Open Lending Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	Current	2023	2022	2021	2020	2019	2018
Market Capitalization	606	1,019	853	2,837	4,482	362	335
Market Cap Growth	-	19.54%	-69.95%	-36.71%	1137.00%	8.10%	-
Enterprise Value	507	920	796	2,868	4,541	356	334
PE Ratio	28.33	46.18	12.80	19.42	-49.40	-3.24	-7.60
PS Ratio	5.16	8.68	4.75	13.15	41.16	3.90	6.42
PB Ratio	2.95	4.96	4.01	17.84	168.35	-1.54	67.03
P/FCF Ratio	7.53	12.66	7.98	30.45	191.17	8.70	11.76
P/OCF Ratio	7.33	12.33	7.94	29.81	181.89	8.68	11.72
EV/Sales Ratio	4.32	7.83	4.43	13.30	41.70	3.83	6.40
EV/EBITDA Ratio	12.28	22.28	7.89	14.48	-58.50	5.65	11.62
EV/EBIT Ratio	12.83	23.28	8.01	14.56	-57.19	5.66	11.65
EV/FCF Ratio	6.30	11.43	7.45	30.78	193.68	8.54	11.72
Debt / Equity Ratio	0.72	0.72	0.71	0.95	6.12	-0.01	-
Debt / EBITDA Ratio	3.57	3.57	1.50	0.76	-2.10	0.05	-
Debt / FCF Ratio	1.83	1.83	1.42	1.62	6.95	0.08	-
Quick Ratio	12.20	12.20	14.18	10.45	6.38	1.67	3.27
Current Ratio	14.08	14.08	18.58	16.81	9.57	5.52	3.28
Asset Turnover	0.31	0.31	0.48	0.72	0.41	0.40	0.19
Interest Coverage	3.71	3.71	17.04	33.63	-6.84	195.14	84.04
Return on Equity (ROE)	10.40%	10.40%	31.80%	137.90%	91.10%	203.70%	-882.00%
Return on Assets (ROA)	5.80%	5.80%	17.90%	48.70%	-34.30%	-48.40%	-15.90%
Return on Capital (ROIC)	6.30%	6.30%	19.08%	37.06%	29.93%	-27.15%	572.13%
Earnings Yield	3.64%	2.17%	7.81%	5.15%	-2.02%	-30.90%	-13.16%
FCF Yield	13.27%	7.90%	12.53%	3.28%	0.52%	11.50%	8.50%
Buyback Yield / Dilution	3.79%	3.79%	0.10%	-52.45%	-120.32%	-	-
Total Shareholder Return	3.79%	3.79%	0.10%	-52.45%	-120.32%	-	-

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).