Aflac Incorporated (AFL)
NYSE: AFL · Real-Time Price · USD
126.51
-0.60 (-0.47%)
Nov 12, 2026, 4:00 PM EST - Market closed

Aflac Statistics

Total Valuation

Aflac has a market cap or net worth of $62.57 billion. The enterprise value is $72.83 billion.

Market Cap62.57B
Enterprise Value 72.83B

Important Dates

The last earnings date was Wednesday, November 4, 2026, after market close.

Earnings Date Nov 4, 2026
Ex-Dividend Date Nov 18, 2026

Share Statistics

Aflac has 494.61 million shares outstanding. The number of shares has decreased by -6.05% in one year.

Current Share Class 494.61M
Shares Outstanding 494.61M
Shares Change (YoY) -6.05%
Shares Change (QoQ) -1.36%
Owned by Insiders (%) 0.77%
Owned by Institutions (%) 69.69%
Float 490.28M

Valuation Ratios

The trailing PE ratio is 18.31 and the forward PE ratio is 16.59. Aflac's PEG ratio is 1.70.

PE Ratio 18.31
Forward PE 16.59
PS Ratio 3.77
Forward PS 3.60
PB Ratio 2.14
P/TBV Ratio 2.14
P/FCF Ratio n/a
P/OCF Ratio 24.14
PEG Ratio 1.70
Financial Ratio History

Enterprise Valuation

EV / Earnings 20.66
EV / Sales 4.39
EV / EBITDA 15.88
EV / EBIT 16.02
EV / FCF n/a

Financial Position

The company has a current ratio of 0.84, with a Debt / Equity ratio of 0.54.

Current Ratio 0.84
Quick Ratio 0.73
Debt / Equity 0.54
Debt / EBITDA 3.43
Debt / FCF n/a
Interest Coverage 17.83

Financial Efficiency

Return on equity (ROE) is 12.16% and return on invested capital (ROIC) is 8.15%.

Return on Equity (ROE) 12.16%
Return on Assets (ROA) 2.41%
Return on Invested Capital (ROIC) 8.15%
Return on Capital Employed (ROCE) 4.50%
Weighted Average Cost of Capital (WACC) 6.06%
Revenue Per Employee $1.31M
Profits Per Employee $277,288
Employee Count12,716
Asset Turnover 0.14
Inventory Turnover n/a

Taxes

In the past 12 months, Aflac has paid $766.00 million in taxes.

Income Tax 766.00M
Effective Tax Rate 17.85%

Stock Price Statistics

The stock price has increased by +11.18% in the last 52 weeks. The beta is 0.55, so Aflac's price volatility has been lower than the market average.

Beta (5Y) 0.55
52-Week Price Change +11.18%
50-Day Moving Average 118.31
200-Day Moving Average 116.63
Relative Strength Index (RSI) 65.57
Average Volume (20 Days) 1,671,525

Short Selling Information

The latest short interest is 9.08 million, so 1.84% of the outstanding shares have been sold short.

Short Interest 9.08M
Short Previous Month 11.65M
Short % of Shares Out 1.84%
Short % of Float 1.85%
Short Ratio (days to cover) 5.61

Income Statement

In the last 12 months, Aflac had revenue of $16.60 billion and earned $3.53 billion in profits. Earnings per share was $6.91.

Revenue16.60B
Gross Profit 7.74B
Operating Income 4.55B
Pretax Income 4.29B
Net Income 3.53B
EBITDA 4.59B
EBIT 4.55B
Earnings Per Share (EPS) $6.91
Full Income Statement

Balance Sheet

The company has $8.20 billion in cash and $15.88 billion in debt, with a net cash position of -$10.26 billion or -$20.74 per share.

Cash & Cash Equivalents 8.20B
Total Debt 15.88B
Net Cash -10.26B
Net Cash Per Share -$20.74
Equity (Book Value) 29.28B
Book Value Per Share 59.08
Working Capital -2.04B
Full Balance Sheet

Cash Flow

Operating Cash Flow 2.59B
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing 511.00M
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 46.61%, with operating and profit margins of 27.39% and 21.24%.

Gross Margin 46.61%
Operating Margin 27.39%
Pretax Margin 25.86%
Profit Margin 21.24%
EBITDA Margin 27.62%
EBIT Margin 27.39%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $2.56, which amounts to a dividend yield of 2.02%.

Dividend Per Share $2.56
Dividend Yield 2.02%
Dividend Growth (YoY) 5.11%
Years of Dividend Growth 43
Payout Ratio 37.06%
FCF Payout Ratio n/a
Buyback Yield 6.05%
Shareholder Yield 7.98%
Earnings Yield 5.46%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for Aflac is $118.87, which is -6.04% lower than the current price. The consensus rating is "Hold".

Price Target $118.87
Price Target Difference -6.04%
Analyst Consensus Hold
Analyst Count 15
Revenue Growth Forecast (3Y) 0.72%
EPS Growth Forecast (3Y) 3.07%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside
Graham Formula Value
Graham Formula Upside

Stock Splits

The last stock split was on March 19, 2018. It was a forward split with a ratio of 2:1.

Last Split Date Mar 19, 2018
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4