Open Lending Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	184.95	188.22	253.92	246.67	208.52	119.51
Cash & Short-Term Investments	184.95	188.22	253.92	246.67	208.52	119.51
Cash Growth	-25.07%	-25.88%	2.94%	18.30%	74.48%	14.75%
Accounts Receivable	4.75	3.65	5.06	4.62	5.72	6.53
Other Receivables	22.56	25.4	13.53	35.74	64.14	71.89
Total Trade Receivables	27.32	29.05	18.59	40.36	69.86	78.41
Other Current Assets	5.86	5.42	3.22	2.85	2.36	4.87
Total Current Assets	218.13	222.69	275.73	289.88	280.74	202.79
Net Property, Plant & Equipment	3.25	3.52	4.61	4.82	7.18	7.85
Other Intangible Assets	3.82	4.05	5.39	3.09	-	-
Other Long-Term Assets	5.89	6.43	10.65	6.15	91.7	108.18
Total Assets	231.09	236.68	296.37	374.04	379.63	318.83
Accounts Payable	0.54	0.45	0.95	0.38	0.29	1.29
Accrued Expenses	5.96	8.7	5.17	8.13	6.39	3.98
Current Portion of Long-Term Debt	7.5	7.5	7.5	4.69	3.75	3.13
Other Current Liabilities	35.13	32.61	33.63	7.4	4.68	3.67
Total Current Liabilities	49.14	49.26	47.25	20.59	15.11	12.07
Long-Term Debt	75.44	77.27	132.22	139.36	143.68	143.14
Long-Term Leases	2.13	2.38	3.27	3.45	4.08	4.64
Other Long-Term Liabilities	29.06	32.81	35.54	5.06	3.94	-
Total Long-Term Liabilities	106.64	112.46	171.03	147.87	151.7	147.78
Total Liabilities	155.77	161.72	218.28	168.46	166.81	159.84
Common Stock	1.28	1.28	1.28	1.28	1.28	1.28
Treasury Stock	-84.47	-90.99	-97.1	-103.99	-72.26	-56.84
Additional Paid-in Capital	491.95	497.66	502.66	502.03	499.63	496.98
Retained Earnings	-333.46	-333	-328.76	-193.75	-215.82	-282.44
Shareholders' Equity	75.32	74.96	78.09	205.58	212.82	158.98
Total Liabilities & Equity	231.09	236.68	296.37	374.04	379.63	318.83
Total Debt	85.08	87.15	142.99	147.5	151.52	150.9
Net Cash (Debt)	99.87	101.07	110.93	99.17	57	-31.39
Net Cash Growth	-1.18%	-8.89%	11.86%	73.98%	-	-
Net Cash Per Share	0.84	0.85	0.93	0.82	0.45	-0.25
Book Value	75.32	74.96	78.09	205.58	212.82	158.98
Book Value Per Share	0.64	0.63	0.66	1.69	1.69	1.26
Tangible Book Value	71.5	70.91	72.7	202.49	212.82	158.98
Tangible Book Value Per Share	0.60	0.60	0.61	1.67	1.69	1.26

Updated May 8, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q