ACNB Corporation Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	483	501	341	381	339	271
Market Cap Growth	36.79%	47.20%	-10.57%	12.39%	24.86%	24.69%
Enterprise Value	745.38	756.87	596.03	576.26	359.99	306.19
Last Close Price	46.65	48.35	39.83	44.76	39.81	31.28
PE Ratio	12.96	13.43	10.68	12.06	9.59	9.81
PS Ratio	3.32	3.53	2.99	3.63	3.22	2.89
PB Ratio	1.16	1.19	1.12	1.37	1.38	1.00
P/TBV Ratio	1.14	1.19	1.12	1.38	1.40	1.00
P/FCF Ratio	9.27	9.54	8.78	9.66	9.07	6.70
P/OCF Ratio	9.09	9.35	8.56	9.38	8.65	6.44
EV/Sales Ratio	5.08	5.32	5.23	5.48	3.42	3.26
EV/EBITDA Ratio	-	112.35	196.52	171.41	94.83	88.98
EV/FCF Ratio	14.18	14.40	15.35	14.61	9.63	7.55
Debt / Equity Ratio	0.61	0.61	0.84	0.70	0.09	0.13
Debt / EBITDA Ratio	37.91	37.91	84.19	58.09	5.53	10.08
Debt / FCF Ratio	4.86	4.86	6.58	4.95	0.56	0.86
Net Debt / Equity Ratio	0.61	0.61	0.84	0.70	0.09	0.13
Net Debt / EBITDA Ratio	37.91	37.91	84.19	58.09	5.53	10.08
Net Debt / FCF Ratio	4.86	4.86	6.58	4.95	0.56	0.86
Asset Turnover	0.05	0.05	0.05	0.04	0.04	0.04
Return on Equity (ROE)	10.25%	10.25%	10.97%	12.13%	13.83%	10.50%
Earnings Yield	7.60%	7.45%	9.36%	8.29%	10.42%	10.20%
FCF Yield	10.78%	10.48%	11.39%	10.35%	11.03%	14.94%
Dividend Yield	3.26%	2.90%	3.16%	2.55%	2.66%	3.29%
Payout Ratio	40.00%	38.82%	33.64%	30.62%	25.50%	32.22%
Buyback Yield / Dilution	2.10%	2.10%	-0.05%	0.34%	1.76%	0.54%
Total Shareholder Return	5.36%	5.00%	3.11%	2.89%	4.42%	3.83%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q