Heritage Insurance Holdings, Inc. (HRTG)
NYSE: HRTG · Real-Time Price · USD
33.50
+0.54 (1.64%)
Nov 10, 2026, 4:00 PM EST - Market closed
HRTG Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 195.59 | 61.54 | 45.31 | -154.36 | -74.73 |
Depreciation & Amortization | 12.7 | 9.55 | 8.69 | 8.36 | 8.45 |
Other Amortization | 0.36 | 0.86 | 0.47 | 1.04 | 1.78 |
Gain (Loss) on Sale of Assets | - | - | - | -0.4 | 0.17 |
Gain (Loss) on Sale of Investments | -3.49 | -1.94 | -2.55 | 3.38 | 4.07 |
Stock-Based Compensation | 5.39 | 3.25 | 1.36 | 2.01 | 1.16 |
Change in Accounts Receivable | 6.41 | -12.7 | 2.4 | -20.82 | 5.55 |
Reinsurance Recoverable | 421.64 | -257.78 | 322.63 | -535.67 | 85.65 |
Change in Unearned Revenue | 9.19 | 18.07 | 16.66 | 68.23 | 27.04 |
Change in Income Taxes | 3.44 | 14.2 | -1.24 | -0.38 | 20.49 |
Change in Insurance Reserves / Liabilities | -463.21 | 196.73 | -285.85 | 541.64 | -69.18 |
Change in Other Net Operating Assets | -12.93 | -13.2 | 4.11 | -30.38 | -30.05 |
Other Operating Activities | 2.38 | -4.84 | 0.04 | -11.2 | -5.96 |
Operating Cash Flow | 182.24 | 87.1 | 70.42 | -34.26 | 60.13 |
Operating Cash Flow Growth | 109.24% | 23.69% | - | - | -64.67% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -8.07 | -8.23 | -9.89 | -12.38 | -1.01 |
Sale of Property, Plant & Equipment | 3.18 | - | - | - | - |
Investment in Securities | -32.45 | -83.73 | 109.62 | -40.43 | -125.87 |
Other Investing Activities | 4.67 | 0.36 | 1.08 | 14.95 | 2.4 |
Investing Cash Flow | -32.67 | -91.6 | 100.81 | -37.86 | -124.48 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 5.5 | - | 35 | 2.78 |
Total Debt Repaid | -36.05 | -9.77 | -9.68 | -27.85 | -4.93 |
Net Debt Issued (Repaid) | -36.05 | -4.27 | -9.68 | 7.15 | -2.15 |
Issuance of Common Stock | - | - | 24.67 | - | - |
Repurchases of Common Stock | -4.58 | -0.97 | -0.43 | -7.44 | -8.42 |
Common Dividends Paid | - | - | -0.01 | -4.77 | -6.71 |
Other Financing Activities | - | 0.05 | - | - | - |
Financing Cash Flow | -40.63 | -5.19 | 14.55 | -5.06 | -17.28 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 108.94 | -9.69 | 185.77 | -77.18 | -81.63 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 174.16 | 78.87 | 60.53 | -46.64 | 59.12 |
Free Cash Flow Growth | 120.84% | 30.30% | - | - | -65.11% |
Free Cash Flow Margin | 20.55% | 9.65% | 8.23% | -7.04% | 9.36% |
Free Cash Flow Per Share | 5.63 | 2.57 | 2.31 | -1.77 | 2.13 |
Levered Free Cash Flow | 130.41 | 67.06 | 17.03 | -20.02 | 67.19 |
Unlevered Free Cash Flow | 134.98 | 73.04 | 23.56 | -15.55 | 70.39 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 6.89 | 9.47 | 9.31 | 7.84 | 5.28 |
Cash Income Tax Paid | 57.86 | 12.59 | 7.89 | -0.29 | 0.53 |
Change in Working Capital | -31.06 | 18.62 | 15.48 | 24.96 | 64.68 |