Arch Capital Group Ltd. (ACGL)
NASDAQ: ACGL · Real-Time Price · USD
109.31
+2.95 (2.77%)
At close: Nov 2, 2026, 4:00 PM EST
109.40
+0.09 (0.08%)
Pre-market: Nov 3, 2026, 4:17 AM EST
Arch Capital Group Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 4,377 | 4,399 | 4,312 | 4,443 | 1,476 | 2,157 |
Depreciation & Amortization | 137 | 193 | 235 | 95 | 106 | 82 |
Gain (Loss) on Sale of Investments | 65 | -440 | -185 | 182 | 651 | -427 |
Stock-Based Compensation | 141 | 148 | 133 | 93 | 88 | 88 |
Change in Accounts Receivable | -485 | 38 | -818 | -981 | -1,110 | -685 |
Change in Unearned Revenue | -349 | -589 | 632 | 1,028 | 1,399 | 935 |
Change in Deferred Taxes | 202 | 174 | -35 | -1,161 | -121 | -167 |
Change in Insurance Reserves / Liabilities | 1,808 | 2,350 | 3,279 | 2,138 | 1,890 | 1,762 |
Change in Other Net Operating Assets | -21 | 135 | -359 | -92 | -313 | -174 |
Other Operating Activities | - | - | - | -1 | 6 | 82 |
Operating Cash Flow | 5,673 | 6,172 | 6,673 | 5,749 | 3,816 | 3,425 |
Operating Cash Flow Growth | -10.54% | -7.51% | 16.07% | 50.65% | 11.42% | 18.66% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -44 | -44 | -51 | -52 | -50 | -41 |
Cash Acquisitions | - | - | 852 | - | - | - |
Investment in Securities | -2,888 | -4,408 | -5,227 | -5,443 | -3,107 | -1,185 |
Other Investing Activities | -10 | 416 | -35 | 27 | 56 | -563 |
Investing Cash Flow | -2,942 | -4,036 | -4,461 | -5,468 | -3,101 | -2,138 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt Repaid | -398 | - | - | - | - | - |
Net Debt Issued (Repaid) | 1,573 | - | - | - | - | - |
Issuance of Common Stock | 51 | 50 | 7 | - | 6 | 6 |
Repurchases of Common Stock | -4,180 | -1,889 | -24 | - | -586 | -1,234 |
Issuance of Preferred Stock | - | - | - | - | - | 500 |
Repurchases of Preferred Stock | - | - | - | - | - | -450 |
Common Dividends Paid | -5 | -7 | -1,866 | - | - | - |
Preferred Dividends Paid | -40 | -40 | -40 | -40 | -40 | -47 |
Total Dividends Paid | -45 | -47 | -1,906 | -40 | -40 | -47 |
Other Financing Activities | -19 | -4 | -2 | -29 | -86 | -4 |
Financing Cash Flow | -2,620 | -1,890 | -1,925 | -69 | -706 | -1,229 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 12 | 61 | -25 | 13 | -50 | -34 |
Net Cash Flow | 123 | 307 | 262 | 225 | -41 | 24 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 5,629 | 6,128 | 6,622 | 5,697 | 3,766 | 3,384 |
Free Cash Flow Growth | -10.58% | -7.46% | 16.24% | 51.28% | 11.29% | 18.88% |
Free Cash Flow Margin | 29.98% | 30.75% | 37.97% | 41.78% | 39.18% | 36.59% |
Free Cash Flow Per Share | 15.91 | 16.30 | 17.34 | 15.04 | 9.97 | 8.45 |
Levered Free Cash Flow | 4,818 | -17,002 | 7,458 | 3,966 | 3,378 | 3,561 |
Unlevered Free Cash Flow | 4,931 | -16,910 | 7,546 | 4,049 | 3,460 | 3,648 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 128 | 127 | 127 | 127 | 128 | 139 |
Cash Income Tax Paid | 446 | 458 | 378 | 267 | 255 | 286 |
Change in Working Capital | 1,594 | 2,331 | 2,666 | 1,152 | 1,335 | 1,907 |