Enact Holdings, Inc. (ACT)

Enact Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	980.5	980.1	957.08	939.46	974.95	971.37
Total Interest & Dividend Income	260.16	240.56	207.37	155.31	141.19	132.84
Gain (Loss) on Sale of Investments	-20.59	-22.81	-14.02	-2.04	-2.12	-3.32
Other Revenue	4.83	3.91	3.26	2.31	3.84	5.58
Total Revenue	1,225	1,202	1,154	1,095	1,118	1,106
Revenue Growth (YoY)	2.40%	4.17%	5.36%	-2.04%	1.03%	13.04%
Policy Benefits	115.53	38.66	27.17	-94.22	125.47	379.83
Policy Acquisition & Underwriting Costs	214.81	218.32	223.28	235.89	243.41	235.96
Total Operating Expenses	330.34	256.97	250.44	141.66	368.89	615.8
Operating Income	894.56	944.8	903.25	953.38	748.97	490.66
Interest Expense	-49.75	-51.16	-51.87	-51.7	-51.01	-18.24
EBT Excluding Unusual Items	844.81	893.64	851.38	901.68	697.96	472.42
Merger & Restructuring Charges	-1.21	-4.65	0.13	-3.46	-2.74	-
Other Unusual Items	-	-10.93	-	-	-	-
Pretax Income	843.61	878.06	851.51	898.22	695.22	472.42
Income Tax Expense	183.79	189.99	186	194.07	148.53	102
Net Income	659.82	688.07	665.51	704.16	546.69	370.42
Net Income to Common	659.82	688.07	665.51	704.16	546.69	370.42
Net Income Growth	-3.34%	3.39%	-5.49%	28.80%	47.59%	-45.34%
Shares Outstanding (Basic)	151	156	161	163	163	163
Shares Outstanding (Diluted)	152	158	162	163	163	163
Shares Change (YoY)	-4.72%	-2.65%	-0.89%	0.26%	0.02%	-
EPS (Basic)	4.38	4.40	4.14	4.32	3.36	2.27
EPS (Diluted)	4.36	4.37	4.11	4.31	3.36	2.27
EPS Growth	1.64%	6.33%	-4.64%	28.38%	47.89%	-45.43%
Dividend Per Share	0.790	0.715	0.620	0.420	-	-
Dividend Growth	14.49%	15.32%	47.62%	-	-	-
Operating Margin	73.03%	78.62%	78.29%	87.06%	67.00%	44.34%
Profit Margin	53.87%	57.25%	57.69%	64.30%	48.91%	33.48%
EBIT	894.56	944.8	903.25	953.38	748.97	490.66
EBIT Margin	73.03%	78.62%	78.29%	87.06%	67.00%	44.34%
Effective Tax Rate	21.79%	21.64%	21.84%	21.61%	21.37%	21.59%
Revenue as Reported	1,225	1,202	1,154	1,095	1,118	1,106

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q