Slatinska Banka d.d. Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	21.02	11.57	9.75	7.19	7.01	7.32
Total Interest Income	21.02	11.57	9.75	7.19	7.01	7.32
Interest Paid on Deposits	5.9	3.02	0.92	0.34	0.45	0.82
Net Interest Income	15.12	8.55	8.82	6.85	6.55	6.5
Net Interest Income Growth (YoY)	74.80%	-3.10%	28.80%	4.50%	0.78%	-6.85%
Income From Trading Activities	0.1	0.03	0.01	-	-	-
Gain (Loss) on Sale of Assets	-	-	-	-0.01	0.01	-0.05
Gain (Loss) on Sale of Investments	-	-	-	0.29	0.26	-0.08
Other Non-Interest Income	2.64	2.03	1.39	1.29	1.2	1.32
Total Non-Interest Income	2.73	2.05	1.41	1.56	1.47	1.19
Non-Interest Income Growth (YoY)	48.38%	45.76%	-9.98%	6.18%	23.55%	-74.26%
Revenues Before Loan Losses	17.86	10.6	10.23	8.41	8.03	7.7
Provision for Loan Losses	-0.5	0.15	0.79	0.41	1.15	1.36
Revenue	18.35	10.45	9.44	8.01	6.88	6.33
Revenue Growth (YoY)	79.42%	10.72%	17.90%	16.42%	8.55%	-9.69%
Occupancy Expenses	0.19	0.72	0.6	0.55	0.54	0.59
Amortization of Goodwill & Intangibles	0.96	-	-	-	-	-
Selling, General & Administrative	13.42	8.36	7.43	5.79	5.45	4.98
Other Non-Interest Expense	0.27	0.09	0.13	0.49	0.24	0.64
Total Non-Interest Expense	14.84	9.17	8.15	6.83	6.23	6.22
EBT Excluding Unusual Items	3.51	1.28	1.29	1.17	0.64	0.12
Asset Writedown	-	-	-	-0.01	-	-
Legal Settlements	-	-	-	-	0.03	0.18
Other Unusual Items	22.06	-	-	-	-	-
Pretax Income	25.57	1.28	1.29	1.17	0.68	0.3
Income Tax Expense	0.63	0.26	0.39	0.36	0.18	0.12
Net Income	24.94	1.01	0.9	0.81	0.5	0.18
Net Income to Common	24.94	1.01	0.9	0.81	0.5	0.18
Net Income Growth	2759.62%	12.75%	11.12%	62.94%	176.77%	-41.09%
Basic Shares Outstanding	-	-	1	1	1	1
Diluted Shares Outstanding	-	-	1	1	1	1
EPS (Basic)	-	-	1.06	0.96	0.59	0.21
EPS (Diluted)	-	-	1.06	0.96	0.59	0.21
EPS Growth	-	-	11.12%	62.94%	176.77%	-41.09%
Effective Tax Rate	2.48%	20.64%	30.00%	30.53%	26.72%	40.76%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.