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Enact Holdings, Inc. (ACT)
NASDAQ: ACT · Real-Time Price · USD
45.39
-0.44 (-0.96%)
Nov 13, 2026, 4:00 PM EST - Market closed

Enact Holdings Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
678.68674.24688.07665.51704.16546.69
Other Amortization
10.0310.6211.6113.2414.8216.96
Gain (Loss) on Sale of Investments
3.032.3111.27.49-1.13-6.37
Stock-Based Compensation
20.8719.0218.7715.289.881.5
Change in Accounts Receivable
-17.586.9-7.96-3.330.534.2
Change in Unearned Revenue
-18.71-23.04-34.65-53.39-43.6-60.63
Change in Insurance Reserves / Liabilities
45.2547.766.52-0.82-122.3285.65
Change in Other Net Operating Assets
-0.46-15.84-16.95-4.017.17-8.1
Other Operating Activities
-8.382.559.64-7.94-9-7.78
Operating Cash Flow
712.74724.52686.26632.04560.51572.11
Operating Cash Flow Growth
1.19%5.58%8.58%12.76%-2.03%-18.77%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Investment in Securities
-173.28-218.06-304.92-215.48-220.26-398.78
Other Investing Activities
-11.13-8.32-15.59-13.93--
Investing Cash Flow
-184.41-226.38-320.51-229.4-220.26-398.78

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
--749.65---
Total Debt Repaid
---757.5---
Net Debt Issued (Repaid)
---7.85---
Repurchases of Common Stock
-431.49-382.4-243.97-87.76-1.53-
Common Dividends Paid
-126.5-120.83-111.72-99.96-250.78-200.29
Other Financing Activities
-9.3-11.85-18.46---
Financing Cash Flow
-567.3-515.08-382-300.73-252.31-200.29

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-38.97-16.94-16.25101.9187.95-26.97

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Levered Free Cash Flow
529.591,108552.12486.82547.55395.3
Unlevered Free Cash Flow
559.211,138582.14516.66577.45424.93

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
47.3847.3862.9549.1849.0947.94
Cash Income Tax Paid
190.92190.92188.54181.97186.15145.95
Change in Working Capital
8.5115.77-53.03-61.54-158.2321.12
SEC Filings: 10-K · 10-Q