ACNB Corporation (ACNB)
NASDAQ: ACNB · Real-Time Price · USD
48.23
-0.17 (-0.35%)
Dec 1, 2025, 3:15 PM EST - Market open

ACNB Corporation Statistics

Total Valuation

ACNB has a market cap or net worth of $500.86 million. The enterprise value is $743.61 million.

Market Cap500.86M
Enterprise Value 743.61M

Important Dates

The last earnings date was Thursday, October 23, 2025, before market open.

Earnings Date Oct 23, 2025
Ex-Dividend Date Dec 1, 2025

Share Statistics

ACNB has 10.38 million shares outstanding. The number of shares has increased by 15.29% in one year.

Current Share Class 10.38M
Shares Outstanding 10.38M
Shares Change (YoY) +15.29%
Shares Change (QoQ) -0.31%
Owned by Insiders (%) 3.75%
Owned by Institutions (%) 39.01%
Float 10.00M

Valuation Ratios

The trailing PE ratio is 14.49 and the forward PE ratio is 9.78.

PE Ratio 14.49
Forward PE 9.78
PS Ratio 3.47
Forward PS 3.13
PB Ratio 1.23
P/TBV Ratio 1.58
P/FCF Ratio 11.18
P/OCF Ratio 10.87
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 22.64
EV / Sales 5.44
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 16.41

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 7.60
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.18%.

Return on Equity (ROE) 9.18%
Return on Assets (ROA) 1.16%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $328,548
Profits Per Employee $78,945
Employee Count416
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, ACNB has paid $8.67 million in taxes.

Income Tax 8.67M
Effective Tax Rate 20.89%

Stock Price Statistics

The stock price has increased by +3.31% in the last 52 weeks. The beta is 0.86, so ACNB's price volatility has been lower than the market average.

Beta (5Y) 0.86
52-Week Price Change +3.31%
50-Day Moving Average 45.44
200-Day Moving Average 43.21
Relative Strength Index (RSI) 59.50
Average Volume (20 Days) 19,846

Short Selling Information

The latest short interest is 138,295, so 1.33% of the outstanding shares have been sold short.

Short Interest 138,295
Short Previous Month 131,806
Short % of Shares Out 1.33%
Short % of Float 1.38%
Short Ratio (days to cover) 6.66

Income Statement

In the last 12 months, ACNB had revenue of $136.68 million and earned $32.84 million in profits. Earnings per share was $3.34.

Revenue136.68M
Gross Profit 136.68M
Operating Income 57.32M
Pretax Income 41.51M
Net Income 32.84M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $3.34
Full Income Statement

Balance Sheet

The company has $107.35 million in cash and $344.28 million in debt, giving a net cash position of -$236.94 million or -$22.82 per share.

Cash & Cash Equivalents 107.35M
Total Debt 344.28M
Net Cash -236.94M
Net Cash Per Share -$22.82
Equity (Book Value) 408.64M
Book Value Per Share 39.21
Working Capital -2.43B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $46.59 million and capital expenditures -$1.28 million, giving a free cash flow of $45.32 million.

Operating Cash Flow 46.59M
Capital Expenditures -1.28M
Free Cash Flow 45.32M
FCF Per Share $4.36
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 41.93%
Pretax Margin 30.37%
Profit Margin 24.03%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 33.16%

Dividends & Yields

This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 3.14%.

Dividend Per Share $1.52
Dividend Yield 3.14%
Dividend Growth (YoY) 9.52%
Years of Dividend Growth 7
Payout Ratio 41.30%
Buyback Yield -15.29%
Shareholder Yield -12.17%
Earnings Yield 6.48%
FCF Yield 8.94%
Dividend Details

Analyst Forecast

The average price target for ACNB is $49.50, which is 2.63% higher than the current price. The consensus rating is "Buy".

Price Target $49.50
Price Target Difference 2.63%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 28, 2007. It was a forward split with a ratio of 1.05:1.

Last Split Date Nov 28, 2007
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4