XTB S.A. (WSE:XTB)
Poland · Delayed Price · Currency is PLN 139.74
-4.26 (-2.96%)
Oct 30, 2026, 5:03 PM CET
XTB S.A. Financials Overview
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 3,378 | 2,124 | 1,858 | 1,606 | 1,449 | 625.75 |
Revenue Growth | 69.53% | 14.32% | 15.72% | 10.82% | 131.54% | -21.66% |
Operating Income Operating Income Growth | 1,738 | 833.74 | 986.61 | 923.55 | 885.51 | 276.95 |
Net Income Net Income Growth | 1,422 | 644.19 | 857.03 | 791.17 | 766.1 | 237.83 |
Earnings Per Share EPS Growth | 12.09 | 5.48 | 7.29 | 6.73 | 6.53 | 2.03 |
EPS Growth | 117.63% | -24.83% | 8.32% | 3.11% | 222.12% | -40.85% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Operations Operating Income Retail Operations Operating Income Growth | 3,007 | 2,104 | 1,791 | 1,510 | 1,425 | 623.61 |
Institutional Operations Operating Income Institutional Operations Operating Income Growth | 64.12 | 42.52 | 82.29 | 108.37 | 19.48 | 1.99 |
Revenue (Total) Revenue (Total) Growth | 92.39 | 2,146 | 1,873 | 1,618 | 1,444 | 625.6 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 10,198 | 8,865 | 6,495 | 4,580 | 4,004 | 3,080 |
Total Debt Total Debt Growth | 274.89 | 297.03 | 242.13 | 139.96 | 136 | 135.15 |
Net Cash (Debt) Net Cash Growth | 9,923 | 8,568 | 6,253 | 4,440 | 3,868 | 2,945 |
Net Cash Growth | 26.63% | 37.04% | 40.82% | 14.80% | 31.34% | 38.01% |
Net Cash Per Share Net Cash Per Share Growth | 84.40 | 72.88 | 53.18 | 37.77 | 32.95 | 25.09 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | - | 614.34 | 828.26 | 479.25 | 1,149 | 199.01 |
Capital Expenditures CapEx Growth | - | -21.88 | -19.28 | -14.46 | -12.63 | -7.81 |
Free Cash Flow Free Cash Flow Growth | - | 592.47 | 808.98 | 464.79 | 1,136 | 191.2 |
Free Cash Flow Growth | - | -26.76% | 74.05% | -59.10% | 494.38% | -58.86% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 51.43% | 39.25% | 53.10% | 57.52% | 61.12% | 44.26% |
Pretax Margin | 51.18% | 36.60% | 56.43% | 59.80% | 64.55% | 46.42% |
Profit Margin | 42.09% | 30.33% | 46.12% | 49.27% | 52.88% | 38.01% |
FCF Margin | - | 27.89% | 43.54% | 28.95% | 78.44% | 30.56% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 4.070 | 4.070 | 5.450 | 5.020 | 4.860 | 1.500 |
Dividend Per Share Growth | -25.32% | -25.32% | 8.57% | 3.29% | 224.00% | -16.20% |
Dividend Yield | 2.91% | 5.67% | 7.74% | 13.27% | 15.67% | 8.94% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.56 | 13.11 | 9.66 | 5.62 | 4.75 | 8.28 |
Forward PE | 10.35 | 13.24 | 9.42 | 5.52 | 11.00 | 11.00 |
P/FCF Ratio | 9.86 | 14.25 | 10.23 | 9.57 | 3.20 | 10.30 |
PS Ratio | 4.86 | 3.98 | 4.46 | 2.77 | 2.51 | 3.15 |