ZMSE:FIDL Ratios and Metrics

Market cap in millions ZWL. Fiscal year is January - December.

Millions ZWL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Nov '25 Nov 19, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Debt / Equity Ratio	0.19	3.40	0.15	0.03	0.07	0.10	Upgrade
Debt / EBITDA Ratio	0.18	2.61	-	0.03	-	-	Upgrade
Debt / FCF Ratio	-	2.53	0.66	0.22	-	0.27	Upgrade
Quick Ratio	2.33	1.81	1.83	2.58	6.67	7.28	Upgrade
Current Ratio	2.39	1.97	1.97	3.19	7.86	8.05	Upgrade
Asset Turnover	0.40	0.31	0.04	0.44	0.31	0.20	Upgrade
Return on Equity (ROE)	57.63%	189.06%	3.69%	4.67%	36.86%	-8.15%	Upgrade
Return on Assets (ROA)	4.47%	0.69%	-0.78%	17.10%	-9.80%	-1.40%	Upgrade
Return on Capital (ROIC)	30.19%	10.00%	-5.38%	117.25%	-75.84%	-10.16%	Upgrade
Dividend Yield	253.44%	0.06%	-	-	-	-	Upgrade
Total Shareholder Return	253.44%	0.06%	-	-	-	-	Upgrade

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.