AGM.A Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	216.89	207.42	207.19	200	178.14	136.09
Provision for Credit Losses	36.16	32.91	11.49	1.14	0.81	-2.19
Stock-Based Compensation	7.82	8.34	8.09	6.8	4.62	4.31
Net Change in Loans Held-for-Sale	24.27	40.27	29.22	24.38	33.31	46.97
Other Adjustments	-73.63	-231.27	182.91	99.86	722.88	221.67
Changes in Accrued Interest and Accounts Receivable	-52.35	-59.4	-31.79	-65.64	-62.73	4.41
Changes in Accounts Payable	32.84	38.6	13.27	63.95	58.88	-9.53
Changes in Other Operating Activities	90.52	43.19	192.27	45.31	-126.65	34.68
Operating Cash Flow	221.93	80.06	612.65	375.8	809.27	436.41
Operating Cash Flow Growth	-32.64%	-86.93%	63.02%	-53.56%	85.44%	-
Net Change in Loans Held-for-Investment	-3,571	-3,090	-2,212	-804.91	-1,262	2,153
Net Change in Securities and Investments	-1,796	-721.66	476.12	-1,095	-1,781	-361.79
Capital Expenditures	-	-	-5.27	-	-	-
Other Investing Activities	0.32	1.05	-	-	-	-
Investing Cash Flow	-5,036	-3,813	-1,682	-1,955	-3,043	-1,096
Short-Term Debt Issued	97,591	90,082	68,283	57,566	52,470	61,112
Short-Term Debt Repaid	-92,541	-86,798	-67,361	-56,001	-54,085	-60,743
Net Short-Term Debt Issued (Repaid)	5,050	3,284	921.8	1,565	-1,615	369.3
Long-Term Debt Issued	7,175	592.78	588.25	222.19	9,289	11,173
Long-Term Debt Repaid	-5,614	-226.84	-138.81	-102.05	-5,418	-11,067
Net Long-Term Debt Issued (Repaid)	1,561	365.93	449.44	120.14	3,871	106.51
Issuance of Common Stock	0.27	0.29	0.29	0.23	0.19	0.12
Repurchase of Common Stock	-7.11	-12.89	-	-	-	-
Net Common Stock Issued (Repurchased)	-6.84	-12.61	0.29	0.23	0.19	0.12
Issuance of Preferred Stock	-0.05	96.84	-	-	-	121.33
Repurchase of Preferred Stock	-	-	-75	-	-	-
Net Preferred Stock Issued (Repurchased)	-0.05	96.84	-75	-	-	121.33
Common Dividends Paid	-91.66	-89.04	-86.05	-74.82	-68.17	-61.32
Other Financing Activities	-4	-5.11	-5.35	-3.01	-1.84	-1.31
Financing Cash Flow	4,540	3,640	1,205	1,607	2,186	534.63
Net Cash Flow	-274.2	-92.94	135.3	27.71	-47.78	-125.16
Free Cash Flow	221.93	80.06	607.37	375.8	809.27	436.41
Free Cash Flow Growth	177.20%	-86.82%	61.62%	-53.56%	85.44%	-
FCF Margin	121.55%	21.32%	167.10%	107.31%	262.49%	177.49%
Free Cash Flow Per Share	20.27	7.29	55.34	34.36	74.36	40.24
Levered Free Cash Flow	6,872	3,855	1,720	1,901	2,276	616.78
Unlevered Free Cash Flow	71.02	22.39	168.48	43.62	-130.5	29.57

Updated May 5, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q