Fidelity Life Assurance of Zimbabwe Limited (ZMSE:FIDL)

Zimbabwe · Delayed Price · Currency is ZWL · Price in ZWG

0.8050

0.00 (0.00%)

At close: Aug 7, 2026

ZMSE:FIDL Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	66.43	66.43	19.62	18.73	206.55	20.27
Revenue Growth	81.56%	238.58%	4.77%	-90.93%	919.10%	401.98%
Operating Income	6.28	6.28	-3.8	-5.63	129.39	-10.37
Net Income	4.55	4.55	1.35	2.33	-7.77	1.2
Earnings Per Share	0.04	0.04	0.01	0.02	-0.07	0.01
EPS Growth	-27.52%	237.48%	-42.05%	-	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Insurance	42.71	42.71	21.68	11.95	164.22	31.46
Consolidation Adjustments	-6.02	-6.02	-3.3	-0.4	-127.5	-10.33
Other	2.28	2.28	3.5	0.01	19.63	2.08
Microlending	-	-	1.52	-0.09	11.66	1.73
Total	38.97	38.97	23.39	11.47	196.03	35.22

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	6.67	6.67	3.77	2.8	21.91	4.8
Total Debt	4.37	4.37	3.27	0.9	3.37	0.91
Net Cash (Debt)	2.3	2.3	0.5	1.91	18.54	3.89
Net Cash Growth	-4.32%	360.41%	-73.82%	-89.72%	376.96%	58.32%
Net Cash Per Share	0.02	0.02	0.00	0.02	0.17	0.04

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	8.07	8.07	1.65	1.47	16.27	-4.62
Capital Expenditures	-	-	-	-0.11	-0.82	-0.09
Free Cash Flow	8.07	8.07	1.65	1.36	15.45	-4.71
Free Cash Flow Growth	-	389.93%	21.23%	-91.20%	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	9.45%	9.45%	-19.39%	-30.07%	62.64%	-51.18%
Pretax Margin	12.60%	12.60%	9.64%	14.61%	6.03%	19.86%
Profit Margin	6.85%	6.85%	6.89%	12.43%	-3.76%	5.93%
FCF Margin	12.15%	12.15%	8.40%	7.26%	7.48%	-23.23%

Dividends

Fiscal Year	Current	FY 2025	FY 2024
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Dividend Per Share	0.013	0.004	0.003
Dividend Per Share Growth	-98.55%	48.87%	-
Dividend Yield	0.13%	0.15%	0.06%