ACNB Corporation (ACNB)
NASDAQ: ACNB · Real-Time Price · USD
64.99
-0.43 (-0.66%)
At close: Oct 26, 2026, 4:00 PM EDT
65.00
+0.01 (0.02%)
After-hours: Oct 26, 2026, 7:30 PM EDT
ACNB Corporation Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 88.36 | 65.39 | 47.26 | 65.96 | 168.16 | 710.13 |
Investment Securities | 514.82 | 160.87 | 223.63 | 250.55 | 322.38 | 307.47 |
Trading Asset Securities | - | 5.16 | - | - | - | - |
Mortgage-Backed Securities | - | 371.02 | 236.72 | 267.67 | 299 | 139.95 |
Total Investments | 514.82 | 537.04 | 460.35 | 518.22 | 621.38 | 447.42 |
Gross Loans | 2,407 | 2,332 | 1,684 | 1,630 | 1,542 | 1,468 |
Allowance for Loan Losses | -24.98 | -23.67 | -17.28 | -19.97 | -17.86 | -19.03 |
Other Adjustments to Gross Loans | - | -1.96 | -1.24 | -1.71 | -3.65 | - |
Net Loans | 2,382 | 2,307 | 1,666 | 1,608 | 1,521 | 1,449 |
Property, Plant & Equipment | 31.58 | 34.8 | 28.12 | 28.9 | 30.22 | 34.25 |
Goodwill | 64.45 | 64.45 | 44.19 | 44.19 | 44.19 | 42.11 |
Other Intangible Assets | 19.34 | 22.44 | 7.84 | 9.08 | 10.33 | 6.1 |
Loans Held for Sale | 8.17 | 28.17 | 0.43 | 0.28 | 0.12 | 2.19 |
Restricted Cash | - | 0.26 | - | - | - | - |
Other Current Assets | 2.35 | 0.28 | - | - | 3.39 | 1.09 |
Long-Term Deferred Tax Assets | - | 9.18 | 13.96 | 15.79 | 18.16 | 4.51 |
Other Real Estate Owned & Foreclosed | - | 0.02 | 0.44 | 0.47 | 0.47 | - |
Other Long-Term Assets | 190.38 | 159.26 | 126.63 | 127.95 | 108.33 | 89.79 |
Total Assets | 3,301 | 3,228 | 2,395 | 2,419 | 2,526 | 2,787 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,896 | 1,808 | 1,341 | 1,361 | 1,604 | 1,696 |
Institutional Deposits | - | 87.98 | - | - | - | 107.2 |
Non-Interest Bearing Deposits | 612.62 | 553.86 | 451.5 | 500.33 | 595.05 | 623.36 |
Total Deposits | 2,509 | 2,450 | 1,793 | 1,862 | 2,199 | 2,426 |
Short-Term Borrowings | 116.51 | 68.56 | 15.83 | 56.88 | 41.95 | 35.2 |
Current Portion of Long-Term Debt | - | 80 | - | - | - | 11 |
Current Portion of Leases | - | 1.05 | - | - | - | - |
Long-Term Debt | 214.93 | 15 | 15 | 15 | 15 | 17.7 |
Federal Home Loan Bank Debt, Long-Term | - | 155 | 235 | 175 | - | - |
Long-Term Leases | 3.94 | 3.4 | 2.76 | 2.62 | 3.16 | 3.27 |
Trust Preferred Securities | - | 5.38 | 5.33 | 5.29 | 6 | 6 |
Pension & Post-Retirement Benefits | - | 6.5 | 5.1 | 4.5 | 4.1 | 3.77 |
Other Long-Term Liabilities | 36.16 | 23.08 | 20.03 | 20.28 | 11.27 | 11.54 |
Total Liabilities | 2,881 | 2,808 | 2,092 | 2,141 | 2,280 | 2,515 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 27.71 | 27.56 | 22.36 | 22.23 | 22.09 | 21.98 |
Additional Paid-In Capital | 181.87 | 179.66 | 99.16 | 97.6 | 96.02 | 94.69 |
Retained Earnings | 284.44 | 257.29 | 234.62 | 213.49 | 193.87 | 167.24 |
Treasury Stock | -35.86 | -22.37 | -11.2 | -10.95 | -8.93 | -2.25 |
Comprehensive Income & Other | -37.68 | -22.17 | -41.67 | -44.91 | -58.01 | -9.55 |
Shareholders' Equity | 420.48 | 419.97 | 303.27 | 277.46 | 245.04 | 272.11 |
Total Liabilities & Equity | 3,301 | 3,228 | 2,395 | 2,419 | 2,526 | 2,787 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 335.38 | 328.38 | 273.92 | 254.79 | 66.12 | 73.17 |
Net Cash (Debt) | -247.02 | -257.84 | -226.66 | -188.83 | 102.05 | 636.96 |
Net Cash Growth | - | - | - | - | -83.98% | 109.52% |
Net Cash Per Share | -24.02 | -25.06 | -26.55 | -22.12 | 11.83 | 73.09 |
Filing Date Shares Outstanding | 10.16 | 10.35 | 10.54 | 8.51 | 8.51 | 8.68 |
Total Common Shares Outstanding | 10.16 | 10.37 | 8.55 | 8.51 | 8.52 | 8.68 |
Book Value Per Share | 41.37 | 40.49 | 35.45 | 32.60 | 28.78 | 31.35 |
Tangible Book Value | 336.69 | 333.09 | 251.25 | 224.19 | 190.53 | 223.91 |
Tangible Book Value Per Share | 33.12 | 32.11 | 29.37 | 26.34 | 22.37 | 25.80 |