Heritage Insurance Holdings, Inc. (HRTG)
NYSE: HRTG · Real-Time Price · USD
21.68
-0.32 (-1.45%)
May 29, 2026, 4:00 PM EDT - Market closed
HRTG Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 793.82 | 794.16 | 767.86 | 697.19 | 637.07 | 611.07 |
Investment Income | 38.45 | 37.16 | 36.63 | 25.76 | 11.98 | 5.65 |
Net Gains on Investments | 2.73 | 2.71 | -0.71 | -0.97 | -0.26 | -0.02 |
Total Other Revenues | 13.47 | 13.3 | 13.2 | 13.53 | 13.68 | 14.85 |
| 848.47 | 847.33 | 816.99 | 735.5 | 662.46 | 631.56 | |
Revenue Growth (YoY) | 1.35% | 3.71% | 11.08% | 11.03% | 4.89% | 6.43% |
Insurance Benefits & Claims | 305.44 | 313.25 | 447.05 | 426.13 | 501.16 | 427.37 |
Policy Amortization Costs | 173.48 | 173.96 | 191.19 | 167.61 | 156.3 | 145.97 |
Other Operating Expenses | 94.02 | 92.97 | 85.14 | 78.54 | 162.36 | 126.29 |
Operating Income | 275.53 | 267.15 | 93.61 | 63.22 | -157.36 | -68.06 |
Interest Expense | -7.24 | -7.89 | -10.93 | -11.21 | -8.81 | -7.97 |
Total Non-Operating Income (Expense) | -7.24 | -7.89 | -10.93 | -11.21 | -8.81 | -7.97 |
Pretax Income | 268.29 | 259.26 | 82.68 | 52.01 | -166.17 | -76.03 |
Provision for Income Taxes | 66.69 | 63.67 | 21.14 | 6.7 | -11.81 | -1.31 |
Net Income | 201.6 | 195.59 | 61.54 | 45.31 | -154.36 | -74.73 |
Net Income to Common | 201.6 | 195.59 | 61.54 | 45.31 | -154.36 | -74.73 |
Net Income Growth | 159.17% | 217.84% | 35.83% | - | - | - |
Shares Outstanding (Basic) | 31 | 31 | 31 | 26 | 26 | 28 |
Shares Outstanding (Diluted) | 31 | 31 | 31 | 26 | 26 | 28 |
Shares Change (YoY) | 0.69% | 0.96% | 16.77% | -0.35% | -5.25% | -0.66% |
EPS (Basic) | 6.53 | 6.33 | 2.01 | 1.73 | -5.86 | -2.69 |
EPS (Diluted) | 6.52 | 6.32 | 2.01 | 1.73 | -5.86 | -2.69 |
EPS Growth | 157.71% | 214.43% | 16.18% | - | - | - |
Shares Outstanding | 30.33 | 30.83 | 30.61 | 30.22 | 25.54 | 26.75 |
Free Cash Flow | 198.47 | 174.16 | 78.87 | 60.53 | -41.97 | 59.12 |
Free Cash Flow Growth | 13.96% | 120.84% | 30.30% | - | - | -65.11% |
Free Cash Flow Per Share | 6.41 | 5.63 | 2.57 | 2.31 | -1.59 | 2.13 |
Dividends Per Share | - | - | - | - | 0.120 | 0.240 |
Dividend Growth | - | - | - | - | -50.00% | - |
Operating Margin | 32.47% | 31.53% | 11.46% | 8.59% | -23.75% | -10.78% |
Profit Margin | 23.76% | 23.08% | 7.53% | 6.16% | -23.30% | -11.83% |
FCF Margin | 23.39% | 20.55% | 9.65% | 8.23% | -6.34% | 9.36% |
EBITDA | 288.5 | 279.85 | 103.16 | 71.9 | -149 | -59.62 |
EBITDA Margin | 34.00% | 33.03% | 12.63% | 9.78% | -22.49% | -9.44% |
EBIT | 275.53 | 267.15 | 93.61 | 63.22 | -157.36 | -68.06 |
EBIT Margin | 32.47% | 31.53% | 11.46% | 8.59% | -23.75% | -10.78% |
Effective Tax Rate | 24.86% | 24.56% | 25.56% | 12.88% | 7.11% | 1.72% |