Assurant Statistics
Total Valuation
Assurant has a market cap or net worth of $11.43 billion. The enterprise value is $11.92 billion.
Important Dates
The last earnings date was Tuesday, November 4, 2025, after market close.
| Earnings Date | Nov 4, 2025 |
| Ex-Dividend Date | Dec 1, 2025 |
Share Statistics
Assurant has 50.08 million shares outstanding. The number of shares has decreased by -2.24% in one year.
| Current Share Class | 50.08M |
| Shares Outstanding | 50.08M |
| Shares Change (YoY) | -2.24% |
| Shares Change (QoQ) | -0.49% |
| Owned by Insiders (%) | 0.49% |
| Owned by Institutions (%) | 97.74% |
| Float | 49.79M |
Valuation Ratios
The trailing PE ratio is 13.90 and the forward PE ratio is 11.22.
| PE Ratio | 13.90 |
| Forward PE | 11.22 |
| PS Ratio | 0.93 |
| Forward PS | 0.85 |
| PB Ratio | 1.99 |
| P/TBV Ratio | 4.43 |
| P/FCF Ratio | 11.19 |
| P/OCF Ratio | 9.03 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 8.45, with an EV/FCF ratio of 11.67.
| EV / Earnings | 14.04 |
| EV / Sales | 0.95 |
| EV / EBITDA | 8.45 |
| EV / EBIT | 10.20 |
| EV / FCF | 11.67 |
Financial Position
The company has a current ratio of 0.41, with a Debt / Equity ratio of 0.38.
| Current Ratio | 0.41 |
| Quick Ratio | 0.15 |
| Debt / Equity | 0.38 |
| Debt / EBITDA | 1.54 |
| Debt / FCF | 2.16 |
| Interest Coverage | 10.80 |
Financial Efficiency
Return on equity (ROE) is 15.41% and return on invested capital (ROIC) is 9.55%.
| Return on Equity (ROE) | 15.41% |
| Return on Assets (ROA) | 2.05% |
| Return on Invested Capital (ROIC) | 9.55% |
| Return on Capital Employed (ROCE) | 13.57% |
| Revenue Per Employee | $885,120 |
| Profits Per Employee | $59,775 |
| Employee Count | 14,200 |
| Asset Turnover | 0.35 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Assurant has paid $205.10 million in taxes.
| Income Tax | 205.10M |
| Effective Tax Rate | 19.46% |
Stock Price Statistics
The stock price has increased by +0.49% in the last 52 weeks. The beta is 0.58, so Assurant's price volatility has been lower than the market average.
| Beta (5Y) | 0.58 |
| 52-Week Price Change | +0.49% |
| 50-Day Moving Average | 217.92 |
| 200-Day Moving Average | 204.88 |
| Relative Strength Index (RSI) | 63.90 |
| Average Volume (20 Days) | 305,638 |
Short Selling Information
The latest short interest is 652,879, so 1.30% of the outstanding shares have been sold short.
| Short Interest | 652,879 |
| Short Previous Month | 673,956 |
| Short % of Shares Out | 1.30% |
| Short % of Float | 1.31% |
| Short Ratio (days to cover) | 2.29 |
Income Statement
In the last 12 months, Assurant had revenue of $12.57 billion and earned $848.80 million in profits. Earnings per share was $16.41.
| Revenue | 12.57B |
| Gross Profit | 1.44B |
| Operating Income | 1.17B |
| Pretax Income | 1.05B |
| Net Income | 848.80M |
| EBITDA | 1.41B |
| EBIT | 1.17B |
| Earnings Per Share (EPS) | $16.41 |
Full Income StatementBalance Sheet
The company has $2.06 billion in cash and $2.21 billion in debt, giving a net cash position of -$493.90 million or -$9.86 per share.
| Cash & Cash Equivalents | 2.06B |
| Total Debt | 2.21B |
| Net Cash | -493.90M |
| Net Cash Per Share | -$9.86 |
| Equity (Book Value) | 5.76B |
| Book Value Per Share | 114.72 |
| Working Capital | -16.02B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.27 billion and capital expenditures -$244.20 million, giving a free cash flow of $1.02 billion.
| Operating Cash Flow | 1.27B |
| Capital Expenditures | -244.20M |
| Free Cash Flow | 1.02B |
| FCF Per Share | $20.40 |
Full Cash Flow StatementMargins
Gross margin is 11.49%, with operating and profit margins of 9.30% and 6.75%.
| Gross Margin | 11.49% |
| Operating Margin | 9.30% |
| Pretax Margin | 8.39% |
| Profit Margin | 6.75% |
| EBITDA Margin | 11.22% |
| EBIT Margin | 9.30% |
| FCF Margin | 8.13% |
Dividends & Yields
This stock pays an annual dividend of $3.52, which amounts to a dividend yield of 1.54%.
| Dividend Per Share | $3.52 |
| Dividend Yield | 1.54% |
| Dividend Growth (YoY) | 10.81% |
| Years of Dividend Growth | 21 |
| Payout Ratio | 19.99% |
| Buyback Yield | 2.24% |
| Shareholder Yield | 3.78% |
| Earnings Yield | 7.43% |
| FCF Yield | 8.94% |
Dividend DetailsAnalyst Forecast
The average price target for Assurant is $249.17, which is 9.21% higher than the current price. The consensus rating is "Buy".
| Price Target | $249.17 |
| Price Target Difference | 9.21% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
