ACNB Corporation (ACNB)
NASDAQ: ACNB · Real-Time Price · USD
64.93
+0.04 (0.06%)
Aug 14, 2026, 4:00 PM EDT - Market closed

ACNB Corporation Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
160.98146.68111.1105.92105.2393.97
Revenue Growth
30.83%32.02%4.89%0.66%11.98%11.85%
Net Income
54.5937.0531.8531.6935.7527.83
Earnings Per Share
5.273.603.733.714.153.19
EPS Growth
96.04%-3.48%0.54%-10.52%29.82%50.00%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Banking
152.69138.47102.3997.6297.5288.09
Other
-1.26-0.98-1.05-1.02-0.56-
Insurance
9.739.499.769.328.275.93
Total
161.16146.97111.1105.92105.2394.02

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
87.8170.5547.2665.96168.16710.13
Total Debt
331.44328.38273.92254.7966.1273.17
Net Cash (Debt)
-243.63-257.84-226.66-188.83102.05636.96
Net Cash Growth
-----83.98%109.52%
Net Cash Per Share
-23.53-25.06-26.55-22.1211.8373.09

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
60.2753.6439.7840.639.242.13
Capital Expenditures
-1.45-1.08-0.96-1.17-1.81-1.58
Free Cash Flow
58.8252.5738.8239.4337.3940.55
Free Cash Flow Growth
81.32%35.41%-1.55%5.47%-7.79%66.04%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
33.91%25.26%28.66%29.92%33.97%29.62%
FCF Margin
36.54%35.84%34.94%37.23%35.53%43.15%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.6801.3801.2601.1401.0601.010
Dividend Per Share Growth
59.09%9.52%10.53%7.55%4.95%1.00%
Dividend Yield
2.59%2.93%3.35%2.78%3.01%3.76%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.3213.5510.6912.029.489.77
Forward PE
11.449.5610.3911.83--
P/FCF Ratio
11.239.558.779.669.066.71
PS Ratio
4.103.423.073.603.222.89