Slatinska Banka d.d. (ZSE: SNBA)

Slatinska Banka d.d. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	5.22	57.26	47.31	336.25	299.76	203.59
Investment Securities	37.16	35.7	31.52	239.83	276.82	295.63
Total Investments	37.16	35.7	31.52	239.83	276.82	295.63
Gross Loans	-	146.8	138.49	944.67	945.36	1,003
Allowance for Loan Losses	-	-12.43	-12.45	-101.77	-130.35	-144.16
Net Loans	-	134.37	126.04	842.9	815.01	858.96
Property, Plant & Equipment	3.39	3.45	3.05	21.94	23.35	25.39
Other Intangible Assets	2.71	2.73	2.53	14.58	10.11	7.77
Other Receivables	0.41	0	-	0	-	-
Restricted Cash	62.82	-	-	69.88	67.36	89.36
Other Current Assets	-	0.2	0.14	0.84	0.72	0.86
Long-Term Deferred Tax Assets	-	0.16	0.15	1.46	1.6	1.75
Other Real Estate Owned & Foreclosed	-	0.98	1.04	7.34	6.73	10.88
Other Long-Term Assets	0.6	0.01	0.01	0.11	0.12	0.14
Total Assets	273.37	234.87	211.79	1,535	1,502	1,494
Accounts Payable	-	0.14	0.3	1.57	2.01	1.76
Accrued Expenses	-	0.38	0.43	2.31	2.94	1.98
Interest Bearing Deposits	240	90.86	55.45	471.59	619.34	722.24
Non-Interest Bearing Deposits	-	104.2	120.25	777.88	590.16	523.59
Total Deposits	240	195.06	175.69	1,249	1,210	1,246
Current Portion of Long-Term Debt	-	0.4	0.45	4.59	6.87	7.36
Current Portion of Leases	-	0.11	0.08	0.81	1.01	0.98
Current Income Taxes Payable	0.07	0.14	0.2	0.47	0.2	0.11
Other Current Liabilities	1.64	1.7	1.12	11.34	13.12	11.11
Long-Term Debt	4.54	10.89	11.13	86.58	92.44	48.62
Long-Term Leases	-	0.49	0.27	0.92	1.32	2.17
Other Long-Term Liabilities	0.72	0.02	0.5	3.61	3.44	4.87
Total Liabilities	246.97	209.72	190.49	1,363	1,334	1,329
Common Stock	11.95	11.95	12.2	91.9	91.9	91.9
Additional Paid-In Capital	0.02	0.02	0.02	0.15	0.15	0.15
Retained Earnings	12.89	11.97	10.72	75.56	71.82	70.42
Treasury Stock	-0.47	-0.88	-0.88	-6.59	-6.59	-6.59
Comprehensive Income & Other	2	2.1	-0.76	11.3	9.91	9.75
Shareholders' Equity	26.4	25.15	21.3	172.31	167.18	165.62
Total Liabilities & Equity	273.37	234.87	211.79	1,535	1,502	1,494
Total Debt	4.54	11.89	11.93	92.9	101.64	59.12
Net Cash (Debt)	0.68	46.88	36.07	249.89	205.52	154.11
Net Cash Growth	-88.39%	29.99%	-85.57%	21.59%	33.36%	-70.18%
Net Cash Per Share	-	55.31	42.55	294.82	242.48	181.82
Filing Date Shares Outstanding	-	0.85	0.85	0.85	0.85	0.85
Total Common Shares Outstanding	-	0.85	0.85	0.85	0.85	0.85
Book Value Per Share	-	29.68	25.13	203.29	197.24	195.40
Tangible Book Value	23.69	22.42	18.76	157.73	157.08	157.85
Tangible Book Value Per Share	-	26.46	22.14	186.10	185.32	186.23

Source: S&P Capital IQ. Banks template. Financial Sources.