Aflac Incorporated (AFL)

NYSE: AFL · Real-Time Price · USD

124.59

+0.70 (0.57%)

At close: Nov 2, 2026, 4:00 PM EST

125.99

+1.40 (1.13%)

Pre-market: Nov 3, 2026, 4:07 AM EST

Aflac Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	62,462	57,794	57,464	48,211	44,731	38,627
Market Cap Growth	10.49%	0.57%	19.19%	7.78%	15.80%	23.65%
Enterprise Value	72,518	65,371	64,302	54,913	50,850	43,350

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.30	15.85	10.56	10.35	10.13	9.13
PS Ratio	3.46	3.37	3.04	2.58	2.34	1.79
PB Ratio	2.06	1.96	2.20	2.19	2.22	1.16
P/OCF Ratio	23.60	22.62	21.23	15.11	11.53	7.65

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	4.01	3.81	3.40	2.94	2.66	2.01
EV/EBITDA Ratio	11.96	13.65	9.66	9.99	9.89	7.90
EV/EBIT Ratio	12.03	13.75	9.72	10.06	9.98	7.96

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.53	0.43	0.38	0.42	0.49	0.31
Debt / EBITDA Ratio	2.65	2.61	1.47	1.67	1.89	1.83
Net Debt / Equity Ratio	0.33	0.22	0.14	0.23	0.29	0.15
Net Debt / EBITDA Ratio	1.66	1.32	0.55	0.91	1.15	0.93
Quick Ratio	0.78	0.95	1.63	1.29	0.98	0.48
Current Ratio	0.89	1.07	1.84	1.54	1.35	0.65
Asset Turnover	0.15	0.15	0.16	0.14	0.13	0.13
Return on Equity (ROE)	16.91%	13.12%	22.64%	22.12%	16.55%	12.67%
Return on Assets (ROA)	3.13%	2.54%	3.38%	2.64%	2.20%	2.11%
Return on Invested Capital (ROIC)	11.14%	9.80%	16.69%	15.78%	12.60%	10.31%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	7.52%	6.31%	9.47%	9.66%	9.88%	10.95%
Dividend Yield	1.96%	2.08%	1.91%	2.02%	2.20%	2.23%
Payout Ratio	26.04%	32.86%	19.97%	20.73%	22.16%	20.21%
Buyback Yield / Dilution	5.75%	5.33%	5.63%	6.10%	5.77%	5.51%
Total Shareholder Return	7.70%	7.42%	7.55%	8.12%	7.98%	7.74%

SEC Filings: 10-K · 10-Q