Assurant Statistics
Total Valuation
Assurant has a market cap or net worth of $10.48 billion. The enterprise value is $10.82 billion.
Important Dates
The next estimated earnings date is Tuesday, May 6, 2025, after market close.
| Earnings Date | May 6, 2025 |
| Ex-Dividend Date | Feb 3, 2025 |
Share Statistics
Assurant has 50.79 million shares outstanding. The number of shares has decreased by -2.24% in one year.
| Current Share Class | 50.79M |
| Shares Outstanding | 50.79M |
| Shares Change (YoY) | -2.24% |
| Shares Change (QoQ) | -0.74% |
| Owned by Insiders (%) | 0.58% |
| Owned by Institutions (%) | 98.79% |
| Float | 50.41M |
Valuation Ratios
The trailing PE ratio is 14.27 and the forward PE ratio is 12.81.
| PE Ratio | 14.27 |
| Forward PE | 12.81 |
| PS Ratio | 0.91 |
| Forward PS | 0.82 |
| PB Ratio | 2.05 |
| P/TBV Ratio | 5.36 |
| P/FCF Ratio | 9.43 |
| P/OCF Ratio | 7.86 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 8.56, with an EV/FCF ratio of 9.73.
| EV / Earnings | 14.23 |
| EV / Sales | 0.91 |
| EV / EBITDA | 8.56 |
| EV / EBIT | 10.40 |
| EV / FCF | 9.73 |
Financial Position
The company has a current ratio of 0.44, with a Debt / Equity ratio of 0.42.
| Current Ratio | 0.44 |
| Quick Ratio | 0.15 |
| Debt / Equity | 0.42 |
| Debt / EBITDA | 1.67 |
| Debt / FCF | 1.93 |
| Interest Coverage | 9.72 |
Financial Efficiency
Return on equity (ROE) is 15.33% and return on invested capital (ROIC) is 9.17%.
| Return on Equity (ROE) | 15.33% |
| Return on Assets (ROA) | 1.89% |
| Return on Invested Capital (ROIC) | 9.17% |
| Return on Capital Employed (ROCE) | 13.12% |
| Revenue Per Employee | $836,444 |
| Profits Per Employee | $53,535 |
| Employee Count | 14,200 |
| Asset Turnover | 0.35 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Assurant has paid $167.10 million in taxes.
| Income Tax | 167.10M |
| Effective Tax Rate | 18.02% |
Stock Price Statistics
The stock price has increased by +10.09% in the last 52 weeks. The beta is 0.61, so Assurant's price volatility has been lower than the market average.
| Beta (5Y) | 0.61 |
| 52-Week Price Change | +10.09% |
| 50-Day Moving Average | 209.08 |
| 200-Day Moving Average | 197.34 |
| Relative Strength Index (RSI) | 46.33 |
| Average Volume (20 Days) | 463,511 |
Short Selling Information
The latest short interest is 906,391, so 1.78% of the outstanding shares have been sold short.
| Short Interest | 906,391 |
| Short Previous Month | 927,359 |
| Short % of Shares Out | 1.78% |
| Short % of Float | 1.80% |
| Short Ratio (days to cover) | 1.67 |
Income Statement
In the last 12 months, Assurant had revenue of $11.88 billion and earned $760.20 million in profits. Earnings per share was $14.46.
| Revenue | 11.88B |
| Gross Profit | 1.31B |
| Operating Income | 1.04B |
| Pretax Income | 981.20M |
| Net Income | 760.20M |
| EBITDA | 1.26B |
| EBIT | 1.04B |
| Earnings Per Share (EPS) | $14.46 |
Full Income StatementBalance Sheet
The company has $2.09 billion in cash and $2.15 billion in debt, giving a net cash position of -$337.80 million or -$6.65 per share.
| Cash & Cash Equivalents | 2.09B |
| Total Debt | 2.15B |
| Net Cash | -337.80M |
| Net Cash Per Share | -$6.65 |
| Equity (Book Value) | 5.11B |
| Book Value Per Share | 100.46 |
| Working Capital | -15.24B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.33 billion and capital expenditures -$221.30 million, giving a free cash flow of $1.11 billion.
| Operating Cash Flow | 1.33B |
| Capital Expenditures | -221.30M |
| Free Cash Flow | 1.11B |
| FCF Per Share | $21.88 |
Full Cash Flow StatementMargins
Gross margin is 11.07%, with operating and profit margins of 8.75% and 6.40%.
| Gross Margin | 11.07% |
| Operating Margin | 8.75% |
| Pretax Margin | 7.81% |
| Profit Margin | 6.40% |
| EBITDA Margin | 10.64% |
| EBIT Margin | 8.75% |
| FCF Margin | 9.36% |