XTB S.A. Ratios and Metrics

Market cap in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	12,827	8,444	8,277	4,446	3,641	1,970
Market Cap Growth	35.09%	2.02%	86.15%	22.11%	84.86%	-6.26%
Last Close Price	109.10	69.14	63.07	31.48	22.78	11.44
PE Ratio	13.02	13.11	9.66	5.62	4.75	8.28
PS Ratio	4.07	3.98	4.46	2.77	2.51	3.15
PB Ratio	5.05	4.22	4.13	2.56	2.42	2.15
P/FCF Ratio	10.44	14.25	10.23	9.57	3.20	10.30
P/OCF Ratio	10.23	13.74	9.99	9.28	3.17	9.90
Debt / Equity Ratio	0.09	0.15	0.12	0.08	0.09	0.15
Debt / FCF Ratio	0.19	0.50	0.30	0.30	0.12	0.71
Net Debt / Equity Ratio	-3.70	-4.28	-3.12	-2.56	-2.57	-3.22
Net Debt / FCF Ratio	-7.65	-14.46	-7.73	-9.55	-3.40	-15.40
Asset Turnover	0.36	0.27	0.33	0.37	0.40	0.23
Quick Ratio	1.35	1.29	1.44	1.61	1.60	1.42
Current Ratio	1.36	1.29	1.44	1.61	1.61	1.43
Return on Equity (ROE)	41.60%	32.18%	45.84%	48.83%	63.27%	26.37%
Return on Assets (ROA)	11.38%	8.19%	15.12%	17.97%	21.10%	8.76%
Return on Invested Capital (ROIC)	38.67%	30.41%	39.14%	43.28%	53.87%	22.18%
Earnings Yield	7.68%	7.63%	10.35%	17.79%	21.04%	12.07%
FCF Yield	9.58%	7.02%	9.77%	10.45%	31.21%	9.71%
Dividend Yield	3.73%	5.89%	8.64%	15.95%	21.33%	13.11%
Payout Ratio	65.03%	99.47%	68.87%	72.11%	22.98%	88.35%
Buyback Yield / Dilution	0.07%	-	-	-0.16%	-	-
Total Shareholder Return	3.79%	5.89%	8.64%	15.79%	21.33%	13.11%