75	8.28
PS Ratio	6.08	3.98	4.46	2.77	2.51	3.15
PB Ratio	6.45	4.22	4.13	2.56	2.42	2.15
P/FCF Ratio	21.78	14.25	10.23	9.57	3.20	10.30
P/OCF Ratio	21.01	13.74	9.99	9.28	3.17	9.90
Debt / Equity Ratio	0.15	0.15	0.12	0.08	0.09	0.15
Debt / FCF Ratio	0.50	0.50	0.30	0.30	0.12	0.71
Net Debt / Equity Ratio	-4.28	-4.28	-3.12	-2.56	-2.57	-3.22
Net Debt / FCF Ratio	-14.46	-14.46	-7.73	-9.55	-3.40	-15.40
Asset Turnover	0.27	0.27	0.33	0.37	0.40	0.23
Quick Ratio	1.29	1.29	1.44	1.61	1.60	1.42
Current Ratio	1.29	1.29	1.44	1.61	1.61	1.43
Return on Equity (ROE)	32.18%	32.18%	45.84%	48.83%	63.27%	26.37%
Return on Assets (ROA)	8.19%	8.19%	15.12%	17.97%	21.10%	8.76%
Return on Invested Capital (ROIC)	31.37%	30.41%	39.14%	43.28%	53.87%	22.18%
Earnings Yield	4.99%	7.63%	10.35%	17.79%	21.04%	12.07%
FCF Yield	4.59%	7.02%	9.77%	10.45%	31.21%	9.71%
Dividend Yield	4.97%	-	8.32%	15.35%	20.54%	12.62%
Payout Ratio	99.47%	99.47%	68.87%	72.11%	22.98%	88.35%
Buyback Yield / Dilution	-	-	-	-0.16%	-	-
Total Shareholder Return	4.97%	-	8.32%	15.19%	20.54%	12.62%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.