Aflac Incorporated (AFL)
NYSE: AFL · Real-Time Price · USD
120.98
-0.47 (-0.39%)
At close: Aug 17, 2026, 4:00 PM EDT
120.92
-0.06 (-0.05%)
After-hours: Aug 17, 2026, 7:41 PM EDT

Aflac Statistics

Total Valuation

Aflac has a market cap or net worth of $60.65 billion. The enterprise value is $70.71 billion.

Market Cap60.65B
Enterprise Value 70.71B

Important Dates

The last earnings date was Thursday, August 6, 2026, after market close.

Earnings Date Aug 6, 2026
Ex-Dividend Date Aug 19, 2026

Share Statistics

Aflac has 501.34 million shares outstanding. The number of shares has decreased by -5.75% in one year.

Current Share Class 501.34M
Shares Outstanding 501.34M
Shares Change (YoY) -5.75%
Shares Change (QoQ) -1.79%
Owned by Insiders (%) 0.77%
Owned by Institutions (%) 69.54%
Float 497.00M

Valuation Ratios

The trailing PE ratio is 12.91 and the forward PE ratio is 16.51. Aflac's PEG ratio is 1.87.

PE Ratio 12.91
Forward PE 16.51
PS Ratio 3.36
Forward PS 3.51
PB Ratio 2.00
P/TBV Ratio 2.00
P/FCF Ratio 22.91
P/OCF Ratio 22.91
PEG Ratio 1.87
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.66, with an EV/FCF ratio of 26.71.

EV / Earnings 14.54
EV / Sales 3.91
EV / EBITDA 11.66
EV / EBIT 11.73
EV / FCF 26.71

Financial Position

The company has a current ratio of 0.89, with a Debt / Equity ratio of 0.53.

Current Ratio 0.89
Quick Ratio 0.78
Debt / Equity 0.53
Debt / EBITDA 2.65
Debt / FCF 6.11
Interest Coverage 24.91

Financial Efficiency

Return on equity (ROE) is 16.91% and return on invested capital (ROIC) is 11.14%.

Return on Equity (ROE) 16.91%
Return on Assets (ROA) 3.13%
Return on Invested Capital (ROIC) 11.14%
Return on Capital Employed (ROCE) 5.83%
Weighted Average Cost of Capital (WACC) 6.21%
Revenue Per Employee $1.42M
Profits Per Employee $382,353
Employee Count12,716
Asset Turnover 0.15
Inventory Turnover n/a

Taxes

In the past 12 months, Aflac has paid $924.00 million in taxes.

Income Tax 924.00M
Effective Tax Rate 15.97%

Stock Price Statistics

The stock price has increased by +14.80% in the last 52 weeks. The beta is 0.60, so Aflac's price volatility has been lower than the market average.

Beta (5Y) 0.60
52-Week Price Change +14.80%
50-Day Moving Average 121.46
200-Day Moving Average 114.16
Relative Strength Index (RSI) 42.04
Average Volume (20 Days) 1,860,821

Short Selling Information

The latest short interest is 12.35 million, so 2.46% of the outstanding shares have been sold short.

Short Interest 12.35M
Short Previous Month 12.58M
Short % of Shares Out 2.46%
Short % of Float 2.48%
Short Ratio (days to cover) 6.51

Income Statement

In the last 12 months, Aflac had revenue of $18.07 billion and earned $4.86 billion in profits. Earnings per share was $9.37.

Revenue18.07B
Gross Profit 9.20B
Operating Income 6.03B
Pretax Income 5.79B
Net Income 4.86B
EBITDA 6.07B
EBIT 6.03B
Earnings Per Share (EPS) $9.37
Full Income Statement

Balance Sheet

The company has $8.94 billion in cash and $16.18 billion in debt, with a net cash position of -$10.06 billion or -$20.06 per share.

Cash & Cash Equivalents 8.94B
Total Debt 16.18B
Net Cash -10.06B
Net Cash Per Share -$20.06
Equity (Book Value) 30.31B
Book Value Per Share 60.35
Working Capital -1.36B
Full Balance Sheet

Cash Flow

Operating Cash Flow 2.65B
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing 427.00M
Free Cash Flow 2.65B
FCF Per Share $5.28
Full Cash Flow Statement

Margins

Gross margin is 50.89%, with operating and profit margins of 33.36% and 26.91%.

Gross Margin 50.89%
Operating Margin 33.36%
Pretax Margin 32.02%
Profit Margin 26.91%
EBITDA Margin 33.57%
EBIT Margin 33.36%
FCF Margin 14.65%

Dividends & Yields

This stock pays an annual dividend of $2.44, which amounts to a dividend yield of 2.02%.

Dividend Per Share $2.44
Dividend Yield 2.02%
Dividend Growth (YoY) 7.59%
Years of Dividend Growth 42
Payout Ratio 26.04%
Buyback Yield 5.75%
Shareholder Yield 7.76%
Earnings Yield 8.02%
FCF Yield 4.36%
Dividend Details

Analyst Forecast

The average price target for Aflac is $119.21, which is -1.46% lower than the current price. The consensus rating is "Hold".

Price Target $119.21
Price Target Difference -1.46%
Analyst Consensus Hold
Analyst Count 14
Revenue Growth Forecast (3Y) 0.62%
EPS Growth Forecast (3Y) 2.06%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 19, 2018. It was a forward split with a ratio of 2:1.

Last Split Date Mar 19, 2018
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5