Hagerty, Inc. (HGTY)
NYSE: HGTY · Real-Time Price · USD
12.86
-0.09 (-0.69%)
Aug 14, 2026, 12:02 PM EDT - Market open

Hagerty Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,4351,4561,2421,027787.59619.08
Revenue Growth
8.47%17.31%20.87%30.41%27.22%23.93%
Operating Income
34.32180.08107.8937.31-67.57-10.07
Net Income
17.6841.469.5916.5532.08-46.36
Earnings Per Share
0.090.370.100.09-0.07-0.56
EPS Growth
-55.00%270.00%11.11%---

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commission and Fee
253.35433.69381.3289.53247.45214.24
Contingent Commission
29.5552.6941.9475.9859.7957.34
Earned Premium
871.18726.73643.32531.87403.06295.82
Marketplace
-119.254.5528.09--
Membership and Other
-82.3878.9374.75--
Net Investment Income
-38.6539.2526.9--
Net Investment Gains
-3.062.22---
Revenue (Total)
1,4351,4561,2421,027787.59619.08

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
467.64299232.85724.28539.19603.97
Total Debt
00050.4680.770
Net Cash (Debt)
-0-0-0-50.46-80.77-0
Net Cash Growth
------
Net Cash Per Share
----0.15-0.24-

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
307.43218.99177.02133.7155.3342.28
Capital Expenditures
-28.94-24.54-21.34-26.4-44.38-43.37
Free Cash Flow
278.49194.45155.68107.310.95-1.09
Free Cash Flow Growth
111.74%24.90%45.08%879.67%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
2.39%12.36%8.69%3.63%-8.58%-1.63%
Pretax Margin
2.39%9.56%7.55%4.36%1.41%-8.82%
Profit Margin
4.88%10.25%6.31%2.74%0.31%-9.91%
FCF Margin
19.41%13.35%12.54%10.45%1.39%-0.18%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
80.9336.3296.5086.67--
Forward PE
33.3236.6333.5165.00--
P/FCF Ratio
15.876.965.586.1563.89-
PS Ratio
3.120.930.700.640.891.89