Assurant Statistics
Total Valuation
Assurant has a market cap or net worth of $9.44 billion. The enterprise value is $9.86 billion.
Important Dates
The next confirmed earnings date is Tuesday, August 5, 2025, after market close.
| Earnings Date | Aug 5, 2025 |
| Ex-Dividend Date | Jun 9, 2025 |
Share Statistics
Assurant has 50.70 million shares outstanding. The number of shares has decreased by -2.39% in one year.
| Current Share Class | 50.70M |
| Shares Outstanding | 50.70M |
| Shares Change (YoY) | -2.39% |
| Shares Change (QoQ) | -0.66% |
| Owned by Insiders (%) | 0.58% |
| Owned by Institutions (%) | 97.11% |
| Float | 50.36M |
Valuation Ratios
The trailing PE ratio is 14.53 and the forward PE ratio is 10.25.
| PE Ratio | 14.53 |
| Forward PE | 10.25 |
| PS Ratio | 0.80 |
| Forward PS | 0.73 |
| PB Ratio | 1.81 |
| P/TBV Ratio | 4.58 |
| P/FCF Ratio | 6.66 |
| P/OCF Ratio | 5.75 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 8.50, with an EV/FCF ratio of 6.95.
| EV / Earnings | 14.71 |
| EV / Sales | 0.82 |
| EV / EBITDA | 8.50 |
| EV / EBIT | 10.60 |
| EV / FCF | 6.95 |
Financial Position
The company has a current ratio of 0.42, with a Debt / Equity ratio of 0.40.
| Current Ratio | 0.42 |
| Quick Ratio | 0.14 |
| Debt / Equity | 0.40 |
| Debt / EBITDA | 1.76 |
| Debt / FCF | 1.47 |
| Interest Coverage | 8.70 |
Financial Efficiency
Return on equity (ROE) is 13.20% and return on invested capital (ROIC) is 8.12%.
| Return on Equity (ROE) | 13.20% |
| Return on Assets (ROA) | 1.71% |
| Return on Invested Capital (ROIC) | 8.12% |
| Return on Capital Employed (ROCE) | 11.90% |
| Revenue Per Employee | $850,099 |
| Profits Per Employee | $47,211 |
| Employee Count | 14,200 |
| Asset Turnover | 0.35 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Assurant has paid $147.70 million in taxes.
| Income Tax | 147.70M |
| Effective Tax Rate | 18.05% |
Stock Price Statistics
The stock price has increased by +9.65% in the last 52 weeks. The beta is 0.59, so Assurant's price volatility has been lower than the market average.
| Beta (5Y) | 0.59 |
| 52-Week Price Change | +9.65% |
| 50-Day Moving Average | 195.40 |
| 200-Day Moving Average | 203.14 |
| Relative Strength Index (RSI) | 41.21 |
| Average Volume (20 Days) | 374,717 |
Short Selling Information
The latest short interest is 804,650, so 1.59% of the outstanding shares have been sold short.
| Short Interest | 804,650 |
| Short Previous Month | 635,162 |
| Short % of Shares Out | 1.59% |
| Short % of Float | 1.60% |
| Short Ratio (days to cover) | 2.05 |
Income Statement
In the last 12 months, Assurant had revenue of $12.07 billion and earned $670.40 million in profits. Earnings per share was $12.82.
| Revenue | 12.07B |
| Gross Profit | 1.21B |
| Operating Income | 930.50M |
| Pretax Income | 981.20M |
| Net Income | 670.40M |
| EBITDA | 1.16B |
| EBIT | 930.50M |
| Earnings Per Share (EPS) | $12.82 |
Full Income StatementBalance Sheet
The company has $1.97 billion in cash and $2.08 billion in debt, giving a net cash position of -$414.10 million or -$8.17 per share.
| Cash & Cash Equivalents | 1.97B |
| Total Debt | 2.08B |
| Net Cash | -414.10M |
| Net Cash Per Share | -$8.17 |
| Equity (Book Value) | 5.23B |
| Book Value Per Share | 103.00 |
| Working Capital | -15.85B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.64 billion and capital expenditures -$223.90 million, giving a free cash flow of $1.42 billion.
| Operating Cash Flow | 1.64B |
| Capital Expenditures | -223.90M |
| Free Cash Flow | 1.42B |
| FCF Per Share | $27.98 |
Full Cash Flow StatementMargins
Gross margin is 9.98%, with operating and profit margins of 7.71% and 5.55%.
| Gross Margin | 9.98% |
| Operating Margin | 7.71% |
| Pretax Margin | 6.78% |
| Profit Margin | 5.55% |
| EBITDA Margin | 9.61% |
| EBIT Margin | 7.71% |
| FCF Margin | 11.75% |
Dividends & Yields
This stock pays an annual dividend of $3.20, which amounts to a dividend yield of 1.72%.
| Dividend Per Share | $3.20 |
| Dividend Yield | 1.72% |
| Dividend Growth (YoY) | 9.09% |
| Years of Dividend Growth | 21 |
| Payout Ratio | 24.34% |
| Buyback Yield | 2.39% |
| Shareholder Yield | 4.12% |
| Earnings Yield | 7.10% |
| FCF Yield | 15.02% |
Dividend DetailsAnalyst Forecast
The average price target for Assurant is $231.50, which is 24.28% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $231.50 |
| Price Target Difference | 24.28% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 7 |
