Open Lending Corporation (LPRO)

Open Lending Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	173.31	176.61	243.16	240.21	204.45	116.45
Cash & Short-Term Investments	173.31	176.61	243.16	240.21	204.45	116.45
Cash Growth	-26.63%	-27.37%	1.23%	17.49%	75.56%	14.72%
Accounts Receivable	26.32	25.84	15.03	33.32	60.15	77.07
Other Receivables	1	3.21	3.56	7.04	9.71	1.35
Receivables	27.32	29.05	18.59	40.36	69.86	78.41
Restricted Cash	11.64	11.6	10.76	6.46	4.07	3.06
Other Current Assets	5.86	5.42	3.22	2.85	2.36	4.87
Total Current Assets	218.13	222.69	275.73	289.88	280.74	202.79
Property, Plant & Equipment	3.25	3.52	4.61	4.82	7.18	7.85
Other Intangible Assets	3.82	4.05	5.39	3.09	-	-
Long-Term Accounts Receivable	2.38	2.89	5.09	0.61	21	42.41
Long-Term Deferred Tax Assets	-	-	-	70.11	65.13	65.5
Other Long-Term Assets	3.51	3.53	5.56	5.54	5.58	0.26
Total Assets	231.09	236.68	296.37	374.04	379.63	318.83

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	0.54	0.45	0.95	0.38	0.29	1.29
Accrued Expenses	5.96	8.7	5.17	8.13	6.39	3.98
Current Portion of Long-Term Debt	7.5	7.5	7.5	4.69	3.75	3.13
Current Portion of Leases	-	0.9	0.78	0.63	0.56	0.5
Other Current Liabilities	35.13	31.72	32.85	6.76	4.12	3.18
Total Current Liabilities	49.14	49.26	47.25	20.59	15.11	12.07
Long-Term Debt	75.44	77.27	132.22	139.36	143.68	143.14
Long-Term Leases	2.13	2.38	3.27	3.45	4.08	4.64
Other Long-Term Liabilities	29.06	32.81	35.54	5.06	3.94	-
Total Liabilities	155.77	161.72	218.28	168.46	166.81	159.84

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	1.28	1.28	1.28	1.28	1.28	1.28
Additional Paid-In Capital	491.95	497.66	502.66	502.03	499.63	496.98
Retained Earnings	-333.46	-333	-328.76	-193.75	-215.82	-282.44
Treasury Stock	-84.47	-90.99	-97.1	-103.99	-72.26	-56.84
Total Common Equity	75.32	74.96	78.09	205.58	212.82	158.98
Shareholders' Equity	75.32	74.96	78.09	205.58	212.82	158.98
Total Liabilities & Equity	231.09	236.68	296.37	374.04	379.63	318.83

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	85.08	88.05	143.77	148.13	152.08	151.4
Net Cash (Debt)	88.23	88.57	99.4	92.08	52.37	-34.94
Net Cash Growth	-7.36%	-10.89%	7.95%	75.81%	-	-
Net Cash Per Share	0.75	0.75	0.83	0.76	0.41	-0.28
Filing Date Shares Outstanding	118.22	117.68	119.78	118.88	123.69	126.22
Total Common Shares Outstanding	118.22	117.66	119.35	118.82	123.65	126.21
Working Capital	168.99	173.43	228.47	269.29	265.64	190.73
Book Value Per Share	0.64	0.64	0.65	1.73	1.72	1.26
Tangible Book Value	71.5	70.91	72.7	202.49	212.82	158.98
Tangible Book Value Per Share	0.60	0.60	0.61	1.70	1.72	1.26

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Mar 12, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jan 1, 2000

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