Assurant Statistics
Total Valuation
Assurant has a market cap or net worth of $8.62 billion. The enterprise value is $9.42 billion.
| Market Cap | 8.62B |
| Enterprise Value | 9.42B |
Important Dates
The next estimated earnings date is Tuesday, July 30, 2024, after market close.
| Earnings Date | Jul 30, 2024 |
| Ex-Dividend Date | Jun 10, 2024 |
Share Statistics
Assurant has 51.99 million shares outstanding. The number of shares has decreased by -1.54% in one year.
| Shares Outstanding | 51.99M |
| Shares Change (YoY) | -1.54% |
| Shares Change (QoQ) | -1.47% |
| Owned by Insiders (%) | 0.60% |
| Owned by Institutions (%) | 96.41% |
| Float | 51.67M |
Valuation Ratios
The trailing PE ratio is 11.59 and the forward PE ratio is 10.39. Assurant's PEG ratio is 1.46.
| PE Ratio | 11.59 |
| Forward PE | 10.39 |
| PS Ratio | 0.76 |
| Forward PS | 0.73 |
| PB Ratio | 1.75 |
| P/FCF Ratio | 11.40 |
| PEG Ratio | 1.46 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.48, with an EV/FCF ratio of 12.46.
| EV / Earnings | 12.31 |
| EV / Sales | 0.83 |
| EV / EBITDA | 7.48 |
| EV / EBIT | 8.88 |
| EV / FCF | 12.46 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.42 |
| Debt / EBITDA | 1.65 |
| Debt / FCF | 2.75 |
| Interest Coverage | 9.84 |
Financial Efficiency
Return on equity (ROE) is 16.40% and return on invested capital (ROIC) is 12.17%.
| Return on Equity (ROE) | 16.40% |
| Return on Assets (ROA) | 2.30% |
| Return on Capital (ROIC) | 12.17% |
| Revenue Per Employee | $835,949 |
| Profits Per Employee | $56,272 |
| Employee Count | 13,600 |
| Asset Turnover | 0.34 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Assurant has paid $187.30 million in taxes.
| Income Tax | 187.30M |
| Effective Tax Rate | 19.66% |
Stock Price Statistics
The stock price has increased by +31.79% in the last 52 weeks. The beta is 0.56, so Assurant's price volatility has been lower than the market average.
| Beta (5Y) | 0.56 |
| 52-Week Price Change | +31.79% |
| 50-Day Moving Average | 172.01 |
| 200-Day Moving Average | 167.40 |
| Relative Strength Index (RSI) | 40.55 |
| Average Volume (20 Days) | 321,365 |
Short Selling Information
The latest short interest is 958,577, so 1.84% of the outstanding shares have been sold short.
| Short Interest | 958,577 |
| Short Previous Month | 898,859 |
| Short % of Shares Out | 1.84% |
| Short % of Float | 1.86% |
| Short Ratio (days to cover) | 2.72 |
Income Statement
In the last 12 months, Assurant had revenue of $11.37 billion and earned $765.30 million in profits. Earnings per share was $14.31.
| Revenue | 11.37B |
| Gross Profit | 8.87B |
| Operating Income | 1.06B |
| Pretax Income | 952.60M |
| Net Income | 765.30M |
| EBITDA | 1.26B |
| EBIT | 1.06B |
| Earnings Per Share (EPS) | $14.31 |
Balance Sheet
The company has $1.28 billion in cash and $2.08 billion in debt, giving a net cash position of -$799.30 million or -$15.38 per share.
| Cash & Cash Equivalents | 1.28B |
| Total Debt | 2.08B |
| Net Cash | -799.30M |
| Net Cash Per Share | -$15.38 |
| Equity (Book Value) | 4.92B |
| Book Value Per Share | 94.64 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $961.00 million and capital expenditures -$204.90 million, giving a free cash flow of $756.10 million.
| Operating Cash Flow | 961.00M |
| Capital Expenditures | -204.90M |
| Free Cash Flow | 756.10M |
| FCF Per Share | $14.39 |
Margins
Gross margin is 78.02%, with operating and profit margins of 9.33% and 6.73%.
| Gross Margin | 78.02% |
| Operating Margin | 9.33% |
| Pretax Margin | 8.38% |
| Profit Margin | 6.73% |
| EBITDA Margin | 11.08% |
| EBIT Margin | 9.33% |
| FCF Margin | 6.65% |
Dividends & Yields
This stock pays an annual dividend of $2.88, which amounts to a dividend yield of 1.74%.
| Dividend Per Share | $2.88 |
| Dividend Yield | 1.74% |
| Dividend Growth (YoY) | 2.88% |
| Years of Dividend Growth | 20 |
| Payout Ratio | 20.13% |
| Buyback Yield | 1.54% |
| Shareholder Yield | 3.28% |
| Earnings Yield | 8.88% |
| FCF Yield | 8.77% |
Analyst Forecast
The average price target for Assurant is $200.25, which is 20.74% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $200.25 |
| Price Target Difference | 20.74% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 7 |