Assurant Statistics
Total Valuation
Assurant has a market cap or net worth of $11.40 billion. The enterprise value is $11.85 billion.
Important Dates
The next confirmed earnings date is Tuesday, May 5, 2026, after market close.
| Earnings Date | May 5, 2026 |
| Ex-Dividend Date | Feb 17, 2026 |
Share Statistics
Assurant has 49.79 million shares outstanding. The number of shares has decreased by -1.86% in one year.
| Current Share Class | 49.79M |
| Shares Outstanding | 49.79M |
| Shares Change (YoY) | -1.86% |
| Shares Change (QoQ) | -1.27% |
| Owned by Insiders (%) | 0.73% |
| Owned by Institutions (%) | 98.24% |
| Float | 49.37M |
Valuation Ratios
The trailing PE ratio is 13.53 and the forward PE ratio is 11.15.
| PE Ratio | 13.53 |
| Forward PE | 11.15 |
| PS Ratio | 0.89 |
| Forward PS | 0.83 |
| PB Ratio | 1.94 |
| P/TBV Ratio | 4.22 |
| P/FCF Ratio | 7.14 |
| P/OCF Ratio | 6.22 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 8.03, with an EV/FCF ratio of 7.41.
| EV / Earnings | 13.70 |
| EV / Sales | 0.92 |
| EV / EBITDA | 8.03 |
| EV / EBIT | 9.67 |
| EV / FCF | 7.41 |
Financial Position
The company has a current ratio of 0.41, with a Debt / Equity ratio of 0.39.
| Current Ratio | 0.41 |
| Quick Ratio | 0.15 |
| Debt / Equity | 0.39 |
| Debt / EBITDA | 1.52 |
| Debt / FCF | 1.43 |
| Interest Coverage | 11.17 |
Financial Efficiency
Return on equity (ROE) is 15.90% and return on invested capital (ROIC) is 12.21%.
| Return on Equity (ROE) | 15.90% |
| Return on Assets (ROA) | 2.15% |
| Return on Invested Capital (ROIC) | 12.21% |
| Return on Capital Employed (ROCE) | 14.66% |
| Weighted Average Cost of Capital (WACC) | 6.76% |
| Revenue Per Employee | $865,831 |
| Profits Per Employee | $58,446 |
| Employee Count | 14,800 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Assurant has paid $214.70 million in taxes.
| Income Tax | 214.70M |
| Effective Tax Rate | 19.74% |
Stock Price Statistics
The stock price has increased by +24.58% in the last 52 weeks. The beta is 0.56, so Assurant's price volatility has been lower than the market average.
| Beta (5Y) | 0.56 |
| 52-Week Price Change | +24.58% |
| 50-Day Moving Average | 221.42 |
| 200-Day Moving Average | 218.79 |
| Relative Strength Index (RSI) | 62.32 |
| Average Volume (20 Days) | 290,113 |
Short Selling Information
The latest short interest is 836,503, so 1.68% of the outstanding shares have been sold short.
| Short Interest | 836,503 |
| Short Previous Month | 834,903 |
| Short % of Shares Out | 1.68% |
| Short % of Float | 1.69% |
| Short Ratio (days to cover) | 2.38 |
Income Statement
In the last 12 months, Assurant had revenue of $12.81 billion and earned $865.00 million in profits. Earnings per share was $16.93.
| Revenue | 12.81B |
| Gross Profit | 1.52B |
| Operating Income | 1.23B |
| Pretax Income | 1.09B |
| Net Income | 865.00M |
| EBITDA | 1.48B |
| EBIT | 1.23B |
| Earnings Per Share (EPS) | $16.93 |
Full Income StatementBalance Sheet
The company has $2.21 billion in cash and $2.28 billion in debt, with a net cash position of -$446.70 million or -$8.97 per share.
| Cash & Cash Equivalents | 2.21B |
| Total Debt | 2.28B |
| Net Cash | -446.70M |
| Net Cash Per Share | -$8.97 |
| Equity (Book Value) | 5.87B |
| Book Value Per Share | 117.92 |
| Working Capital | -16.61B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.83 billion and capital expenditures -$235.50 million, giving a free cash flow of $1.60 billion.
| Operating Cash Flow | 1.83B |
| Capital Expenditures | -235.50M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 121.70M |
| Free Cash Flow | 1.60B |
| FCF Per Share | $32.10 |
Full Cash Flow StatementMargins
Gross margin is 11.89%, with operating and profit margins of 9.57% and 6.81%.
| Gross Margin | 11.89% |
| Operating Margin | 9.57% |
| Pretax Margin | 8.49% |
| Profit Margin | 6.81% |
| EBITDA Margin | 11.52% |
| EBIT Margin | 9.57% |
| FCF Margin | 12.47% |
Dividends & Yields
This stock pays an annual dividend of $3.52, which amounts to a dividend yield of 1.54%.
| Dividend Per Share | $3.52 |
| Dividend Yield | 1.54% |
| Dividend Growth (YoY) | 10.53% |
| Years of Dividend Growth | 22 |
| Payout Ratio | 19.85% |
| Buyback Yield | 1.86% |
| Shareholder Yield | 3.39% |
| Earnings Yield | 7.58% |
| FCF Yield | 14.02% |
Dividend DetailsAnalyst Forecast
The average price target for Assurant is $256.83, which is 12.12% higher than the current price. The consensus rating is "Buy".
| Price Target | $256.83 |
| Price Target Difference | 12.12% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
