Assurant Statistics
Total Valuation
Assurant has a market cap or net worth of $14.13 billion. The enterprise value is $14.64 billion.
| Market Cap | 14.13B |
| Enterprise Value | 14.64B |
Important Dates
The last earnings date was Tuesday, August 4, 2026, after market close.
| Earnings Date | Aug 4, 2026 |
| Ex-Dividend Date | Aug 31, 2026 |
Share Statistics
Assurant has 49.32 million shares outstanding. The number of shares has decreased by -1.49% in one year.
| Current Share Class | 49.32M |
| Shares Outstanding | 49.32M |
| Shares Change (YoY) | -1.49% |
| Shares Change (QoQ) | -0.73% |
| Owned by Insiders (%) | 0.64% |
| Owned by Institutions (%) | 101.08% |
| Float | 48.95M |
Valuation Ratios
The trailing PE ratio is 13.68 and the forward PE ratio is 12.83.
| PE Ratio | 13.68 |
| Forward PE | 12.83 |
| PS Ratio | 1.06 |
| Forward PS | 1.01 |
| PB Ratio | 2.34 |
| P/TBV Ratio | 4.82 |
| P/FCF Ratio | 8.60 |
| P/OCF Ratio | 7.61 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.49, with an EV/FCF ratio of 8.90.
| EV / Earnings | 13.98 |
| EV / Sales | 1.10 |
| EV / EBITDA | 8.49 |
| EV / EBIT | 10.04 |
| EV / FCF | 8.90 |
Financial Position
The company has a current ratio of 0.38, with a Debt / Equity ratio of 0.36.
| Current Ratio | 0.38 |
| Quick Ratio | 0.15 |
| Debt / Equity | 0.36 |
| Debt / EBITDA | 1.26 |
| Debt / FCF | 1.33 |
| Interest Coverage | 13.01 |
Financial Efficiency
Return on equity (ROE) is 18.34% and return on invested capital (ROIC) is 14.37%.
| Return on Equity (ROE) | 18.34% |
| Return on Assets (ROA) | 2.56% |
| Return on Invested Capital (ROIC) | 14.37% |
| Return on Capital Employed (ROCE) | 17.25% |
| Weighted Average Cost of Capital (WACC) | 6.82% |
| Revenue Per Employee | $909,203 |
| Profits Per Employee | $71,264 |
| Employee Count | 14,800 |
| Asset Turnover | 0.38 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Assurant has paid $263.70 million in taxes.
| Income Tax | 263.70M |
| Effective Tax Rate | 19.87% |
Stock Price Statistics
The stock price has increased by +34.87% in the last 52 weeks. The beta is 0.54, so Assurant's price volatility has been lower than the market average.
| Beta (5Y) | 0.54 |
| 52-Week Price Change | +34.87% |
| 50-Day Moving Average | 277.52 |
| 200-Day Moving Average | 243.79 |
| Relative Strength Index (RSI) | 58.73 |
| Average Volume (20 Days) | 389,310 |
Short Selling Information
The latest short interest is 1.20 million, so 2.44% of the outstanding shares have been sold short.
| Short Interest | 1.20M |
| Short Previous Month | 1.36M |
| Short % of Shares Out | 2.44% |
| Short % of Float | 2.46% |
| Short Ratio (days to cover) | 3.50 |
Income Statement
In the last 12 months, Assurant had revenue of $13.46 billion and earned $1.05 billion in profits. Earnings per share was $20.88.
| Revenue | 13.46B |
| Gross Profit | 1.79B |
| Operating Income | 1.47B |
| Pretax Income | 1.33B |
| Net Income | 1.05B |
| EBITDA | 1.74B |
| EBIT | 1.47B |
| Earnings Per Share (EPS) | $20.88 |
Balance Sheet
The company has $2.03 billion in cash and $2.21 billion in debt, with a net cash position of -$509.40 million or -$10.33 per share.
| Cash & Cash Equivalents | 2.03B |
| Total Debt | 2.21B |
| Net Cash | -509.40M |
| Net Cash Per Share | -$10.33 |
| Equity (Book Value) | 6.10B |
| Book Value Per Share | 123.48 |
| Working Capital | -17.04B |
Cash Flow
In the last 12 months, operating cash flow was $1.87 billion and capital expenditures -$215.10 million, giving a free cash flow of $1.66 billion.
| Operating Cash Flow | 1.87B |
| Capital Expenditures | -215.10M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 121.70M |
| Free Cash Flow | 1.66B |
| FCF Per Share | $33.57 |
Margins
Gross margin is 13.27%, with operating and profit margins of 10.91% and 7.90%.
| Gross Margin | 13.27% |
| Operating Margin | 10.91% |
| Pretax Margin | 9.86% |
| Profit Margin | 7.90% |
| EBITDA Margin | 12.91% |
| EBIT Margin | 10.91% |
| FCF Margin | 12.30% |
Dividends & Yields
This stock pays an annual dividend of $3.52, which amounts to a dividend yield of 1.23%.
| Dividend Per Share | $3.52 |
| Dividend Yield | 1.23% |
| Dividend Growth (YoY) | 10.00% |
| Years of Dividend Growth | 21 |
| Payout Ratio | 16.86% |
| Buyback Yield | 1.49% |
| Shareholder Yield | 2.71% |
| Earnings Yield | 7.41% |
| FCF Yield | 11.63% |
Analyst Forecast
The average price target for Assurant is $322.33, which is 12.52% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $322.33 |
| Price Target Difference | 12.52% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | 7.11% |
| EPS Growth Forecast (3Y) | 7.87% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |