Heritage Insurance Holdings, Inc. (HRTG)

HRTG Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Debt Securities	852.63	709.44	624.96	534.38	611.27	646.85
Investments in Equity & Preferred Securities	0.82	1.9	2.86	2.42	5.03	5.27
Other Investments	1.21	0.45	5.03	6.31	12.97	20.08
Total Investments	854.66	711.79	632.84	543.12	629.27	672.2
Cash & Equivalents	532.1	559.27	452.67	463.64	280.88	359.34
Reinsurance Recoverable	218.89	318.59	740.2	482.43	805.06	269.39
Other Receivables	95.63	114.02	110.27	108.42	110.05	88.77
Deferred Policy Acquisition Cost	64.85	64.54	63.2	69.26	99.62	93.88
Property, Plant & Equipment	43.03	45.73	59.01	57.66	53.2	45.18
Goodwill	-	-	-	-	-	91.96
Other Intangible Assets	25.65	30.19	36.37	42.56	49.58	55.93
Restricted Cash	13.29	13.31	10.98	9.7	6.69	5.42
Other Current Assets	383.97	325.77	314.08	299.19	311.67	272.26
Long-Term Deferred Tax Assets	15.13	5.86	13.88	11.11	16.84	-
Other Long-Term Assets	15.65	6.76	35.42	32.5	29.75	26.46
Total Assets	2,263	2,196	2,469	2,120	2,393	1,981

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	30.68	18.85	21.15	16.19	17.66	10.09
Accrued Expenses	8.7	28.23	26.94	28.99	25.89	27.22
Unpaid Claims	459.88	579.48	1,043	845.96	1,132	590.17
Unearned Premiums	735.16	727.09	717.89	699.82	725.91	655.33
Reinsurance Payable	339.14	232.8	227.06	159.82	199.8	191.73
Current Portion of Long-Term Debt	-	3.75	-	-	-	-
Current Portion of Leases	-	4.96	-	-	-	-
Current Income Taxes Payable	-	4.28	0.85	-	-	-
Long-Term Debt	70.43	74.68	116.32	119.73	128.94	120.76
Long-Term Leases	19.69	16.42	25.02	28.46	31.25	31.17
Long-Term Deferred Tax Liabilities	-	-	-	-	-	9.43
Other Current Liabilities	-	-	-	0.05	0.07	1.63
Other Long-Term Liabilities	-	0.04	0.21	0.27	0.23	0.2
Total Liabilities	1,664	1,691	2,178	1,899	2,262	1,638

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0	0	0	0	0	0
Additional Paid-In Capital	360.89	365.74	362.64	360.31	334.71	332.8
Retained Earnings	432.57	283.25	87.66	26.12	-19.19	138.38
Treasury Stock	-161.07	-133.18	-130.9	-130.9	-130.9	-123.56
Comprehensive Income & Other	-33.24	-10.56	-28.6	-35.25	-53.59	-4.57
Shareholders' Equity	599.14	505.25	290.8	220.28	131.04	343.05
Total Liabilities & Equity	2,263	2,196	2,469	2,120	2,393	1,981

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	28.77	29.24	29.27	29.06	24.94	26.54
Total Common Shares Outstanding	28.77	29.35	29.27	29.06	24.89	26.52
Total Debt	90.12	99.82	141.34	148.19	160.19	151.93
Net Cash (Debt)	441.98	459.46	311.33	315.45	120.69	207.41
Net Cash Growth	-3.66%	47.58%	-1.31%	161.37%	-41.81%	-33.48%
Net Cash Per Share	14.54	14.85	10.16	12.02	4.58	7.46
Book Value Per Share	20.83	17.21	9.93	7.58	5.26	12.94
Tangible Book Value	573.49	475.06	254.43	177.73	81.46	195.17
Tangible Book Value Per Share	19.93	16.18	8.69	6.12	3.27	7.36
Land	-	-	2.58	2.58	2.58	2.58
Buildings	-	-	9.6	9.6	9.6	10.14
Machinery	-	42.77	35.25	12.72	10.83	9.28
Construction In Progress	-	-	-	14.45	-	-
Leasehold Improvements	-	5.46	11.02	10.88	10.49	8.26

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 8, 2026

Data Sources Report a data error