Amalgamated Financial Corp. (AMAL)

Amalgamated Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	285.13	275.98	248.74	202.98	195.83	192
Revenue Growth (YoY)	8.51%	10.95%	22.54%	3.65%	1.99%	7.67%
Gross Profit	285.13	275.98	248.74	202.98	195.83	192
Selling, General & Admin	107.67	107.7	96.19	89.12	84.27	84.06
Other Operating Expenses	43.1	43.55	44.39	43.14	49.62	43.76
Operating Expenses	150.77	151.25	140.57	132.26	133.89	127.83
Operating Income	134.36	124.73	108.16	70.73	61.94	64.17
Pretax Income	134.36	124.73	108.16	70.73	61.94	64.17
Income Tax	40.46	36.75	26.69	17.79	15.76	16.97
Net Income	93.89	87.98	81.48	52.94	46.19	47.2
Net Income Growth	5.91%	7.98%	53.91%	14.61%	-2.15%	5.71%
Shares Outstanding (Basic)	31	30	31	31	31	31
Shares Change	-0.74%	-0.91%	-1.37%	0.15%	-	-
EPS (Basic)	3.08	2.88	2.64	1.70	1.48	1.49
EPS (Diluted)	3.06	2.86	2.61	1.68	1.48	1.47
EPS Growth	7.37%	9.58%	55.36%	13.51%	0.68%	0.68%
Free Cash Flow	112.21	115.75	145.65	68.14	64.16	82.71
Free Cash Flow Per Share	3.68	3.81	4.75	2.19	2.07	2.66
Dividend Per Share	0.200	0.300	0.360	0.320	0.320	0.260
Dividend Growth	-47.37%	-16.67%	12.50%	0%	23.08%	333.33%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	47.12%	45.20%	43.49%	34.84%	31.63%	33.42%
Profit Margin	32.93%	31.88%	32.76%	26.08%	23.59%	24.58%
Free Cash Flow Margin	39.35%	41.94%	58.56%	33.57%	32.76%	43.08%
Effective Tax Rate	30.12%	29.47%	24.67%	25.15%	25.43%	26.45%
EBITDA	138.75	129.14	112.76	75.57	69.51	70.18
EBITDA Margin	48.66%	46.80%	45.33%	37.23%	35.49%	36.55%
Depreciation & Amortization	4.39	4.41	4.59	4.85	7.56	6
EBIT	134.36	124.73	108.16	70.73	61.94	64.17
EBIT Margin	47.12%	45.20%	43.49%	34.84%	31.63%	33.42%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).