Skip to main content
logo
Enact Holdings, Inc. (ACT)
NASDAQ: ACT · Real-Time Price · USD
49.07
+0.03 (0.06%)
Aug 28, 2026, 4:00 PM EDT - Market closed

Enact Holdings Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
683.27674.24688.07665.51704.16546.69
Other Amortization
10.2810.6211.6113.2414.8216.96
Gain (Loss) on Sale of Investments
-0.772.3111.27.49-1.13-6.37
Stock-Based Compensation
20.6819.0218.7715.289.881.5
Change in Accounts Receivable
-22.576.9-7.96-3.330.534.2
Change in Unearned Revenue
-20.27-23.04-34.65-53.39-43.6-60.63
Change in Insurance Reserves / Liabilities
46.7547.766.52-0.82-122.3285.65
Change in Other Net Operating Assets
3.74-15.84-16.95-4.017.17-8.1
Other Operating Activities
-0.272.559.64-7.94-9-7.78
Operating Cash Flow
720.83724.52686.26632.04560.51572.11
Operating Cash Flow Growth
2.90%5.58%8.58%12.76%-2.03%-18.77%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Investment in Securities
-318.2-218.06-304.92-215.48-220.26-398.78
Other Investing Activities
-10.73-8.32-15.59-13.93--
Investing Cash Flow
-328.93-226.38-320.51-229.4-220.26-398.78

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
--749.65---
Total Debt Repaid
---757.5---
Net Debt Issued (Repaid)
---7.85---
Repurchases of Common Stock
-419.07-382.4-243.97-87.76-1.53-
Common Dividends Paid
-124.49-120.83-111.72-99.96-250.78-200.29
Other Financing Activities
-12.86-11.85-18.46---
Financing Cash Flow
-556.42-515.08-382-300.73-252.31-200.29

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-164.52-16.94-16.25101.9187.95-26.97

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Levered Free Cash Flow
521.551,108552.12486.82547.55395.3
Unlevered Free Cash Flow
551.451,138582.14516.66577.45424.93

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
47.3847.3862.9549.1849.0947.94
Cash Income Tax Paid
190.92190.92188.54181.97186.15145.95
Change in Working Capital
7.6515.77-53.03-61.54-158.2321.12
SEC Filings: 10-K · 10-Q