XTB S.A. (WSE:XTB)
Poland · Delayed Price · Currency is PLN 168.00
+1.38 (0.83%)
Aug 7, 2026, 5:02 PM CET
XTB S.A. Financials Overview
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,566 | 2,146 | 1,873 | 1,618 | 1,444 | 625.6 |
Revenue Growth | 2323.97% | 14.55% | 15.76% | 12.06% | 130.86% | -21.58% |
Gross Profit Gross Profit Growth | 1,146 | 1,626 | 1,465 | 1,297 | 1,198 | 458.15 |
Operating Income Operating Income Growth | 629.71 | 832.38 | 986.74 | 924.15 | 885.68 | 276.82 |
Net Income Net Income Growth | 985.28 | 644.19 | 857.03 | 791.17 | 766.1 | 237.83 |
Earnings Per Share EPS Growth | 8.33 | 5.43 | 7.27 | 6.70 | 6.53 | 2.03 |
EPS Growth | 31.39% | -25.31% | 8.51% | 2.60% | 221.68% | -42.98% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Operations Operating Income Retail Operations Operating Income Growth | 2,104 | 2,104 | 1,791 | 1,510 | 1,425 | 623.61 |
Institutional Operations Operating Income Institutional Operations Operating Income Growth | 42.52 | 42.52 | 82.29 | 108.37 | 19.48 | 1.99 |
Revenue (Total) Revenue (Total) Growth | 2,146 | 2,146 | 1,873 | 1,618 | 1,444 | 625.6 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 8,699 | 7,966 | 5,426 | 3,708 | 3,203 | 2,403 |
Total Debt Total Debt Growth | 22.44 | 25.87 | 33.94 | 29.6 | 30.45 | 7.44 |
Net Cash (Debt) Net Cash Growth | 8,676 | 7,940 | 5,392 | 3,679 | 3,172 | 2,395 |
Net Cash Growth | 44.60% | 47.26% | 46.58% | 15.96% | 32.43% | 51.56% |
Net Cash Per Share Net Cash Per Share Growth | 73.80 | 67.54 | 45.86 | 31.29 | 27.02 | 20.41 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 1,253 | 614.34 | 828.26 | 479.25 | 1,149 | 199.01 |
Capital Expenditures CapEx Growth | -24.19 | -21.88 | -19.28 | -14.46 | -12.63 | -7.81 |
Free Cash Flow Free Cash Flow Growth | 1,229 | 592.47 | 808.98 | 464.79 | 1,136 | 191.2 |
Free Cash Flow Growth | 88.06% | -26.76% | 74.05% | -59.10% | 494.38% | -58.86% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 73.22% | 75.75% | 78.18% | 80.17% | 82.94% | 73.23% |
Operating Margin | 40.22% | 38.79% | 52.67% | 57.10% | 61.32% | 44.25% |
Pretax Margin | 76.85% | 36.22% | 55.96% | 59.33% | 64.76% | 46.43% |
Profit Margin | 28.76% | 30.02% | 45.74% | 48.89% | 53.04% | 38.02% |
FCF Margin | 78.49% | 27.61% | 43.18% | 28.72% | 78.69% | 30.56% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 4.070 | 4.070 | 5.450 | 5.020 | 4.860 | 1.500 |
Dividend Per Share Growth | -25.32% | -25.32% | 8.57% | 3.29% | 224.00% | -16.20% |
Dividend Yield | 2.42% | 7.59% | 0.00% | -0.00% | 4.84% | 10.67% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 15.66 | 13.23 | 9.68 | 5.64 | 4.75 | 8.27 |
Forward PE | 12.45 | 13.24 | 9.42 | 5.52 | 11.00 | 11.00 |
P/FCF Ratio | 16.07 | 14.25 | 10.23 | 9.57 | 3.20 | 10.30 |
PS Ratio | 6.30 | 3.93 | 4.42 | 2.75 | 2.52 | 3.15 |