Assurant, Inc. (AIZ)

NYSE: AIZ · IEX Real-Time Price · USD
154.89 -1.06 (-0.68%)
Jan 14, 2022 4:00 PM EST - Market closed

Total Valuation

Assurant has a market cap or net worth of $8.83 billion. The enterprise value is $9.00 billion.

Market Cap8.83B
Enterprise Value9.00B

Important Dates

The latest earnings date was Tuesday, November 2, 2021 after market close.

Last Earnings DateNov 2, 2021
Ex-Dividend DateFeb 25, 2022

Share Statistics

Assurant has 56.98 million shares outstanding. The number of shares has decreased by -1.77% in one year.

Shares Outstanding56.98M
Shares Change (YoY)-1.77%
Shares Change (QoQ)-3.06%
Owned by Insiders (%)0.87%
Owned by Institutions (%)96.64%
Float56.44M

Valuation Ratios

The trailing PE ratio is 6.84 and the forward PE ratio is 12.84. Assurant's PEG ratio is 1.46.

PE Ratio6.84
Forward PE12.84
PS Ratio0.87
PB Ratio1.54
P/FCF Ratio11.09
PEG Ratio1.46
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.88, with a EV/FCF ratio of 11.31.

EV / Earnings6.53
EV / Sales0.89
EV / EBITDA4.88
EV / EBIT5.36
EV / FCF11.31

Financial Position

The company has a current ratio of n/a, with a Debt / Equity ratio of 0.38.

Current Ration/a
Quick Ration/a
Debt / Equity0.38
Debt / EBITDA1.19
Debt / FCF2.77

Financial Efficiency

Return on equity (ROE) is 23.50%, which is very high. The company has a high ROIC of 4.30%.

Return on Equity (ROE)23.50%
Return on Assets (ROA)3.30%
Return on Capital (ROIC)4.30%
Revenue Per Employee$677,853
Profits Per Employee$91,907
Employee Count15,000
Asset Turnover0.24
Inventory Turnovern/a

Taxes

In the past 12 months, Assurant has paid $178.80 million in taxes.

Income Tax178.80M
Effective Tax Rate11.48%

Stock Price Statistics

The stock price has increased by +9.55% in the last 52 weeks. The beta is 0.64, so Assurant's price volatility has been lower than the market average.

Beta (1Y)0.64
52-Week Price Change+9.55%
50-Day Moving Average154.33
200-Day Moving Average159.58
Average Volume (30 Days)396,360

Short Selling Information

Short Interest746,963
Short % of Shares Out1.31%
Short % of Float1.32%
Short Ratio (days to cover)1.76

Income Statement

In the last 12 months, Assurant had revenue of $10.17 billion and earned 1.38 billion in profits. Earnings per share was $22.64.

Revenue10.17B
Gross Profit7.85B
Operating Income936.80M
Pretax Income1.57B
Net Income1.39B
Net Income Common1.38B
EBITDA1.84B
EBIT1.68B
Earnings Per Share (EPS)$22.64
Full Income Statement

Balance Sheet

The company has $2.03 billion in cash and $2.20 billion in debt, giving a net cash position of -$174.00 million or -$3.05 per share.

Cash & Cash Equivalents2.03B
Total Debt2.20B
Net Cash-174.00M
Net Cash Per Share-$3.05
Book Value5.74B
Book Value Per Share100.82
Working Capitaln/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $967.40 million and capital expenditures -$171.40 million, giving a free cash flow of $796.00 million.

Operating Cash Flow967.40M
Capital Expenditures-171.40M
Free Cash Flow796.00M
FCF Per Share$13.97
Full Cash Flow Statement

Margins

Gross margin is 77.17%, with operating and profit margins of 9.21% and 13.56%.

Gross Margin77.17%
Operating Margin9.21%
Pretax Margin15.41%
Profit Margin13.56%
EBITDA Margin18.13%
EBIT Margin16.51%
FCF Margin7.83%

Dividends & Yields

This stock pays an annual dividend of $2.66, which amounts to a dividend yield of 1.72%.

Dividend Per Share$2.66
Dividend Yield1.72%
Earnings Yield15.62%
FCF Yield9.02%
Dividend Growth (YoY)4.76%
Payout Ratio11.40%

Stock Splits

This stock does not have any record of stock splits.

Last Split Daten/a
Split Typen/a
Split Ration/a