ACNB Corporation (ACNB)

ACNB Corporation Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	128.52	123.09	83.61	88.32	83.43	71.24
Net Interest Income Growth	42.62%	47.22%	-5.33%	5.87%	17.10%	-2.50%
Non-Interest Income	29.7	28.61	24.73	18.45	21.81	22.78
Non-Interest Income Growth	13.15%	15.68%	34.07%	-15.42%	-4.25%	13.37%
Revenues Before Loan Losses	158.21	151.7	108.34	106.77	105.23	94.02
Provision for Credit Losses	-0.4	4.73	-2.76	0.84	-	0.05
Revenue	158.61	146.97	111.1	105.92	105.23	93.97
Revenue Growth (YoY)	39.50%	32.28%	4.89%	0.66%	11.98%	11.85%
Compensation Expenses	53.95	52.78	42.93	40.93	35.98	36.82
Selling, General & Admin	21.52	20.91	16.49	15.4	15.53	15.13
Other Non-Interest Expenses	19.34	26.82	11.26	9.74	8.77	7.01
Total Non-Interest Expense	94.8	100.52	70.69	66.07	60.28	58.95
Pretax Income	64.27	46.45	40.42	39.85	44.95	35.02
Provision for Income Taxes	13.24	9.4	8.57	8.16	9.2	7.19
Net Income	51.03	37.05	31.85	31.69	35.75	27.83
Net Income to Common	51.03	37.05	31.85	31.69	35.75	27.83
Net Income Growth	105.70%	16.34%	0.50%	-11.37%	28.45%	51.32%
Shares Outstanding (Basic)	10	10	9	9	9	9
Shares Outstanding (Diluted)	10	10	9	9	9	9
Shares Change (YoY)	17.59%	20.54%	0.01%	-1.01%	-1.05%	0.88%
EPS (Basic)	4.90	3.61	3.75	3.72	4.15	3.19
EPS (Diluted)	4.89	3.60	3.73	3.71	4.15	3.19
EPS Growth	68.04%	-3.48%	0.54%	-10.60%	30.09%	49.77%
Shares Outstanding	10.35	10.37	8.55	8.51	8.52	8.68
Free Cash Flow	-	52.57	38.82	39.43	37.39	40.55
Free Cash Flow Growth	-	35.41%	-1.55%	5.47%	-7.79%	66.04%
Free Cash Flow Per Share	-	5.11	4.55	4.62	4.34	4.65
Dividends Per Share	1.440	1.380	1.260	1.140	1.060	1.010
Dividend Growth	4.35%	9.52%	10.53%	7.55%	4.95%	1.00%
Profit Margin	32.17%	25.21%	28.66%	29.92%	33.97%	29.62%
FCF Margin	-	35.77%	34.94%	37.23%	35.53%	43.15%
EBITDA	-	6.74	3.03	3.36	3.8	3.44
EBITDA Margin	-	4.58%	2.73%	3.17%	3.61%	3.66%
Effective Tax Rate	20.60%	20.24%	21.21%	20.48%	20.46%	20.52%

Updated Mar 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q