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ACNB Corporation (ACNB)
NASDAQ: ACNB · Real-Time Price · USD
64.99
-0.43 (-0.66%)
At close: Oct 26, 2026, 4:00 PM EDT
65.00
+0.01 (0.02%)
After-hours: Oct 26, 2026, 7:30 PM EDT

ACNB Corporation Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
161.92146.68111.1105.92105.2393.97
Revenue Growth
18.47%32.02%4.89%0.66%11.98%11.85%
Net Income
55.4537.0531.8531.6935.7527.83
Earnings Per Share
5.393.603.733.714.153.19
EPS Growth
61.61%-3.48%0.54%-10.52%29.82%50.00%

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Banking
138.47102.3997.6297.5288.09
Other
-0.98-1.05-1.02-0.56-
Insurance
9.499.769.328.275.93
Total
146.97111.1105.92105.2394.02

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
88.3670.5547.2665.96168.16710.13
Total Debt
335.38328.38273.92254.7966.1273.17
Net Cash (Debt)
-247.02-257.84-226.66-188.83102.05636.96
Net Cash Growth
-----83.98%109.52%
Net Cash Per Share
-24.02-25.06-26.55-22.1211.8373.09

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-53.6439.7840.639.242.13
Capital Expenditures
--1.08-0.96-1.17-1.81-1.58
Free Cash Flow
-52.5738.8239.4337.3940.55
Free Cash Flow Growth
-35.41%-1.55%5.47%-7.79%66.04%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
34.24%25.26%28.66%29.92%33.97%29.62%
FCF Margin
-35.84%34.94%37.23%35.53%43.15%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.6801.3801.2601.1401.0601.010
Dividend Per Share Growth
59.09%9.52%10.53%7.55%4.95%1.00%
Dividend Yield
2.58%2.85%3.16%2.55%2.66%3.22%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.0513.5510.6912.029.489.77
Forward PE
11.389.5610.3911.83--
P/FCF Ratio
11.239.558.779.669.066.71
PS Ratio
4.083.423.073.603.222.89