Aflac Incorporated (AFL)
NYSE: AFL · Real-Time Price · USD
113.43
+0.55 (0.49%)
May 4, 2026, 11:33 AM EDT - Market open

Aflac Statistics

Total Valuation

Aflac has a market cap or net worth of $57.91 billion. The enterprise value is $59.88 billion.

Market Cap57.91B
Enterprise Value 59.88B

Important Dates

The last earnings date was Wednesday, April 29, 2026, after market close.

Earnings Date Apr 29, 2026
Ex-Dividend Date Feb 18, 2026

Share Statistics

Aflac has 510.53 million shares outstanding. The number of shares has decreased by -5.47% in one year.

Current Share Class 510.53M
Shares Outstanding 510.53M
Shares Change (YoY) -5.47%
Shares Change (QoQ) -1.48%
Owned by Insiders (%) 0.75%
Owned by Institutions (%) 69.02%
Float 506.21M

Valuation Ratios

The trailing PE ratio is 12.82 and the forward PE ratio is 15.61. Aflac's PEG ratio is 1.94.

PE Ratio 12.82
Forward PE 15.61
PS Ratio 3.18
Forward PS 3.40
PB Ratio 1.92
P/TBV Ratio 1.94
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio 1.94
Financial Ratio History

Enterprise Valuation

EV / Earnings 12.92
EV / Sales 3.31
EV / EBITDA 10.18
EV / EBIT 10.25
EV / FCF n/a

Financial Position

The company has a current ratio of 4.16, with a Debt / Equity ratio of 0.26.

Current Ratio 4.16
Quick Ratio 3.77
Debt / Equity 0.26
Debt / EBITDA 1.34
Debt / FCF n/a
Interest Coverage 25.40

Financial Efficiency

Return on equity (ROE) is 16.47% and return on invested capital (ROIC) is 12.07%.

Return on Equity (ROE) 16.47%
Return on Assets (ROA) 3.09%
Return on Invested Capital (ROIC) 12.07%
Return on Capital Employed (ROCE) 5.10%
Weighted Average Cost of Capital (WACC) 7.02%
Revenue Per Employee $1.42M
Profits Per Employee $364,580
Employee Count12,716
Asset Turnover 0.15
Inventory Turnover n/a

Taxes

In the past 12 months, Aflac has paid $977.00 million in taxes.

Income Tax 977.00M
Effective Tax Rate 17.41%

Stock Price Statistics

The stock price has increased by +7.69% in the last 52 weeks. The beta is 0.62, so Aflac's price volatility has been lower than the market average.

Beta (5Y) 0.62
52-Week Price Change +7.69%
50-Day Moving Average 111.42
200-Day Moving Average 109.53
Relative Strength Index (RSI) 52.52
Average Volume (20 Days) 2,086,925

Short Selling Information

The latest short interest is 8.14 million, so 1.59% of the outstanding shares have been sold short.

Short Interest 8.14M
Short Previous Month 8.47M
Short % of Shares Out 1.59%
Short % of Float 1.61%
Short Ratio (days to cover) 3.45

Income Statement

In the last 12 months, Aflac had revenue of $18.11 billion and earned $4.64 billion in profits. Earnings per share was $8.81.

Revenue18.11B
Gross Profit 9.07B
Operating Income 5.84B
Pretax Income 5.61B
Net Income 4.64B
EBITDA 5.88B
EBIT 5.84B
Earnings Per Share (EPS) $8.81
Full Income Statement

Balance Sheet

The company has $5.65 billion in cash and $7.91 billion in debt, with a net cash position of -$2.25 billion or -$4.42 per share.

Cash & Cash Equivalents 5.65B
Total Debt 7.91B
Net Cash -2.25B
Net Cash Per Share -$4.42
Equity (Book Value) 29.96B
Book Value Per Share 58.69
Working Capital 5.54B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 50.05%, with operating and profit margins of 32.26% and 25.60%.

Gross Margin 50.05%
Operating Margin 32.26%
Pretax Margin 30.99%
Profit Margin 25.60%
EBITDA Margin 32.48%
EBIT Margin 32.26%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $2.44, which amounts to a dividend yield of 2.15%.

Dividend Per Share $2.44
Dividend Yield 2.15%
Dividend Growth (YoY) 12.98%
Years of Dividend Growth 42
Payout Ratio 26.68%
Buyback Yield 5.47%
Shareholder Yield 7.64%
Earnings Yield 8.04%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for Aflac is $111.25, which is -1.92% lower than the current price. The consensus rating is "Hold".

Price Target $111.25
Price Target Difference -1.92%
Analyst Consensus Hold
Analyst Count 12
Revenue Growth Forecast (5Y) 1.98%
EPS Growth Forecast (5Y) 7.30%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 19, 2018. It was a forward split with a ratio of 2:1.

Last Split Date Mar 19, 2018
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4