Assurant Statistics
Total Valuation
Assurant has a market cap or net worth of $10.92 billion. The enterprise value is $11.37 billion.
Important Dates
The last earnings date was Tuesday, February 10, 2026, after market close.
| Earnings Date | Feb 10, 2026 |
| Ex-Dividend Date | Feb 17, 2026 |
Share Statistics
Assurant has 49.70 million shares outstanding. The number of shares has decreased by -1.86% in one year.
| Current Share Class | 49.70M |
| Shares Outstanding | 49.70M |
| Shares Change (YoY) | -1.86% |
| Shares Change (QoQ) | -1.27% |
| Owned by Insiders (%) | 0.50% |
| Owned by Institutions (%) | 98.06% |
| Float | 49.40M |
Valuation Ratios
The trailing PE ratio is 12.98 and the forward PE ratio is 10.58.
| PE Ratio | 12.98 |
| Forward PE | 10.58 |
| PS Ratio | 0.85 |
| Forward PS | 0.80 |
| PB Ratio | 1.86 |
| P/TBV Ratio | 4.04 |
| P/FCF Ratio | 6.83 |
| P/OCF Ratio | 5.95 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 7.70, with an EV/FCF ratio of 7.11.
| EV / Earnings | 13.14 |
| EV / Sales | 0.89 |
| EV / EBITDA | 7.70 |
| EV / EBIT | 9.27 |
| EV / FCF | 7.11 |
Financial Position
The company has a current ratio of 0.41, with a Debt / Equity ratio of 0.39.
| Current Ratio | 0.41 |
| Quick Ratio | 0.15 |
| Debt / Equity | 0.39 |
| Debt / EBITDA | 1.52 |
| Debt / FCF | 1.43 |
| Interest Coverage | 11.17 |
Financial Efficiency
Return on equity (ROE) is 15.90% and return on invested capital (ROIC) is 12.21%.
| Return on Equity (ROE) | 15.90% |
| Return on Assets (ROA) | 2.15% |
| Return on Invested Capital (ROIC) | 12.21% |
| Return on Capital Employed (ROCE) | 14.66% |
| Weighted Average Cost of Capital (WACC) | 6.67% |
| Revenue Per Employee | $865,831 |
| Profits Per Employee | $58,446 |
| Employee Count | 14,800 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Assurant has paid $214.70 million in taxes.
| Income Tax | 214.70M |
| Effective Tax Rate | 19.74% |
Stock Price Statistics
The stock price has increased by +7.88% in the last 52 weeks. The beta is 0.55, so Assurant's price volatility has been lower than the market average.
| Beta (5Y) | 0.55 |
| 52-Week Price Change | +7.88% |
| 50-Day Moving Average | 232.60 |
| 200-Day Moving Average | 215.59 |
| Relative Strength Index (RSI) | 40.65 |
| Average Volume (20 Days) | 508,623 |
Short Selling Information
The latest short interest is 769,406, so 1.55% of the outstanding shares have been sold short.
| Short Interest | 769,406 |
| Short Previous Month | 828,735 |
| Short % of Shares Out | 1.55% |
| Short % of Float | 1.56% |
| Short Ratio (days to cover) | 1.76 |
Income Statement
In the last 12 months, Assurant had revenue of $12.81 billion and earned $865.00 million in profits. Earnings per share was $16.93.
| Revenue | 12.81B |
| Gross Profit | 1.52B |
| Operating Income | 1.23B |
| Pretax Income | 1.09B |
| Net Income | 865.00M |
| EBITDA | 1.48B |
| EBIT | 1.23B |
| Earnings Per Share (EPS) | $16.93 |
Full Income StatementBalance Sheet
The company has $2.21 billion in cash and $2.28 billion in debt, with a net cash position of -$446.70 million or -$8.99 per share.
| Cash & Cash Equivalents | 2.21B |
| Total Debt | 2.28B |
| Net Cash | -446.70M |
| Net Cash Per Share | -$8.99 |
| Equity (Book Value) | 5.87B |
| Book Value Per Share | 117.92 |
| Working Capital | -16.61B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.83 billion and capital expenditures -$235.50 million, giving a free cash flow of $1.60 billion.
| Operating Cash Flow | 1.83B |
| Capital Expenditures | -235.50M |
| Free Cash Flow | 1.60B |
| FCF Per Share | $32.16 |
Full Cash Flow StatementMargins
Gross margin is 11.89%, with operating and profit margins of 9.57% and 6.81%.
| Gross Margin | 11.89% |
| Operating Margin | 9.57% |
| Pretax Margin | 8.49% |
| Profit Margin | 6.81% |
| EBITDA Margin | 11.52% |
| EBIT Margin | 9.57% |
| FCF Margin | 12.47% |
Dividends & Yields
This stock pays an annual dividend of $3.52, which amounts to a dividend yield of 1.60%.
| Dividend Per Share | $3.52 |
| Dividend Yield | 1.60% |
| Dividend Growth (YoY) | 10.53% |
| Years of Dividend Growth | 22 |
| Payout Ratio | 19.85% |
| Buyback Yield | 1.86% |
| Shareholder Yield | 3.44% |
| Earnings Yield | 7.92% |
| FCF Yield | 14.64% |
Dividend DetailsAnalyst Forecast
The average price target for Assurant is $258.17, which is 17.51% higher than the current price. The consensus rating is "Buy".
| Price Target | $258.17 |
| Price Target Difference | 17.51% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
