Slatinska Banka d.d. (ZSE:SNBA)

Slatinska Banka d.d. Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	24.48	11.57	9.75	7.19	7.01
Total Interest Income	24.48	11.57	9.75	7.19	7.01
Interest Paid on Deposits	8.53	3.02	0.92	0.34	0.45
Net Interest Income	15.95	8.55	8.82	6.85	6.55
Net Interest Income Growth (YoY)	86.64%	-3.10%	28.80%	4.50%	0.78%
Income From Trading Activities	0.1	0.03	0.01	-	-
Gain (Loss) on Sale of Assets	-	-	-	-0.01	0.01
Gain (Loss) on Sale of Investments	-	-	-	0.29	0.26
Other Non-Interest Income	2.84	2.03	1.39	1.29	1.2
Total Non-Interest Income	2.93	2.05	1.41	1.56	1.47
Non-Interest Income Growth (YoY)	42.96%	45.76%	-9.98%	6.18%	23.55%
Revenues Before Loan Losses	18.89	10.6	10.23	8.41	8.03
Provision for Loan Losses	-0.3	0.15	0.79	0.41	1.15
Revenue	19.19	10.45	9.44	8.01	6.88
Revenue Growth (YoY)	83.65%	10.72%	17.90%	16.42%	8.55%
Occupancy Expenses	-	0.72	0.6	0.55	0.54
Federal Deposit Insurance	0.31	-	-	-	-
Amortization of Goodwill & Intangibles	1.62	-	-	-	-
Selling, General & Administrative	15.35	8.36	7.43	5.79	5.45
Other Non-Interest Expense	0.25	0.09	0.13	0.49	0.24
Total Non-Interest Expense	17.52	9.17	8.15	6.83	6.23
EBT Excluding Unusual Items	1.67	1.28	1.29	1.17	0.64
Asset Writedown	-	-	-	-0.01	-
Legal Settlements	-	-	-	-	0.03
Other Unusual Items	23.02	-	-	-	-
Pretax Income	24.69	1.28	1.29	1.17	0.68
Income Tax Expense	0.36	0.26	0.39	0.36	0.18
Net Income	24.33	1.01	0.9	0.81	0.5
Net Income to Common	24.33	1.01	0.9	0.81	0.5
Net Income Growth	2297.14%	12.75%	11.12%	62.94%	176.77%
Basic Shares Outstanding	-	-	1	1	1
Diluted Shares Outstanding	-	-	1	1	1
EPS (Basic)	-	-	1.06	0.96	0.59
EPS (Diluted)	-	-	1.06	0.96	0.59
EPS Growth	-	-	11.12%	62.94%	176.77%
Effective Tax Rate	1.46%	20.64%	30.00%	30.53%	26.72%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.