Heritage Insurance Holdings, Inc. (HRTG)

HRTG Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Debt Securities	801.91	709.44	624.96	534.38	611.27	646.85
Investments in Equity & Preferred Securities	1.65	1.9	2.86	2.42	5.03	5.27
Other Investments	0.43	0.45	5.03	6.31	12.97	20.08
Total Investments	803.99	711.79	632.84	543.12	629.27	672.2
Cash & Equivalents	587.6	559.27	452.67	463.64	280.88	359.34
Reinsurance Recoverable	305.18	318.59	740.2	482.43	805.06	269.39
Other Receivables	101.54	114.02	110.27	108.42	110.05	88.77
Deferred Policy Acquisition Cost	68.92	64.54	63.2	69.26	99.62	93.88
Property, Plant & Equipment	45.18	45.73	59.01	57.66	53.2	45.18
Goodwill	-	-	-	-	-	91.96
Other Intangible Assets	27.15	30.19	36.37	42.56	49.58	55.93
Restricted Cash	13.78	13.31	10.98	9.7	6.69	5.42
Other Current Assets	460.69	325.77	314.08	299.19	311.67	272.26
Long-Term Deferred Tax Assets	6	5.86	13.88	11.11	16.84	-
Other Long-Term Assets	32.42	6.76	35.42	32.5	29.75	26.46
Total Assets	2,452	2,196	2,469	2,120	2,393	1,981

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	15.97	18.85	21.15	16.19	17.66	10.09
Accrued Expenses	23.16	28.23	26.94	28.99	25.89	27.22
Unpaid Claims	482	579.48	1,043	845.96	1,132	590.17
Unearned Premiums	765.02	727.09	717.89	699.82	725.91	655.33
Reinsurance Payable	501.03	232.8	227.06	159.82	199.8	191.73
Current Portion of Long-Term Debt	1.88	3.75	-	-	-	-
Current Portion of Leases	2.21	4.96	-	-	-	-
Current Income Taxes Payable	5.66	4.28	0.85	-	-	-
Long-Term Debt	69.41	74.68	116.32	119.73	128.94	120.76
Long-Term Leases	18.34	16.42	25.02	28.46	31.25	31.17
Long-Term Deferred Tax Liabilities	-	-	-	-	-	9.43
Other Current Liabilities	-	-	-	0.05	0.07	1.63
Other Long-Term Liabilities	0.03	0.04	0.21	0.27	0.23	0.2
Total Liabilities	1,885	1,691	2,178	1,899	2,262	1,638

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0	0	0	0	0	0
Additional Paid-In Capital	359.5	365.74	362.64	360.31	334.71	332.8
Retained Earnings	381.44	283.25	87.66	26.12	-19.19	138.38
Treasury Stock	-157.77	-133.18	-130.9	-130.9	-130.9	-123.56
Comprehensive Income & Other	-15.45	-10.56	-28.6	-35.25	-53.59	-4.57
Shareholders' Equity	567.73	505.25	290.8	220.28	131.04	343.05
Total Liabilities & Equity	2,452	2,196	2,469	2,120	2,393	1,981

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	28.87	29.24	29.27	29.06	24.94	26.54
Total Common Shares Outstanding	28.87	29.35	29.27	29.06	24.89	26.52
Total Debt	91.83	99.82	141.34	148.19	160.19	151.93
Net Cash (Debt)	495.76	459.46	311.33	315.45	120.69	207.41
Net Cash Growth	38.49%	47.58%	-1.31%	161.37%	-41.81%	-33.48%
Net Cash Per Share	16.15	14.85	10.16	12.02	4.58	7.46
Book Value Per Share	19.67	17.21	9.93	7.58	5.26	12.94
Tangible Book Value	540.58	475.06	254.43	177.73	81.46	195.17
Tangible Book Value Per Share	18.73	16.18	8.69	6.12	3.27	7.36
Land	-	-	2.58	2.58	2.58	2.58
Buildings	-	-	9.6	9.6	9.6	10.14
Machinery	44.97	42.77	35.25	12.72	10.83	9.28
Construction In Progress	-	-	-	14.45	-	-
Leasehold Improvements	2.12	5.46	11.02	10.88	10.49	8.26

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: May 8, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 19, 2026

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