Enact Holdings, Inc. (ACT)

Enact Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	984.87	980.1	957.08	939.46	974.95	971.37
Total Interest & Dividend Income	252.6	240.56	207.37	155.31	141.19	132.84
Gain (Loss) on Sale of Investments	-19	-22.81	-14.02	-2.04	-2.12	-3.32
Other Revenue	4.56	3.91	3.26	2.31	3.84	5.58
Total Revenue	1,223	1,202	1,154	1,095	1,118	1,106
Revenue Growth (YoY)	3.15%	4.17%	5.36%	-2.04%	1.03%	13.04%
Policy Benefits	91.81	38.66	27.17	-94.22	125.47	379.83
Policy Acquisition & Underwriting Costs	216.99	218.32	223.28	235.89	243.41	235.96
Total Operating Expenses	308.79	256.97	250.44	141.66	368.89	615.8
Operating Income	914.24	944.8	903.25	953.38	748.97	490.66
Interest Expense	-49.14	-51.16	-51.87	-51.7	-51.01	-18.24
EBT Excluding Unusual Items	865.1	893.64	851.38	901.68	697.96	472.42
Merger & Restructuring Charges	-1.86	-4.65	0.13	-3.46	-2.74	-
Other Unusual Items	-	-10.93	-	-	-	-
Pretax Income	863.23	878.06	851.51	898.22	695.22	472.42
Income Tax Expense	186.24	189.99	186	194.07	148.53	102
Net Income	676.99	688.07	665.51	704.16	546.69	370.42
Net Income to Common	676.99	688.07	665.51	704.16	546.69	370.42
Net Income Growth	1.63%	3.39%	-5.49%	28.80%	47.59%	-45.34%
Shares Outstanding (Basic)	153	156	161	163	163	163
Shares Outstanding (Diluted)	154	158	162	163	163	163
Shares Change (YoY)	-3.98%	-2.65%	-0.89%	0.26%	0.02%	-
EPS (Basic)	4.43	4.40	4.14	4.32	3.36	2.27
EPS (Diluted)	4.41	4.37	4.11	4.31	3.36	2.27
EPS Growth	6.06%	6.33%	-4.64%	28.38%	47.89%	-45.43%
Dividend Per Share	0.765	0.715	0.620	0.420	-	-
Dividend Growth	15.04%	15.32%	47.62%	-	-	-
Operating Margin	74.75%	78.62%	78.29%	87.06%	67.00%	44.34%
Profit Margin	55.35%	57.25%	57.69%	64.30%	48.91%	33.48%
EBIT	914.24	944.8	903.25	953.38	748.97	490.66
EBIT Margin	74.75%	78.62%	78.29%	87.06%	67.00%	44.34%
Effective Tax Rate	21.57%	21.64%	21.84%	21.61%	21.37%	21.59%
Revenue as Reported	1,223	1,202	1,154	1,095	1,118	1,106

Updated Jul 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q