ACNB Corporation (ACNB)

ACNB Corporation Statistics

Total Valuation

ACNB has a market cap or net worth of $434.78 million. The enterprise value is $659.55 million.

Market Cap	434.78M
Enterprise Value	659.55M

Important Dates

The next estimated earnings date is Thursday, April 24, 2025, before market open.

Earnings Date	Apr 24, 2025
Ex-Dividend Date	Feb 28, 2025

Share Statistics

ACNB has 10.54 million shares outstanding. The number of shares has increased by 0.01% in one year.

Current Share Class	10.54M
Shares Outstanding	10.54M
Shares Change (YoY)	+0.01%
Shares Change (QoQ)	+0.05%
Owned by Insiders (%)	3.63%
Owned by Institutions (%)	30.04%
Float	10.16M

Valuation Ratios

The trailing PE ratio is 11.01 and the forward PE ratio is 9.59.

PE Ratio	11.01
Forward PE	9.59
PS Ratio	3.14
Forward PS	2.86
PB Ratio	1.16
P/TBV Ratio	1.72
P/FCF Ratio	11.15
P/OCF Ratio	10.88
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	20.71
EV / Sales	5.94
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	16.99

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	7.06
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.97%.

Return on Equity (ROE)	10.97%
Return on Assets (ROA)	1.32%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$267,077
Profits Per Employee	$76,553
Employee Count	416
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ACNB has paid $8.57 million in taxes.

Income Tax	8.57M
Effective Tax Rate	21.21%

Stock Price Statistics

The stock price has increased by +11.30% in the last 52 weeks. The beta is 0.64, so ACNB's price volatility has been lower than the market average.

Beta (5Y)	0.64
52-Week Price Change	+11.30%
50-Day Moving Average	40.89
200-Day Moving Average	40.94
Relative Strength Index (RSI)	48.47
Average Volume (20 Days)	45,645

Short Selling Information

The latest short interest is 69,754, so 0.66% of the outstanding shares have been sold short.

Short Interest	69,754
Short Previous Month	59,162
Short % of Shares Out	0.66%
Short % of Float	0.69%
Short Ratio (days to cover)	1.67

Income Statement

In the last 12 months, ACNB had revenue of $111.10 million and earned $31.85 million in profits. Earnings per share was $3.73.

Revenue	111.10M
Gross Profit	111.10M
Operating Income	45.13M
Pretax Income	39.15M
Net Income	31.85M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.73

Balance Sheet

The company has $47.26 million in cash and $273.92 million in debt, giving a net cash position of -$226.66 million or -$21.50 per share.

Cash & Cash Equivalents	47.26M
Total Debt	273.92M
Net Cash	-226.66M
Net Cash Per Share	-$21.50
Equity (Book Value)	303.27M
Book Value Per Share	35.45
Working Capital	-1.76B

Cash Flow

In the last 12 months, operating cash flow was $39.78 million and capital expenditures -$960,000, giving a free cash flow of $38.82 million.

Operating Cash Flow	39.78M
Capital Expenditures	-960,000
Free Cash Flow	38.82M
FCF Per Share	$3.68

Margins

Gross Margin	n/a
Operating Margin	40.62%
Pretax Margin	36.38%
Profit Margin	28.66%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	34.94%

Dividends & Yields

This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 3.12%.

Dividend Per Share	$1.28
Dividend Yield	3.12%
Dividend Growth (YoY)	10.34%
Years of Dividend Growth	7
Payout Ratio	34.32%
Buyback Yield	-0.01%
Shareholder Yield	3.11%
Earnings Yield	7.36%
FCF Yield	8.97%

Analyst Forecast

The average price target for ACNB is $50.00, which is 21.24% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$50.00
Price Target Difference	21.24%
Analyst Consensus	Strong Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on November 28, 2007. It was a forward split with a ratio of 1.05:1.

Last Split Date	Nov 28, 2007
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4