ACNB Corporation (ACNB)

ACNB Corporation Statistics

Total Valuation

ACNB has a market cap or net worth of $482.52 million. The enterprise value is $741.85 million.

Market Cap	482.52M
Enterprise Value	741.85M

Important Dates

The next estimated earnings date is Thursday, April 23, 2026, before market open.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	Feb 27, 2026

Share Statistics

ACNB has 10.37 million shares outstanding. The number of shares has increased by 20.54% in one year.

Current Share Class	10.37M
Shares Outstanding	10.37M
Shares Change (YoY)	+20.54%
Shares Change (QoQ)	-0.66%
Owned by Insiders (%)	3.64%
Owned by Institutions (%)	39.68%
Float	10.00M

Valuation Ratios

The trailing PE ratio is 12.98 and the forward PE ratio is 9.14.

PE Ratio	12.98
Forward PE	9.14
PS Ratio	3.29
Forward PS	2.93
PB Ratio	1.17
P/TBV Ratio	1.45
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	20.02
EV / Sales	5.06
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.25%.

Return on Equity (ROE)	10.25%
Return on Assets (ROA)	1.32%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.34%
Revenue Per Employee	$352,606
Profits Per Employee	$89,065
Employee Count	416
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ACNB has paid $9.40 million in taxes.

Income Tax	9.40M
Effective Tax Rate	20.24%

Stock Price Statistics

The stock price has increased by +15.82% in the last 52 weeks. The beta is 0.85, so ACNB's price volatility has been lower than the market average.

Beta (5Y)	0.85
52-Week Price Change	+15.82%
50-Day Moving Average	49.96
200-Day Moving Average	46.18
Relative Strength Index (RSI)	32.64
Average Volume (20 Days)	39,277

Short Selling Information

The latest short interest is 129,012, so 1.24% of the outstanding shares have been sold short.

Short Interest	129,012
Short Previous Month	115,329
Short % of Shares Out	1.24%
Short % of Float	1.29%
Short Ratio (days to cover)	3.70

Income Statement

In the last 12 months, ACNB had revenue of $146.68 million and earned $37.05 million in profits. Earnings per share was $3.60.

Revenue	146.68M
Gross Profit	146.68M
Operating Income	62.90M
Pretax Income	46.45M
Net Income	37.05M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.60

Balance Sheet

The company has $65.65 million in cash and $324.57 million in debt, with a net cash position of -$258.92 million or -$24.96 per share.

Cash & Cash Equivalents	65.65M
Total Debt	324.57M
Net Cash	-258.92M
Net Cash Per Share	-$24.96
Equity (Book Value)	419.97M
Book Value Per Share	40.49
Working Capital	-2.42B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	42.88%
Pretax Margin	31.67%
Profit Margin	25.26%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 3.25%.

Dividend Per Share	$1.52
Dividend Yield	3.25%
Dividend Growth (YoY)	12.50%
Years of Dividend Growth	8
Payout Ratio	40.00%
Buyback Yield	-20.54%
Shareholder Yield	-17.27%
Earnings Yield	7.67%
FCF Yield	n/a

Analyst Forecast

The average price target for ACNB is $49.50, which is 6.41% higher than the current price. The consensus rating is "Buy".

Price Target	$49.50
Price Target Difference	6.41%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 28, 2007. It was a forward split with a ratio of 1.05:1.

Last Split Date	Nov 28, 2007
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2