Slatinska Banka d.d. (ZSE:SNBA)

Slatinska Banka d.d. Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	17.56	11.57	9.75	7.19	7.01	7.32
Total Interest Income	17.56	11.57	9.75	7.19	7.01	7.32
Interest Paid on Deposits	5.06	3.02	0.92	0.34	0.45	0.82
Net Interest Income	12.5	8.55	8.82	6.85	6.55	6.5
Net Interest Income Growth (YoY)	42.40%	-3.10%	28.80%	4.50%	0.78%	-6.85%
Income From Trading Activities	0.09	0.03	0.01	-	-	-
Gain (Loss) on Sale of Assets	-	-	-	-0.01	0.01	-0.05
Gain (Loss) on Sale of Investments	-	-	-	0.29	0.26	-0.08
Other Non-Interest Income	2.4	2.03	1.39	1.29	1.2	1.32
Total Non-Interest Income	2.48	2.05	1.41	1.56	1.47	1.19
Non-Interest Income Growth (YoY)	36.63%	45.76%	-9.98%	6.18%	23.55%	-74.26%
Revenues Before Loan Losses	14.98	10.6	10.23	8.41	8.03	7.7
Provision for Loan Losses	-0.27	0.15	0.79	0.41	1.15	1.36
Revenue	15.25	10.45	9.44	8.01	6.88	6.33
Revenue Growth (YoY)	44.06%	10.72%	17.90%	16.42%	8.55%	-9.69%
Occupancy Expenses	0.38	0.72	0.6	0.55	0.54	0.59
Amortization of Goodwill & Intangibles	0.64	-	-	-	-	-
Selling, General & Administrative	11.63	8.36	7.43	5.79	5.45	4.98
Other Non-Interest Expense	0.2	0.09	0.13	0.49	0.24	0.64
Total Non-Interest Expense	12.86	9.17	8.15	6.83	6.23	6.22
EBT Excluding Unusual Items	2.39	1.28	1.29	1.17	0.64	0.12
Asset Writedown	-	-	-	-0.01	-	-
Legal Settlements	-	-	-	-	0.03	0.18
Other Unusual Items	22.45	-	-	-	-	-
Pretax Income	24.84	1.28	1.29	1.17	0.68	0.3
Income Tax Expense	0.26	0.26	0.39	0.36	0.18	0.12
Net Income	24.58	1.01	0.9	0.81	0.5	0.18
Net Income to Common	24.58	1.01	0.9	0.81	0.5	0.18
Net Income Growth	1634.63%	12.75%	11.12%	62.94%	176.77%	-41.09%
Basic Shares Outstanding	-	-	1	1	1	1
Diluted Shares Outstanding	-	-	1	1	1	1
EPS (Basic)	-	-	1.06	0.96	0.59	0.21
EPS (Diluted)	-	-	1.06	0.96	0.59	0.21
EPS Growth	-	-	11.12%	62.94%	176.77%	-41.09%
Effective Tax Rate	1.06%	20.64%	30.00%	30.53%	26.72%	40.76%

Updated Feb 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.