Enact Holdings, Inc. (ACT)
NASDAQ: ACT · Real-Time Price · USD
46.76
+0.79 (1.72%)
At close: Jul 24, 2026, 4:00 PM EDT
46.93
+0.17 (0.36%)
After-hours: Jul 24, 2026, 7:34 PM EDT

Enact Holdings Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,2411,2361,2021,1541,0951,118
Revenue Growth
1.98%2.83%4.17%5.36%-2.04%1.03%
Gross Profit
1,2411,2361,2021,1541,0951,118
Operating Income
1,0361,028988.46941.2868.11886.4
Net Income
676.24674.24688.07665.51704.16546.69
Earnings Per Share
4.614.524.374.114.313.36
EPS Growth
3.83%3.43%6.33%-4.64%28.27%48.02%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
549.04582.49599.43615.68513.78425.83
Net Cash Growth
-13.57%-2.83%-2.64%19.84%20.65%-5.96%
Cash & Investments
549.04582.49599.43615.68513.78425.83
Net Cash Per Share
3.743.903.803.803.152.61

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
721.83724.52686.26632.04560.51572.11
Free Cash Flow
721.83724.52686.26632.04560.51572.11
Free Cash Flow Growth
-0.53%5.58%8.58%12.76%-2.03%-18.77%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
100.00%100.00%100.00%100.00%100.00%100.00%
Operating Margin
83.46%83.14%82.25%81.58%79.28%79.29%
Pretax Margin
69.36%69.49%73.06%73.81%82.03%62.19%
Profit Margin
54.49%54.56%57.25%57.69%64.30%48.90%
FCF Margin
58.16%58.63%57.10%54.78%51.19%51.18%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.9600.8150.7150.6200.420-
Dividend Per Share Growth
13.73%13.99%15.32%47.62%--
Dividend Yield
2.05%2.05%2.21%4.58%6.38%5.95%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.128.777.417.035.606.15
Forward PE
9.788.627.457.787.426.12
P/FCF Ratio
-7.787.197.287.005.88
PS Ratio
5.264.564.103.993.593.01