ACNB Corporation (ACNB)

ACNB Corporation Statistics

Total Valuation

ACNB has a market cap or net worth of $354.60 million. The enterprise value is $591.71 million.

Market Cap	354.60M
Enterprise Value	591.71M

Important Dates

The next estimated earnings date is Thursday, January 23, 2025, before market open.

Earnings Date	Jan 23, 2025
Ex-Dividend Date	Nov 29, 2024

Share Statistics

ACNB has 8.55 million shares outstanding. The number of shares has decreased by -0.12% in one year.

Current Share Class	8.55M
Shares Outstanding	8.55M
Shares Change (YoY)	-0.12%
Shares Change (QoQ)	+0.06%
Owned by Insiders (%)	4.26%
Owned by Institutions (%)	36.00%
Float	8.18M

Valuation Ratios

The trailing PE ratio is 12.06 and the forward PE ratio is 10.82.

PE Ratio	12.06
Forward PE	10.82
PS Ratio	3.31
Forward PS	2.83
PB Ratio	1.16
P/TBV Ratio	1.39
P/FCF Ratio	8.63
P/OCF Ratio	8.31
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	20.16
EV / Sales	5.56
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	14.39

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	7.18
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.44%.

Return on Equity (ROE)	10.44%
Return on Assets (ROA)	1.22%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$257,630
Profits Per Employee	$71,061
Employee Count	413
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ACNB has paid $7.58 million in taxes.

Income Tax	7.58M
Effective Tax Rate	20.53%

Stock Price Statistics

The stock price has decreased by -5.71% in the last 52 weeks. The beta is 0.62, so ACNB's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	-5.71%
50-Day Moving Average	45.15
200-Day Moving Average	38.67
Relative Strength Index (RSI)	32.61
Average Volume (20 Days)	16,265

Short Selling Information

The latest short interest is 229,092, so 2.68% of the outstanding shares have been sold short.

Short Interest	229,092
Short Previous Month	235,138
Short % of Shares Out	2.68%
Short % of Float	2.80%
Short Ratio (days to cover)	11.93

Income Statement

In the last 12 months, ACNB had revenue of $106.40 million and earned $29.35 million in profits. Earnings per share was $3.44.

Revenue	106.40M
Gross Profit	106.40M
Operating Income	40.93M
Pretax Income	39.15M
Net Income	29.35M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.44

Balance Sheet

The company has $58.09 million in cash and $295.20 million in debt, giving a net cash position of -$237.11 million or -$27.74 per share.

Cash & Cash Equivalents	58.09M
Total Debt	295.20M
Net Cash	-237.11M
Net Cash Per Share	-$27.74
Equity (Book Value)	306.76M
Book Value Per Share	35.88
Working Capital	-1.77B

Cash Flow

In the last 12 months, operating cash flow was $42.69 million and capital expenditures -$1.58 million, giving a free cash flow of $41.11 million.

Operating Cash Flow	42.69M
Capital Expenditures	-1.58M
Free Cash Flow	41.11M
FCF Per Share	$4.81

Margins

Gross Margin	n/a
Operating Margin	38.46%
Pretax Margin	34.71%
Profit Margin	27.58%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	38.63%

Dividends & Yields

This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 3.09%.

Dividend Per Share	$1.28
Dividend Yield	3.09%
Dividend Growth (YoY)	10.53%
Years of Dividend Growth	6
Payout Ratio	37.22%
Buyback Yield	0.12%
Shareholder Yield	3.21%
Earnings Yield	8.28%
FCF Yield	11.59%

Analyst Forecast

The average price target for ACNB is $45.00, which is 8.49% higher than the current price. The consensus rating is "Buy".

Price Target	$45.00
Price Target Difference	8.49%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on November 28, 2007. It was a forward split with a ratio of 1.05:1.

Last Split Date	Nov 28, 2007
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4