Aflac Incorporated (AFL)
NYSE: AFL · Real-Time Price · USD
110.27
-0.53 (-0.48%)
At close: Dec 31, 2025, 4:00 PM EST
110.50
+0.23 (0.21%)
After-hours: Dec 31, 2025, 7:49 PM EST
Aflac Stock Forecast
Stock Price Forecast
The 12 analysts that cover Aflac stock have a consensus rating of "Hold" and an average price target of $110.33, which forecasts a 0.05% increase in the stock price over the next year. The lowest target is $101 and the highest is $124.
Price Target: $110.33 (+0.05%)
Analyst Consensus: Hold
Analyst Ratings
The average analyst rating for Aflac stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | Jul '25 | Aug '25 | Sep '25 | Oct '25 | Nov '25 | Dec '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 1 | 1 | 1 | 1 | 0 | 0 |
| Buy | 2 | 2 | 2 | 2 | 2 | 2 |
| Hold | 9 | 8 | 8 | 8 | 6 | 7 |
| Sell | 2 | 2 | 2 | 2 | 2 | 3 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 14 | 13 | 13 | 13 | 10 | 12 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Raymond James | Raymond James | Buy Maintains $110 → $119 | Buy | Maintains | $110 → $119 | +7.92% | Dec 30, 2025 |
| TD Cowen | TD Cowen | Hold Maintains $100 → $102 | Hold | Maintains | $100 → $102 | -7.50% | Dec 22, 2025 |
| Mizuho | Mizuho | Sell Initiates $104 | Sell | Initiates | $104 | -5.69% | Dec 16, 2025 |
| Morgan Stanley | Morgan Stanley | Hold Maintains $113 → $118 | Hold | Maintains | $113 → $118 | +7.01% | Nov 17, 2025 |
| Wells Fargo | Wells Fargo | Hold Maintains $107 → $109 | Hold | Maintains | $107 → $109 | -1.15% | Nov 7, 2025 |
Financial Forecast
Revenue This Year
17.51B
from 18.93B
Decreased by -7.50%
Revenue Next Year
17.67B
from 17.51B
Increased by 0.91%
EPS This Year
7.60
from 9.63
Decreased by -21.10%
EPS Next Year
7.45
from 7.60
Decreased by -2.00%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | 18.8B | 19.0B | ||
| Avg | 17.5B | 17.7B | ||
| Low | 16.0B | 16.0B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | -0.8% | 8.7% | ||
| Avg | -7.5% | 0.9% | ||
| Low | -15.5% | -8.8% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | 8.09 | 8.14 | ||
| Avg | 7.60 | 7.45 | ||
| Low | 6.83 | 7.03 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|
| High | -16.0% | 7.1% | ||
| Avg | -21.1% | -2.0% | ||
| Low | -29.1% | -7.5% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.