ACNB Corporation (ACNB)

ACNB Corporation Statistics

Total Valuation

ACNB has a market cap or net worth of $437.46 million. The enterprise value is $637.69 million.

Market Cap	437.46M
Enterprise Value	637.69M

Important Dates

The last earnings date was Thursday, July 24, 2025, before market open.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Aug 29, 2025

Share Statistics

ACNB has 10.48 million shares outstanding. The number of shares has increased by 9.66% in one year.

Current Share Class	10.48M
Shares Outstanding	10.48M
Shares Change (YoY)	+9.66%
Shares Change (QoQ)	+6.76%
Owned by Insiders (%)	3.68%
Owned by Institutions (%)	36.49%
Float	10.09M

Valuation Ratios

The trailing PE ratio is 15.53 and the forward PE ratio is 8.96.

PE Ratio	15.53
Forward PE	8.96
PS Ratio	3.17
Forward PS	2.71
PB Ratio	1.11
P/TBV Ratio	1.43
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	25.33
EV / Sales	5.18
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.36%.

Return on Equity (ROE)	7.36%
Return on Assets (ROA)	0.88%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$295,800
Profits Per Employee	$60,517
Employee Count	416
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ACNB has paid $6.83 million in taxes.

Income Tax	6.83M
Effective Tax Rate	21.34%

Stock Price Statistics

The stock price has increased by +13.94% in the last 52 weeks. The beta is 0.91, so ACNB's price volatility has been similar to the market average.

Beta (5Y)	0.91
52-Week Price Change	+13.94%
50-Day Moving Average	42.43
200-Day Moving Average	42.30
Relative Strength Index (RSI)	41.68
Average Volume (20 Days)	19,880

Short Selling Information

The latest short interest is 146,546, so 1.40% of the outstanding shares have been sold short.

Short Interest	146,546
Short Previous Month	151,480
Short % of Shares Out	1.40%
Short % of Float	1.45%
Short Ratio (days to cover)	4.07

Income Statement

In the last 12 months, ACNB had revenue of $123.05 million and earned $25.18 million in profits. Earnings per share was $2.69.

Revenue	123.05M
Gross Profit	123.05M
Operating Income	47.86M
Pretax Income	39.15M
Net Income	25.18M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.69

Balance Sheet

The company has $103.11 million in cash and $303.34 million in debt, giving a net cash position of -$200.23 million or -$19.11 per share.

Cash & Cash Equivalents	103.11M
Total Debt	303.34M
Net Cash	-200.23M
Net Cash Per Share	-$19.11
Equity (Book Value)	395.15M
Book Value Per Share	37.71
Working Capital	-2.45B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	38.89%
Pretax Margin	26.01%
Profit Margin	20.46%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 3.26%.

Dividend Per Share	$1.36
Dividend Yield	3.26%
Dividend Growth (YoY)	6.45%
Years of Dividend Growth	7
Payout Ratio	49.10%
Buyback Yield	-9.66%
Shareholder Yield	-6.38%
Earnings Yield	5.75%
FCF Yield	n/a

Analyst Forecast

The average price target for ACNB is $50.00, which is 19.76% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$50.00
Price Target Difference	19.76%
Analyst Consensus	Strong Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 28, 2007. It was a forward split with a ratio of 1.05:1.

Last Split Date	Nov 28, 2007
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2