Hagerty, Inc. (HGTY)
NYSE: HGTY · Real-Time Price · USD
11.72
+0.17 (1.47%)
Aug 4, 2026, 4:00 PM EDT - Market closed

Hagerty Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,4491,4561,2421,027787.59619.08
Revenue Growth
15.28%17.31%20.87%30.41%27.22%23.93%
Operating Income
82.02180.08107.8937.31-67.57-10.07
Net Income
28.4541.469.5916.5532.08-46.36
Earnings Per Share
0.200.370.100.09-0.07-0.56
EPS Growth
0%270.00%11.11%---

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commission and Fee
358.25433.69381.3289.53247.45214.24
Contingent Commission
44.2852.6941.9475.9859.7957.34
Earned Premium
797.01726.73643.32531.87403.06295.82
Marketplace
-119.254.5528.09--
Membership and Other
-82.3878.9374.75--
Net Investment Income
-38.6539.2526.9--
Net Investment Gains
-3.062.22---
Revenue (Total)
1,4491,4561,2421,027787.59619.08

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
366.73299232.85724.28539.19603.97
Total Debt
00050.4680.770
Net Cash (Debt)
-0-0-0-50.46-80.77-0
Net Cash Growth
------
Net Cash Per Share
----0.15-0.24-

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
191.41218.99177.02133.7155.3342.28
Capital Expenditures
-26.86-24.54-21.34-26.4-44.38-43.37
Free Cash Flow
164.55194.45155.68107.310.95-1.09
Free Cash Flow Growth
17.18%24.90%45.08%879.67%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
5.66%12.36%8.69%3.63%-8.58%-1.63%
Pretax Margin
5.90%9.56%7.55%4.36%1.41%-8.82%
Profit Margin
7.54%10.25%6.31%2.74%0.31%-9.91%
FCF Margin
11.36%13.35%12.54%10.45%1.39%-0.18%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
43.8536.3296.5086.67--
Forward PE
147.9836.6333.5165.00--
P/FCF Ratio
24.466.965.586.1563.89-
PS Ratio
2.790.930.700.640.891.89