Open Lending Corporation (LPRO)
NASDAQ: LPRO · Real-Time Price · USD
2.280
-0.010 (-0.44%)
May 29, 2026, 4:00 PM EDT - Market closed
Open Lending Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 89.32 | 93.22 | 24.02 | 117.46 | 179.59 | 215.66 | |
Revenue Growth (YoY) | 405.40% | 288.02% | -79.55% | -34.60% | -16.72% | 98.05% |
Cost of Revenue | 20.33 | 21.56 | 23.86 | 22.28 | 19.97 | 18.62 |
Gross Profit | 68.99 | 71.66 | 0.17 | 95.18 | 159.63 | 197.03 |
Selling, General & Admin | 67.11 | 67.89 | 61.09 | 60.53 | 53.81 | 42.39 |
Research & Development | 8.28 | 8.78 | 4.46 | 5.58 | 8.21 | 4.35 |
Total Operating Expenses | 75.39 | 76.67 | 65.55 | 66.1 | 62.01 | 46.75 |
Operating Income | -5.77 | -5.01 | -65.38 | 29.08 | 97.62 | 150.29 |
Interest Income | 8.31 | 9.32 | 12.09 | 10.34 | 2 | 0.21 |
Interest Expense | -8.4 | -9.66 | -11.32 | -10.66 | -5.83 | -5.86 |
Other Non-Operating Income (Expense) | -0.02 | -0.02 | - | 0.11 | -0.24 | 46.53 |
Total Non-Operating Income (Expense) | -0.11 | -0.36 | 0.77 | -0.22 | -4.08 | 40.88 |
Pretax Income | -6.51 | -5.37 | -64.61 | 28.86 | 93.54 | 191.17 |
Provision for Income Taxes | -1.2 | -1.13 | 70.41 | 6.79 | 26.92 | 45.09 |
Net Income | -5.31 | -4.24 | -135.01 | 22.07 | 66.62 | 146.08 |
Net Income to Common | -5.31 | -4.24 | -135.01 | 22.07 | 66.62 | 146.08 |
Net Income Growth | - | - | - | -66.87% | -54.40% | - |
Shares Outstanding (Basic) | 118 | 119 | 119 | 121 | 126 | 126 |
Shares Outstanding (Diluted) | 118 | 119 | 119 | 121 | 126 | 126 |
Shares Change (YoY) | -0.99% | -0.48% | -1.89% | -3.79% | -0.10% | 52.45% |
EPS (Basic) | -0.04 | -0.04 | -1.13 | 0.18 | 0.53 | 1.16 |
EPS (Diluted) | -0.04 | -0.04 | -1.13 | 0.18 | 0.53 | 1.16 |
EPS Growth | - | - | - | -66.04% | -54.31% | - |
Shares Outstanding | 118.22 | 117.66 | 119.35 | 118.82 | 123.65 | 126.21 |
Free Cash Flow | -0.13 | -3.25 | 17.43 | 82.54 | 107.19 | 95.05 |
Free Cash Flow Growth | - | - | -78.88% | -23.00% | 12.78% | 305.41% |
Free Cash Flow Per Share | -0.00 | -0.03 | 0.15 | 0.68 | 0.85 | 0.75 |
Gross Margin | 77.24% | 76.88% | 0.70% | 81.03% | 88.88% | 91.37% |
Operating Margin | -6.46% | -5.37% | -272.14% | 24.75% | 54.35% | 69.69% |
Profit Margin | -5.95% | -4.54% | -561.98% | 18.79% | 37.09% | 67.74% |
FCF Margin | -0.15% | -3.49% | 72.56% | 70.27% | 59.69% | 44.07% |
EBITDA | -3.25 | -2.6 | -63.7 | 30.23 | 98.53 | 150.81 |
EBITDA Margin | -3.63% | -2.78% | -265.17% | 25.74% | 54.86% | 69.93% |
EBIT | -5.77 | -5.01 | -65.38 | 29.08 | 97.62 | 150.29 |
EBIT Margin | -6.46% | -5.37% | -272.14% | 24.75% | 54.35% | 69.69% |
Effective Tax Rate | 18.41% | 21.10% | -108.98% | 23.52% | 28.78% | 23.58% |