Assurant Statistics
Total Valuation
Assurant has a market cap or net worth of $10.89 billion. The enterprise value is $11.16 billion.
Important Dates
The next estimated earnings date is Tuesday, February 4, 2025, after market close.
| Earnings Date | Feb 4, 2025 |
| Ex-Dividend Date | Dec 9, 2024 |
Share Statistics
Assurant has 51.29 million shares outstanding. The number of shares has decreased by -1.61% in one year.
| Current Share Class | 51.29M |
| Shares Outstanding | 51.29M |
| Shares Change (YoY) | -1.61% |
| Shares Change (QoQ) | -0.48% |
| Owned by Insiders (%) | 0.48% |
| Owned by Institutions (%) | 96.80% |
| Float | 50.99M |
Valuation Ratios
The trailing PE ratio is 15.16 and the forward PE ratio is 12.81.
| PE Ratio | 15.16 |
| Forward PE | 12.81 |
| PS Ratio | 0.95 |
| Forward PS | 0.88 |
| PB Ratio | 2.08 |
| P/TBV Ratio | 5.22 |
| P/FCF Ratio | 7.86 |
| P/OCF Ratio | 6.84 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 8.98, with an EV/FCF ratio of 8.06.
| EV / Earnings | 15.05 |
| EV / Sales | 0.95 |
| EV / EBITDA | 8.98 |
| EV / EBIT | 10.86 |
| EV / FCF | 8.06 |
Financial Position
The company has a current ratio of 0.43, with a Debt / Equity ratio of 0.40.
| Current Ratio | 0.43 |
| Quick Ratio | 0.14 |
| Debt / Equity | 0.40 |
| Debt / EBITDA | 1.65 |
| Debt / FCF | 1.50 |
| Interest Coverage | 9.60 |
Financial Efficiency
Return on equity (ROE) is 15.21% and return on invested capital (ROIC) is 9.23%.
| Return on Equity (ROE) | 15.21% |
| Return on Assets (ROA) | 1.87% |
| Return on Capital (ROIC) | 9.23% |
| Revenue Per Employee | $864,397 |
| Profits Per Employee | $54,515 |
| Employee Count | 13,600 |
| Asset Turnover | 0.34 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Assurant has paid $162.50 million in taxes.
| Income Tax | 162.50M |
| Effective Tax Rate | 17.98% |
Stock Price Statistics
The stock price has increased by +26.80% in the last 52 weeks. The beta is 0.61, so Assurant's price volatility has been lower than the market average.
| Beta (5Y) | 0.61 |
| 52-Week Price Change | +26.80% |
| 50-Day Moving Average | 209.59 |
| 200-Day Moving Average | 186.70 |
| Relative Strength Index (RSI) | 44.46 |
| Average Volume (20 Days) | 393,581 |
Short Selling Information
The latest short interest is 770,730, so 1.50% of the outstanding shares have been sold short.
| Short Interest | 770,730 |
| Short Previous Month | 697,143 |
| Short % of Shares Out | 1.50% |
| Short % of Float | 1.51% |
| Short Ratio (days to cover) | 1.77 |
Income Statement
In the last 12 months, Assurant had revenue of $11.76 billion and earned $741.40 million in profits. Earnings per share was $14.00.
| Revenue | 11.76B |
| Gross Profit | 1.26B |
| Operating Income | 1.03B |
| Pretax Income | 981.20M |
| Net Income | 741.40M |
| EBITDA | 1.24B |
| EBIT | 1.03B |
| Earnings Per Share (EPS) | $14.00 |
Full Income StatementBalance Sheet
The company has $2.14 billion in cash and $2.08 billion in debt, giving a net cash position of -$269.10 million or -$5.25 per share.
| Cash & Cash Equivalents | 2.14B |
| Total Debt | 2.08B |
| Net Cash | -269.10M |
| Net Cash Per Share | -$5.25 |
| Equity (Book Value) | 5.26B |
| Book Value Per Share | 102.29 |
| Working Capital | -15.67B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.59 billion and capital expenditures -$207.60 million, giving a free cash flow of $1.38 billion.
| Operating Cash Flow | 1.59B |
| Capital Expenditures | -207.60M |
| Free Cash Flow | 1.38B |
| FCF Per Share | $27.00 |
Full Cash Flow StatementMargins
Gross margin is 10.68%, with operating and profit margins of 8.74% and 6.31%.
| Gross Margin | 10.68% |
| Operating Margin | 8.74% |
| Pretax Margin | 7.69% |
| Profit Margin | 6.31% |
| EBITDA Margin | 10.56% |
| EBIT Margin | 8.74% |
| FCF Margin | 11.78% |