American Financial Group, Inc. (AFG)
NYSE: AFG · Real-Time Price · USD
144.99
+1.70 (1.19%)
Aug 20, 2026, 1:22 PM EDT - Market open

American Financial Group Statistics

Total Valuation

AFG has a market cap or net worth of $12.02 billion. The enterprise value is $12.62 billion.

Market Cap12.02B
Enterprise Value 12.62B

Important Dates

The last earnings date was Tuesday, August 4, 2026, after market close.

Earnings Date Aug 4, 2026
Ex-Dividend Date Jul 15, 2026

Share Statistics

AFG has 82.92 million shares outstanding. The number of shares has decreased by -0.81% in one year.

Current Share Class 82.92M
Shares Outstanding 82.92M
Shares Change (YoY) -0.81%
Shares Change (QoQ) -0.36%
Owned by Insiders (%) 10.90%
Owned by Institutions (%) 70.14%
Float 71.58M

Valuation Ratios

The trailing PE ratio is 12.64 and the forward PE ratio is 11.66.

PE Ratio 12.64
Forward PE 11.66
PS Ratio 1.49
Forward PS 1.61
PB Ratio 2.46
P/TBV Ratio 2.78
P/FCF Ratio 8.38
P/OCF Ratio 7.65
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.89, with an EV/FCF ratio of 8.79.

EV / Earnings 13.21
EV / Sales 1.56
EV / EBITDA 8.89
EV / EBIT 9.51
EV / FCF 8.79

Financial Position

The company has a current ratio of 2.09, with a Debt / Equity ratio of 0.42.

Current Ratio 2.09
Quick Ratio 0.86
Debt / Equity 0.42
Debt / EBITDA 1.40
Debt / FCF 1.42
Interest Coverage 13.51

Financial Efficiency

Return on equity (ROE) is 20.41% and return on invested capital (ROIC) is 15.47%.

Return on Equity (ROE) 20.41%
Return on Assets (ROA) 2.60%
Return on Invested Capital (ROIC) 15.47%
Return on Capital Employed (ROCE) 4.80%
Weighted Average Cost of Capital (WACC) 7.01%
Revenue Per Employee $947,882
Profits Per Employee $112,118
Employee Count8,500
Asset Turnover 0.25
Inventory Turnover n/a

Taxes

In the past 12 months, AFG has paid $249.00 million in taxes.

Income Tax 249.00M
Effective Tax Rate 20.72%

Stock Price Statistics

The stock price has increased by +8.82% in the last 52 weeks. The beta is 0.60, so AFG's price volatility has been lower than the market average.

Beta (5Y) 0.60
52-Week Price Change +8.82%
50-Day Moving Average 140.93
200-Day Moving Average 134.58
Relative Strength Index (RSI) 53.39
Average Volume (20 Days) 355,139

Short Selling Information

The latest short interest is 1.72 million, so 2.07% of the outstanding shares have been sold short.

Short Interest 1.72M
Short Previous Month 1.91M
Short % of Shares Out 2.07%
Short % of Float 2.40%
Short Ratio (days to cover) 3.90

Income Statement

In the last 12 months, AFG had revenue of $8.06 billion and earned $953.00 million in profits. Earnings per share was $11.45.

Revenue8.06B
Gross Profit 1.62B
Operating Income 1.32B
Pretax Income 1.20B
Net Income 953.00M
EBITDA 1.42B
EBIT 1.32B
Earnings Per Share (EPS) $11.45
Full Income Statement

Balance Sheet

The company has $1.52 billion in cash and $2.04 billion in debt, with a net cash position of -$598.00 million or -$7.21 per share.

Cash & Cash Equivalents 1.52B
Total Debt 2.04B
Net Cash -598.00M
Net Cash Per Share -$7.21
Equity (Book Value) 4.82B
Book Value Per Share 58.14
Working Capital 5.89B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $1.57 billion and capital expenditures -$135.00 million, giving a free cash flow of $1.43 billion.

Operating Cash Flow 1.57B
Capital Expenditures -135.00M
Depreciation & Amortization n/a
Net Borrowing 344.00M
Free Cash Flow 1.43B
FCF Per Share $17.26
Full Cash Flow Statement

Margins

Gross margin is 20.16%, with operating and profit margins of 16.43% and 11.83%.

Gross Margin 20.16%
Operating Margin 16.43%
Pretax Margin 14.92%
Profit Margin 11.83%
EBITDA Margin 17.56%
EBIT Margin 16.43%
FCF Margin 17.76%

Dividends & Yields

This stock pays an annual dividend of $3.52, which amounts to a dividend yield of 2.43%.

Dividend Per Share $3.52
Dividend Yield 2.43%
Dividend Growth (YoY) -23.70%
Years of Dividend Growth n/a
Payout Ratio 61.33%
Buyback Yield 0.80%
Shareholder Yield 3.24%
Earnings Yield 7.95%
FCF Yield 11.94%
Dividend Details

Analyst Forecast

The average price target for AFG is $155.83, which is 7.48% higher than the current price. The consensus rating is "Buy".

Price Target $155.83
Price Target Difference 7.48%
Analyst Consensus Buy
Analyst Count 7
Revenue Growth Forecast (3Y) 0.54%
EPS Growth Forecast (3Y) 7.00%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 18, 2006. It was a forward split with a ratio of 1.5:1.

Last Split Date Dec 18, 2006
Split Type Forward
Split Ratio 1.5:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5