AGI Inc Cash Flow Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Net Income	1,038	791.01	421.99	168.89
Depreciation & Amortization	141.32	111.03	101.81	103.29
Other Amortization	60.55	53.82	33.05	16.55
Provision for Credit Losses	-1,700	-1,134	-788.05	-584.03
Change in Trading Asset Securities	-2,155	704.46	-963.39	-421.34
Change in Other Net Operating Assets	2,094	-213.03	1,030	1,201
Other Operating Activities	110.36	171.58	127.26	123.94
Operating Cash Flow	-409.62	487.04	-33.32	610.18
Capital Expenditures	-52.51	-26.91	-9.17	-7.68
Divestitures	-	-	2.35	-
Sale (Purchase) of Intangibles	-109.88	-80.89	-71.18	-91.1
Investing Cash Flow	-162.39	-107.8	-78	-98.78
Long-Term Debt Issued	353.9	437.78	-	-
Long-Term Debt Repaid	-334.03	-75.88	-69.75	-73.87
Net Debt Issued (Repaid)	19.88	361.91	-69.75	-73.87
Common Dividends Paid	-	-179.79	-	-
Other Financing Activities	-	390.67	-	-
Financing Cash Flow	19.88	572.78	-69.75	-73.87
Net Cash Flow	-552.13	952.02	-181.07	437.54
Free Cash Flow	-462.13	460.13	-42.48	602.51
Free Cash Flow Margin	-11.89%	13.75%	-1.85%	36.45%
Free Cash Flow Per Share	-0.56	0.58	-0.10	1.44
Cash Interest Paid	-	-	-	0.26
Cash Income Tax Paid	480.78	389.88	193.11	45.74

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q