Assurant Statistics
Total Valuation
Assurant has a market cap or net worth of $11.95 billion. The enterprise value is $12.68 billion.
Important Dates
The last earnings date was Tuesday, May 5, 2026.
| Earnings Date | May 5, 2026 |
| Ex-Dividend Date | Feb 17, 2026 |
Share Statistics
Assurant has 49.55 million shares outstanding. The number of shares has decreased by -1.59% in one year.
| Current Share Class | 49.55M |
| Shares Outstanding | 49.55M |
| Shares Change (YoY) | -1.59% |
| Shares Change (QoQ) | -0.93% |
| Owned by Insiders (%) | 0.73% |
| Owned by Institutions (%) | 98.74% |
| Float | 49.13M |
Valuation Ratios
The trailing PE ratio is 12.40 and the forward PE ratio is 11.55.
| PE Ratio | 12.40 |
| Forward PE | 11.55 |
| PS Ratio | 0.92 |
| Forward PS | 0.86 |
| PB Ratio | 2.06 |
| P/TBV Ratio | 4.46 |
| P/FCF Ratio | 8.31 |
| P/OCF Ratio | 7.17 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 7.74, with an EV/FCF ratio of 8.73.
| EV / Earnings | 12.79 |
| EV / Sales | 0.96 |
| EV / EBITDA | 7.74 |
| EV / EBIT | 9.19 |
| EV / FCF | 8.73 |
Financial Position
The company has a current ratio of 0.39, with a Debt / Equity ratio of 0.38.
| Current Ratio | 0.39 |
| Quick Ratio | 0.14 |
| Debt / Equity | 0.38 |
| Debt / EBITDA | 1.33 |
| Debt / FCF | 1.52 |
| Interest Coverage | 12.40 |
Financial Efficiency
Return on equity (ROE) is 18.02% and return on invested capital (ROIC) is 13.72%.
| Return on Equity (ROE) | 18.02% |
| Return on Assets (ROA) | 2.44% |
| Return on Invested Capital (ROIC) | 13.72% |
| Return on Capital Employed (ROCE) | 16.64% |
| Weighted Average Cost of Capital (WACC) | 6.81% |
| Revenue Per Employee | $889,216 |
| Profits Per Employee | $67,000 |
| Employee Count | 14,800 |
| Asset Turnover | 0.37 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Assurant has paid $239.10 million in taxes.
| Income Tax | 239.10M |
| Effective Tax Rate | 19.29% |
Stock Price Statistics
The stock price has increased by +19.14% in the last 52 weeks. The beta is 0.56, so Assurant's price volatility has been lower than the market average.
| Beta (5Y) | 0.56 |
| 52-Week Price Change | +19.14% |
| 50-Day Moving Average | 224.83 |
| 200-Day Moving Average | 222.39 |
| Relative Strength Index (RSI) | 61.91 |
| Average Volume (20 Days) | 442,798 |
Short Selling Information
The latest short interest is 849,264, so 1.71% of the outstanding shares have been sold short.
| Short Interest | 849,264 |
| Short Previous Month | 791,221 |
| Short % of Shares Out | 1.71% |
| Short % of Float | 1.73% |
| Short Ratio (days to cover) | 2.59 |
Income Statement
In the last 12 months, Assurant had revenue of $13.16 billion and earned $991.60 million in profits. Earnings per share was $19.51.
| Revenue | 13.16B |
| Gross Profit | 1.68B |
| Operating Income | 1.38B |
| Pretax Income | 1.24B |
| Net Income | 991.60M |
| EBITDA | 1.64B |
| EBIT | 1.38B |
| Earnings Per Share (EPS) | $19.51 |
Full Income StatementBalance Sheet
The company has $1.92 billion in cash and $2.21 billion in debt, with a net cash position of -$615.80 million or -$12.43 per share.
| Cash & Cash Equivalents | 1.92B |
| Total Debt | 2.21B |
| Net Cash | -615.80M |
| Net Cash Per Share | -$12.43 |
| Equity (Book Value) | 5.87B |
| Book Value Per Share | 118.17 |
| Working Capital | -16.88B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.68 billion and capital expenditures -$229.80 million, giving a free cash flow of $1.45 billion.
| Operating Cash Flow | 1.68B |
| Capital Expenditures | -229.80M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 121.70M |
| Free Cash Flow | 1.45B |
| FCF Per Share | $29.31 |
Full Cash Flow StatementMargins
Gross margin is 12.75%, with operating and profit margins of 10.48% and 7.60%.
| Gross Margin | 12.75% |
| Operating Margin | 10.48% |
| Pretax Margin | 9.42% |
| Profit Margin | 7.60% |
| EBITDA Margin | 12.45% |
| EBIT Margin | 10.48% |
| FCF Margin | 11.03% |
Dividends & Yields
This stock pays an annual dividend of $3.52, which amounts to a dividend yield of 1.46%.
| Dividend Per Share | $3.52 |
| Dividend Yield | 1.46% |
| Dividend Growth (YoY) | 10.53% |
| Years of Dividend Growth | 22 |
| Payout Ratio | 17.22% |
| Buyback Yield | 1.59% |
| Shareholder Yield | 3.04% |
| Earnings Yield | 8.22% |
| FCF Yield | 12.04% |
Dividend DetailsAnalyst Forecast
The average price target for Assurant is $264.57, which is 9.68% higher than the current price. The consensus rating is "Buy".
| Price Target | $264.57 |
| Price Target Difference | 9.68% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
