AGI Inc Income Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Interest and Dividend Income	10,167	9,522	6,665	4,709	3,083
Total Interest Expense	5,785	5,108	2,804	1,908	1,085
Net Interest Income	4,383	4,415	3,861	2,801	1,998
Commissions and Fees	653.36	868.54	526.93	197.27	134.67
Gain (Loss) on Sale of Investments	445.1	303.22	92.11	81.25	104.15
Revenue Before Loan Losses	5,481	5,586	4,480	3,080	2,237
Provision for Loan Losses	1,838	1,700	1,134	788.05	584.03
Revenue	3,643	3,886	3,346	2,292	1,653
Revenue Growth (YoY)	58.95%	16.12%	46.01%	38.67%	-
Salaries & Employee Benefits	527.68	524.67	448.87	438.75	412.49
Cost of Services Provided	1,182	1,118	1,226	737.24	598.65
Other Operating Expenses	466.99	503.8	429.97	276.05	219.42
Total Operating Expenses	2,386	2,349	2,270	1,587	1,350
Operating Income	1,257	1,537	1,077	704.98	302.32
EBT Excluding Unusual Items	1,234	1,529	1,053	720.08	321.24
Gain (Loss) on Sale of Investments	-	-	-11.72	-	-
Pretax Income	1,041	1,337	1,041	581.64	244.24
Income Tax Expense	164.54	290.21	246.66	155.58	72.92
Earnings From Continuing Ops.	876.68	1,047	794.36	426.06	171.33
Earnings From Discontinued Ops.	-	-	-	-	1.35
Net Income to Company	876.68	1,047	794.36	426.06	172.68
Minority Interest in Earnings	-2.29	-8.78	-3.34	-4.07	-3.79
Net Income	874.39	1,038	791.01	421.99	168.89
Net Income to Common	874.39	1,038	791.01	421.99	168.89
Net Income Growth	107.20%	31.20%	87.45%	149.87%	-
Shares Outstanding (Basic)	825	823	789	418	418
Shares Outstanding (Diluted)	825	823	789	418	418
Shares Change (YoY)	97.26%	4.33%	88.74%	-	-
EPS (Basic)	1.06	1.26	1.00	1.01	0.40
EPS (Diluted)	1.06	1.26	1.00	1.01	0.40
EPS Growth	5.04%	25.76%	-0.69%	149.87%	-
Free Cash Flow	-399.65	-462.13	460.13	-42.48	602.51
Free Cash Flow Per Share	-0.48	-0.56	0.58	-0.10	1.44
Operating Margin	34.51%	39.56%	32.18%	30.76%	18.29%
Profit Margin	24.00%	26.71%	23.64%	18.41%	10.22%
Free Cash Flow Margin	-10.97%	-11.89%	13.75%	-1.85%	36.45%
Effective Tax Rate	15.80%	21.71%	23.69%	26.75%	29.85%

SEC Filings: 10-K · 10-Q