Northeast Bank Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Interest Income	187.37	148.57	118.8	83.42	66.69
Net Interest Income Growth	26.12%	25.06%	42.40%	25.10%	2.89%
Non-Interest Income	0.08	0.22	2.53	22.61	70.15
Non-Interest Income Growth	-62.61%	-91.24%	-88.80%	-67.77%	647.50%
Revenues Before Loan Losses	187.46	148.79	121.33	106.04	136.84
Provision for Credit Losses	8.74	1.77	2.3	-2.46	-1.4
Revenue	178.71	147.03	119.03	108.5	138.24
Revenue Growth (YoY)	21.55%	23.52%	9.70%	-21.51%	98.33%
Compensation Expenses	47.98	41.61	35.72	31.14	22.43
Selling, General & Admin	13.73	12.96	12.69	10.73	10.77
Other Non-Interest Expenses	16.68	9.99	8.13	6.92	6.23
Total Non-Interest Expense	78.39	64.57	56.54	48.78	39.43
Pretax Income	100.32	82.46	62.49	59.72	98.81
Provision for Income Taxes	42.25	29.89	21.03	19.39	29.59
Net Income	58.07	52.57	41.46	40.33	69.22
Net Income to Common	58.07	52.57	41.46	40.33	69.22
Net Income Growth	10.45%	26.80%	2.80%	-41.74%	268.91%
Shares Outstanding (Basic)	8	8	7	8	8
Shares Outstanding (Diluted)	8	8	7	8	8
Shares Change (YoY)	7.79%	3.57%	-6.18%	-5.47%	-7.02%
EPS (Basic)	10.31	7.69	6.02	5.40	8.64
EPS (Diluted)	10.08	7.58	5.96	5.34	8.55
EPS Growth	32.98%	27.18%	11.61%	-37.54%	237.94%
Shares Outstanding	8.53	8.13	7.67	7.44	8.15
Free Cash Flow	53.42	0.11	57.64	29.44	7.08
Free Cash Flow Growth	48026.13%	-99.81%	95.80%	316.13%	-53.31%
Free Cash Flow Per Share	6.45	0.01	7.78	3.73	0.85
Dividends Per Share	0.040	0.040	0.040	0.040	0.040
Profit Margin	32.49%	35.76%	34.84%	37.17%	50.08%
FCF Margin	29.89%	0.08%	48.43%	27.13%	5.12%
EBITDA	3.15	3.06	3.21	2.6	2.6
EBITDA Margin	1.76%	2.08%	2.70%	2.40%	1.88%
Effective Tax Rate	42.12%	36.24%	33.65%	32.46%	29.94%

SEC Filings: 10-K · 10-Q