Assurant, Inc. (AIZ)
Stock Price Chart
Key Info
| Market Cap | 7.29B |
| Revenue (ttm) | 9.98B |
| Net Income (ttm) | 371.60M |
| Shares Out | 59.65M |
| EPS (ttm) | 6.32 |
| PE Ratio | 19.34 |
| Forward PE | 14.16 |
| Dividend | $2.52 |
| Dividend Yield | 2.06% |
Stock Quote
| Trading Day | Aug 7, 2020 |
| Last Price | $122.21 |
| Previous Close | $118.87 |
| Change ($) | 3.34 |
| Change (%) | 2.81% |
| Day's Open | 118.45 |
| Day's Range | 118.30 - 122.31 |
| Day's Volume | 428,368 |
| 52-Week Range | 76.27 - 142.61 |
More Stats
| Market Cap | 7.29B |
| Enterprise Value | 7.50B |
| Earnings Date (est) | Oct 28, 2020 |
| Ex-Dividend Date | May 22, 2020 |
| Shares Outstanding | 59.65M |
| Float | 59.69M |
| EPS (basic) | 5.75 |
| EPS (diluted) | 6.32 |
| FCF / Share | 15.62 |
| Dividend | $2.52 |
| Dividend Yield | 2.06% |
| Earnings Yield | 5.17% |
| FCF Yield | 12.99% |
| Payout Ratio | 42.80% |
| Shares Short | 1.96M |
| Short Ratio | 4.14 |
| Short % of Float | 3.73% |
| Beta | 0.55 |
| PE Ratio | 19.34 |
| Forward PE | 14.16 |
| P/FCF Ratio | 7.70 |
| PS Ratio | 0.73 |
| PB Ratio | 1.22 |
| Revenue | 9.98B |
| Operating Income | 587.70M |
| Net Income | 371.60M |
| Free Cash Flow | 946.80M |
| Net Cash | -207.60M |
| Net Cash / Share | -3.48 |
| Gross Margin | 9.36% |
| Operating Margin | 5.89% |
| Profit Margin | 3.50% |
| FCF Margin | 9.48% |
| ROA | 0.97% |
| ROE | 6.98% |
| ROIC | 1.30% |
Analyst Summary
Analyst Consensus: Buy
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 10,087 | 8,058 | 6,415 | 7,532 | 10,326 | 10,382 | 9,048 | 8,508 | 8,273 | 8,528 |
| Revenue Growth | 25.18% | 25.61% | -14.83% | -27.06% | -0.54% | 14.74% | 6.34% | 2.85% | -2.99% | - |
| Gross Profit | 7,432 | 5,715 | 4,544 | 5,723 | 5,583 | 5,976 | 5,372 | 4,853 | 4,523 | 4,892 |
| Operating Income | 697 | 434 | 494 | 929 | 256 | 803 | 867 | 818 | 766 | 667 |
| Net Income | 383 | 251 | 520 | 565 | 142 | 471 | 489 | 484 | 539 | 279 |
| Shares Outstanding | 61.94 | 59.24 | 54.99 | 61.26 | 68.16 | 72.18 | 76.65 | 84.28 | 96.63 | 111 |
| Earnings Per Share | 5.84 | 3.98 | 9.39 | 9.13 | 2.05 | 6.44 | 6.30 | 5.67 | 5.51 | 2.50 |
| EPS Growth | 46.73% | -57.61% | 2.85% | 345.37% | -68.17% | 2.22% | 11.11% | 2.9% | 120.4% | - |
| Dividend Per Share | 2.43 | 2.28 | 2.15 | 2.03 | 1.37 | 1.06 | 1.21 | 0.81 | 0.70 | 0.63 |
| Dividend Growth | 6.58% | 6.05% | 5.91% | 48.18% | 29.25% | -12.4% | 49.38% | 15.71% | 11.11% | - |
| Operating Cash Flow | 1,413 | 657 | 530 | 109 | 230 | 394 | 1,028 | 680 | 855 | 541 |
| Capital Expenditures | -107 | -82.70 | -35.90 | -85.20 | -115 | -83.60 | -50.90 | -54.08 | -31.92 | -50.83 |
| Free Cash Flow | 1,306 | 574 | 495 | 23.40 | 115 | 310 | 977 | 626 | 823 | 490 |
| Cash & Equivalents | 1,867 | 1,254 | 997 | 1,032 | 1,288 | 1,319 | 1,717 | 909 | 1,167 | 1,151 |
| Total Debt | 2,007 | 2,006 | 1,068 | 1,067 | 1,165 | 1,171 | 1,638 | 972 | 972 | 972 |
| Net Cash / Debt | -140 | -752 | -71.40 | -35.00 | 124 | 148 | 79.07 | -63.00 | 194 | 178 |
| Assets | 44,291 | 41,089 | 31,843 | 29,709 | 30,036 | 31,562 | 29,715 | 28,947 | 27,020 | 26,397 |
| Liabilities | 38,609 | 35,955 | 27,562 | 25,611 | 25,512 | 26,381 | 24,881 | 23,761 | 22,146 | 21,616 |
| Book Value | 5,653 | 5,112 | 4,271 | 4,098 | 4,524 | 5,181 | 4,833 | 5,185 | 4,874 | 4,781 |
Company Profile
Company Details
| Full Name | Assurant, Inc. |
| Country | United States |
| Employees | 14,000 |
| CEO | Alan B. Colberg |
Stock Information
| Ticker Symbol | AIZ |
| Stock Exchange | New York Stock Exchange |
| Sector | Financial Services |
| Industry | Insurance—Specialty |
| Unique Identifier | NYSE: AIZ |
Description
Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through three segments: Global Lifestyle, Global Housing, and Global Preneed. The Global Lifestyle segment provides mobile device protection products and services, and extended service contracts for consumer electronics and appliances, as well as assistance services; vehicle protection and related services; and credit and other insurance services. The Global Housing segment offers lender-placed homeowners insurance, manufactured housing, and flood insurance; and renters insurance and related products, as well as voluntary manufactured housing insurance, homeowners insurance, and other specialty products. The Global Preneed segment provides pre-funded funeral insurance, final need insurance, and related services. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in New York, New York.