Enact Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	980.51	980.1	957.08	939.46	974.95
Total Interest & Dividend Income	266.15	240.56	207.37	155.31	141.19
Gain (Loss) on Sale of Investments	-16.28	-22.81	-14.02	-2.04	-2.12
Other Revenue	5.45	3.91	3.26	2.31	3.84
Total Revenue	1,236	1,202	1,154	1,095	1,118
Revenue Growth (YoY)	2.83%	4.17%	5.36%	-2.04%	1.03%
Policy Benefits	109.53	38.66	27.17	-94.22	125.47
Policy Acquisition & Underwriting Costs	217.52	218.32	223.28	235.89	243.41
Total Operating Expenses	327.04	256.97	250.44	141.66	368.89
Operating Income	908.79	944.8	903.25	953.38	748.97
Interest Expense	-49.95	-51.16	-51.87	-51.7	-51.01
EBT Excluding Unusual Items	858.84	893.64	851.38	901.68	697.96
Merger & Restructuring Charges	-	-4.65	0.13	-3.46	-2.74
Other Unusual Items	-	-10.93	-	-	-
Pretax Income	858.84	878.06	851.51	898.22	695.22
Income Tax Expense	184.59	189.99	186	194.07	148.53
Net Income	674.24	688.07	665.51	704.16	546.69
Net Income to Common	674.24	688.07	665.51	704.16	546.69
Net Income Growth	-2.01%	3.39%	-5.49%	28.80%	47.59%
Shares Outstanding (Basic)	148	156	161	163	163
Shares Outstanding (Diluted)	149	158	162	163	163
Shares Change (YoY)	-5.23%	-2.65%	-0.89%	0.26%	0.02%
EPS (Basic)	4.54	4.40	4.14	4.32	3.36
EPS (Diluted)	4.52	4.37	4.11	4.31	3.36
EPS Growth	3.43%	6.33%	-4.64%	28.38%	47.89%
Dividend Per Share	0.815	0.715	0.620	0.420	-
Dividend Growth	13.99%	15.32%	47.62%	-	-
Operating Margin	73.54%	78.62%	78.29%	87.06%	67.00%
Profit Margin	54.56%	57.25%	57.69%	64.30%	48.91%
EBIT	908.79	944.8	903.25	953.38	748.97
EBIT Margin	73.54%	78.62%	78.29%	87.06%	67.00%
Effective Tax Rate	21.49%	21.64%	21.84%	21.61%	21.37%
Revenue as Reported	1,236	1,202	1,154	1,095	1,118

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q