Assurant, Inc. (AIZ)

Assurant Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	760.2	642.5	276.6	1,362
Depreciation & Amortization	223.5	196.4	182	171.6
Gain (Loss) on Sale of Assets	8.6	-	-	-
Gain (Loss) on Sale of Investments	75.8	68.7	179.7	-128.2
Stock-Based Compensation	81.1	75.1	62.6	66.7
Change in Accounts Receivable	172.8	120.6	-465.6	-424.2
Reinsurance Recoverable	-892.2	345.6	-809.5	-446.9
Change in Income Taxes	-116.5	-92.9	88.2	-145.8
Change in Insurance Reserves / Liabilities	1,192	9.4	1,877	1,454
Change in Other Net Operating Assets	-287.6	3.3	-380.6	107
Other Operating Activities	179.1	-139.9	42.2	-609.9
Operating Cash Flow	1,333	1,138	596.9	781.7
Operating Cash Flow Growth	17.10%	90.67%	-23.64%	-41.75%
Capital Expenditures	-221.3	-202.5	-186.3	-187.4
Cash Acquisitions	-12.9	-0.3	-72.5	-16.6
Investment in Securities	-402.1	-402.1	31.1	-697.9
Other Investing Activities	0.1	2.4	0.6	-142
Investing Cash Flow	-657.8	-637.7	-262.1	157.6
Long-Term Debt Issued	-	173.2	-	347.2
Total Debt Issued	-	173.2	-	347.2
Total Debt Repaid	-	-225	-75.9	-419.8
Net Debt Issued (Repaid)	-	-51.8	-75.9	-72.6
Repurchases of Common Stock	-321.6	-197.3	-592.3	-854.9
Common Dividends Paid	-155.9	-152.3	-150.2	-157.6
Preferred Dividends Paid	-	-	-	-4.7
Total Dividends Paid	-155.9	-152.3	-150.2	-162.3
Other Financing Activities	-	-2.5	-	-
Financing Cash Flow	-477.5	-403.9	-818.4	-1,090
Foreign Exchange Rate Adjustments	-17.1	-5.8	-34.5	-23.3
Net Cash Flow	180.3	90.7	-518.1	-173.8
Free Cash Flow	1,111	935.6	410.6	594.3
Free Cash Flow Growth	18.79%	127.86%	-30.91%	-51.32%
Free Cash Flow Margin	9.36%	8.40%	4.03%	5.83%
Free Cash Flow Per Share	21.14	17.40	7.50	9.88
Cash Interest Paid	107.4	107.4	108.6	109.8
Cash Income Tax Paid	-38.9	235.4	127.7	221.1
Levered Free Cash Flow	901.34	1,029	620.21	3,458
Unlevered Free Cash Flow	968.21	1,097	687.9	3,528
Change in Working Capital	-1	261	-195.8	-233.2

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q