Arch Capital Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	17,065	15,100	12,440	9,679	8,082
Investment Income	2,129	2,075	1,301	611	755
Net Gains on Investments	464	197	-165	-663	380
Total Other Revenues	271	68	58	-14	31
Revenue	19,929	17,440	13,634	9,613	9,248
Revenue Growth (YoY)	14.27%	27.92%	41.83%	3.95%	8.69%
Insurance Benefits & Claims	9,370	8,342	6,246	5,028	4,585
Policy Amortization Costs	3,153	2,651	2,312	1,740	1,303
Other Operating Expenses	2,151	1,907	1,498	1,329	1,159
Operating Income	5,255	4,540	3,578	1,516	2,201
Interest Expense	-148	-141	-133	-131	-139
Other Non-Operating Income (Expense)	-128	75	-60	102	41
Total Non-Operating Income (Expense)	-276	-66	-193	-29	-98
Pretax Income	4,979	4,474	3,385	1,487	2,103
Provision for Income Taxes	760	362	-873	80	128
Net Income	4,359	4,272	4,403	1,436	2,094
Minority Interest in Earnings	-180	-200	-185	-69	-182
Net Income Attributable to Preferred Dividends	40	40	40	40	63
Net Income to Common	4,359	4,272	4,403	1,436	2,094
Net Income Growth	2.04%	-2.97%	206.62%	-31.42%	53.53%
Shares Outstanding (Basic)	368	373	369	369	392
Shares Outstanding (Diluted)	376	382	379	378	400
Shares Change (YoY)	-1.54%	0.79%	0.32%	-5.67%	-2.43%
EPS (Basic)	11.83	11.47	11.94	3.90	5.35
EPS (Diluted)	11.60	11.19	11.62	3.80	5.23
EPS Growth	3.66%	-3.70%	205.79%	-27.34%	57.53%
Shares Outstanding	359	376.4	373.4	370.3	378.92
Free Cash Flow	6,128	6,622	5,697	3,766	3,384
Free Cash Flow Growth	-7.46%	16.24%	51.28%	11.29%	18.88%
Free Cash Flow Per Share	16.30	17.34	15.04	9.97	8.45
Operating Margin	26.37%	26.03%	26.24%	15.77%	23.80%
Profit Margin	22.07%	24.72%	32.58%	15.42%	24.21%
FCF Margin	30.75%	37.97%	41.79%	39.18%	36.59%
EBITDA	5,448	4,775	3,673	1,622	2,283
EBITDA Margin	27.34%	27.38%	26.94%	16.87%	24.69%
EBIT	5,255	4,540	3,578	1,516	2,201
EBIT Margin	26.37%	26.03%	26.24%	15.77%	23.80%
Effective Tax Rate	15.26%	8.09%	-25.79%	5.38%	6.09%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q