Bank7 Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	91.22	87.87	86.2	82.55	69.43	53.24
Net Interest Income Growth	7.29%	1.95%	4.42%	18.90%	30.41%	12.88%
Non-Interest Income	8.72	8.5	11.25	9.24	2.94	2.25
Non-Interest Income Growth	-20.76%	-24.45%	21.77%	214.46%	30.62%	35.13%
Revenues Before Loan Losses	99.94	96.38	97.45	91.79	72.37	55.49
Provision for Credit Losses	0.7	0.7	-	21.15	4.47	4.18
Revenue	99.24	95.68	97.45	70.64	67.9	51.31
Revenue Growth (YoY)	3.35%	-1.82%	37.95%	4.04%	32.33%	18.02%
Compensation Expenses	23.69	22.63	20.78	17.39	17.04	11.98
Selling, General & Admin	8.79	8.1	7.42	6.76	7.69	5.51
Other Non-Interest Expenses	7.89	8.18	8.89	9.28	3.91	2.9
Total Non-Interest Expense	40.37	38.91	37.1	33.42	28.64	20.4
Pretax Income	58.87	56.77	60.35	37.22	39.26	30.91
Provision for Income Taxes	14.13	13.7	14.66	8.95	9.62	7.76
Net Income	44.74	43.07	45.7	28.28	29.64	23.16
Net Income to Common	44.74	43.07	45.7	28.28	29.64	23.16
Net Income Growth	-0.02%	-5.75%	61.62%	-4.60%	27.98%	20.21%
Shares Outstanding (Basic)	9	9	9	9	9	9
Shares Outstanding (Diluted)	10	10	9	9	9	9
Shares Change (YoY)	0.96%	1.34%	1.98%	0.65%	1.24%	-3.07%
EPS (Basic)	4.73	4.56	4.92	3.09	3.26	2.56
EPS (Diluted)	4.66	4.50	4.84	3.05	3.22	2.55
EPS Growth	-1.06%	-7.03%	58.69%	-5.28%	26.27%	24.39%
Shares Outstanding	9.52	9.46	9.39	9.2	9.12	9.07
Free Cash Flow	47.36	41.4	50.85	46.29	39.42	29.53
Free Cash Flow Growth	14.41%	-18.59%	9.85%	17.43%	33.47%	19.10%
Free Cash Flow Per Share	4.94	4.32	5.38	5.00	4.28	3.25
Dividends Per Share	1.050	1.020	0.900	0.740	0.520	0.450
Dividend Growth	2.94%	13.33%	21.62%	42.31%	15.56%	9.76%
Profit Margin	45.08%	45.02%	46.89%	40.03%	43.65%	45.13%
FCF Margin	47.72%	43.27%	52.18%	65.53%	58.06%	57.56%
EBITDA	1.16	1.12	1.06	1.3	1.41	1.03
EBITDA Margin	1.17%	1.17%	1.08%	1.84%	2.07%	2.01%
Effective Tax Rate	24.01%	24.13%	24.28%	24.04%	24.50%	25.09%

SEC Filings: 10-K · 10-Q