Aflac Incorporated (AFL)
NYSE: AFL · Real-Time Price · USD
108.56
-0.70 (-0.64%)
Jan 21, 2026, 4:00 PM EST - Market closed
Aflac Stock Forecast
Stock Price Forecast
The 12 analysts that cover Aflac stock have a consensus rating of "Hold" and an average price target of $110.42, which forecasts a 1.71% increase in the stock price over the next year. The lowest target is $101 and the highest is $124.
Price Target: $110.42 (+1.71%)
Analyst Consensus: Hold
Analyst Ratings
The average analyst rating for Aflac stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | Aug '25 | Sep '25 | Oct '25 | Nov '25 | Dec '25 | Jan '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 1 | 1 | 1 | 0 | 0 | 0 |
| Buy | 2 | 2 | 2 | 2 | 2 | 2 |
| Hold | 8 | 8 | 8 | 6 | 7 | 7 |
| Sell | 2 | 2 | 2 | 2 | 3 | 3 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 13 | 13 | 13 | 10 | 12 | 12 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Barclays | Barclays | Sell Maintains $104 → $101 | Sell | Maintains | $104 → $101 | -6.96% | Jan 8, 2026 |
| JP Morgan | JP Morgan | Hold Maintains $101 → $105 | Hold | Maintains | $101 → $105 | -3.28% | Jan 5, 2026 |
| Raymond James | Raymond James | Buy Maintains $110 → $119 | Buy | Maintains | $110 → $119 | +9.62% | Dec 30, 2025 |
| TD Cowen | TD Cowen | Hold Maintains $100 → $102 | Hold | Maintains | $100 → $102 | -6.04% | Dec 22, 2025 |
| Mizuho | Mizuho | Sell Initiates $104 | Sell | Initiates | $104 | -4.20% | Dec 16, 2025 |
Financial Forecast
Revenue This Year
17.44B
from 18.93B
Decreased by -7.85%
Revenue Next Year
17.47B
from 17.44B
Increased by 0.14%
EPS This Year
7.69
from 9.63
Decreased by -20.12%
EPS Next Year
7.41
from 7.69
Decreased by -3.65%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | 18.8B | 19.0B | ||
| Avg | 17.4B | 17.5B | ||
| Low | 16.0B | 15.6B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | -0.8% | 9.1% | ||
| Avg | -7.9% | 0.1% | ||
| Low | -15.7% | -10.5% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | 8.09 | 8.14 | ||
| Avg | 7.69 | 7.41 | ||
| Low | 7.39 | 6.90 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | -16.0% | 5.8% | ||
| Avg | -20.1% | -3.7% | ||
| Low | -23.3% | -10.4% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.