ACNB Corporation (ACNB)

ACNB Corporation Statistics

Total Valuation

ACNB has a market cap or net worth of $477.69 million. The enterprise value is $716.08 million.

Market Cap	477.69M
Enterprise Value	716.08M

Important Dates

The last earnings date was Thursday, October 23, 2025, before market open.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	Dec 1, 2025

Share Statistics

ACNB has 10.42 million shares outstanding. The number of shares has increased by 15.29% in one year.

Current Share Class	10.42M
Shares Outstanding	10.42M
Shares Change (YoY)	+15.29%
Shares Change (QoQ)	-0.31%
Owned by Insiders (%)	3.73%
Owned by Institutions (%)	38.45%
Float	10.03M

Valuation Ratios

The trailing PE ratio is 13.72 and the forward PE ratio is 9.26.

PE Ratio	13.72
Forward PE	9.26
PS Ratio	3.29
Forward PS	2.94
PB Ratio	1.17
P/TBV Ratio	1.49
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	21.80
EV / Sales	5.24
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.18%.

Return on Equity (ROE)	9.18%
Return on Assets (ROA)	1.16%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$328,548
Profits Per Employee	$78,945
Employee Count	416
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ACNB has paid $8.67 million in taxes.

Income Tax	8.67M
Effective Tax Rate	20.89%

Stock Price Statistics

The stock price has increased by +10.06% in the last 52 weeks. The beta is 0.93, so ACNB's price volatility has been similar to the market average.

Beta (5Y)	0.93
52-Week Price Change	+10.06%
50-Day Moving Average	44.58
200-Day Moving Average	42.57
Relative Strength Index (RSI)	58.94
Average Volume (20 Days)	19,878

Short Selling Information

The latest short interest is 134,344, so 1.29% of the outstanding shares have been sold short.

Short Interest	134,344
Short Previous Month	132,426
Short % of Shares Out	1.29%
Short % of Float	1.34%
Short Ratio (days to cover)	7.15

Income Statement

In the last 12 months, ACNB had revenue of $136.68 million and earned $32.84 million in profits. Earnings per share was $3.34.

Revenue	136.68M
Gross Profit	136.68M
Operating Income	57.32M
Pretax Income	41.51M
Net Income	32.84M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.34

Balance Sheet

The company has $102.14 million in cash and $340.53 million in debt, giving a net cash position of -$238.39 million or -$22.87 per share.

Cash & Cash Equivalents	102.14M
Total Debt	340.53M
Net Cash	-238.39M
Net Cash Per Share	-$22.87
Equity (Book Value)	408.64M
Book Value Per Share	39.21
Working Capital	-2.43B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	41.93%
Pretax Margin	30.37%
Profit Margin	24.03%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 3.32%.

Dividend Per Share	$1.52
Dividend Yield	3.32%
Dividend Growth (YoY)	9.52%
Years of Dividend Growth	7
Payout Ratio	41.30%
Buyback Yield	-15.29%
Shareholder Yield	-11.97%
Earnings Yield	6.88%
FCF Yield	n/a

Analyst Forecast

The average price target for ACNB is $50.67, which is 10.56% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$50.67
Price Target Difference	10.56%
Analyst Consensus	Strong Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 28, 2007. It was a forward split with a ratio of 1.05:1.

Last Split Date	Nov 28, 2007
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2