ACNB Corporation Statistics
Total Valuation
ACNB has a market cap or net worth of $500.86 million. The enterprise value is $743.61 million.
Important Dates
The last earnings date was Thursday, October 23, 2025, before market open.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Dec 1, 2025 |
Share Statistics
ACNB has 10.38 million shares outstanding. The number of shares has increased by 15.29% in one year.
| Current Share Class | 10.38M |
| Shares Outstanding | 10.38M |
| Shares Change (YoY) | +15.29% |
| Shares Change (QoQ) | -0.31% |
| Owned by Insiders (%) | 3.75% |
| Owned by Institutions (%) | 39.01% |
| Float | 10.00M |
Valuation Ratios
The trailing PE ratio is 14.49 and the forward PE ratio is 9.78.
| PE Ratio | 14.49 |
| Forward PE | 9.78 |
| PS Ratio | 3.47 |
| Forward PS | 3.13 |
| PB Ratio | 1.23 |
| P/TBV Ratio | 1.58 |
| P/FCF Ratio | 11.18 |
| P/OCF Ratio | 10.87 |
| PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
| EV / Earnings | 22.64 |
| EV / Sales | 5.44 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 16.41 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.60 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.18%.
| Return on Equity (ROE) | 9.18% |
| Return on Assets (ROA) | 1.16% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $328,548 |
| Profits Per Employee | $78,945 |
| Employee Count | 416 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ACNB has paid $8.67 million in taxes.
| Income Tax | 8.67M |
| Effective Tax Rate | 20.89% |
Stock Price Statistics
The stock price has increased by +3.31% in the last 52 weeks. The beta is 0.86, so ACNB's price volatility has been lower than the market average.
| Beta (5Y) | 0.86 |
| 52-Week Price Change | +3.31% |
| 50-Day Moving Average | 45.44 |
| 200-Day Moving Average | 43.21 |
| Relative Strength Index (RSI) | 59.50 |
| Average Volume (20 Days) | 19,846 |
Short Selling Information
The latest short interest is 138,295, so 1.33% of the outstanding shares have been sold short.
| Short Interest | 138,295 |
| Short Previous Month | 131,806 |
| Short % of Shares Out | 1.33% |
| Short % of Float | 1.38% |
| Short Ratio (days to cover) | 6.66 |
Income Statement
In the last 12 months, ACNB had revenue of $136.68 million and earned $32.84 million in profits. Earnings per share was $3.34.
| Revenue | 136.68M |
| Gross Profit | 136.68M |
| Operating Income | 57.32M |
| Pretax Income | 41.51M |
| Net Income | 32.84M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.34 |
Full Income Statement Balance Sheet
The company has $107.35 million in cash and $344.28 million in debt, giving a net cash position of -$236.94 million or -$22.82 per share.
| Cash & Cash Equivalents | 107.35M |
| Total Debt | 344.28M |
| Net Cash | -236.94M |
| Net Cash Per Share | -$22.82 |
| Equity (Book Value) | 408.64M |
| Book Value Per Share | 39.21 |
| Working Capital | -2.43B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $46.59 million and capital expenditures -$1.28 million, giving a free cash flow of $45.32 million.
| Operating Cash Flow | 46.59M |
| Capital Expenditures | -1.28M |
| Free Cash Flow | 45.32M |
| FCF Per Share | $4.36 |
Full Cash Flow Statement Margins
| Gross Margin | n/a |
| Operating Margin | 41.93% |
| Pretax Margin | 30.37% |
| Profit Margin | 24.03% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 33.16% |
Dividends & Yields
This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 3.14%.
| Dividend Per Share | $1.52 |
| Dividend Yield | 3.14% |
| Dividend Growth (YoY) | 9.52% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 41.30% |
| Buyback Yield | -15.29% |
| Shareholder Yield | -12.17% |
| Earnings Yield | 6.48% |
| FCF Yield | 8.94% |
Dividend Details Analyst Forecast
The average price target for ACNB is $49.50, which is 2.63% higher than the current price. The consensus rating is "Buy".
| Price Target | $49.50 |
| Price Target Difference | 2.63% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on November 28, 2007. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Nov 28, 2007 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |