Amalgamated Financial Corp. (AMAL)

Amalgamated Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	288.69	282.43	261.31	239.84	174.3	180.02
Net Interest Income Growth	7.61%	8.08%	8.95%	37.60%	-3.17%	8.03%
Non-Interest Income	28.16	33.22	29.34	24.23	29.2	41.57
Non-Interest Income Growth	-21.06%	13.22%	21.06%	-17.02%	-29.75%	37.06%
Revenues Before Loan Losses	316.85	315.65	290.65	264.07	203.51	221.58
Provision for Credit Losses	11.02	10.28	14.67	15	-0.29	24.79
Revenue	305.83	305.36	275.98	249.07	203.79	196.79
Revenue Growth (YoY)	4.23%	10.65%	10.80%	22.22%	3.56%	1.90%
Compensation Expenses	95	93.77	85.77	74.71	69.84	69.42
Selling, General & Admin	36.56	33.49	31.56	31.89	32.23	26.05
Other Non-Interest Expenses	32.78	32.52	33.91	33.97	30.18	38.42
Total Non-Interest Expense	164.34	159.77	151.25	140.57	132.26	133.89
Pretax Income	141.48	145.59	124.73	108.16	70.73	61.94
Provision for Income Taxes	38.04	39.16	36.75	26.69	17.79	15.76
Net Income	103.45	106.43	87.98	81.48	52.94	46.19
Net Income to Common	103.45	106.43	87.98	81.48	52.94	46.19
Net Income Growth	4.49%	20.98%	7.98%	53.91%	14.61%	-2.15%
Shares Outstanding (Basic)	31	31	31	31	31	31
Shares Outstanding (Diluted)	31	31	31	31	32	31
Shares Change (YoY)	0.54%	0.49%	-1.31%	-1.01%	0.91%	-3.03%
EPS (Basic)	3.38	3.48	2.88	2.64	1.70	1.48
EPS (Diluted)	3.34	3.44	2.86	2.61	1.68	1.48
EPS Growth	3.41%	20.28%	9.58%	55.36%	13.51%	0.68%
Free Cash Flow	121.56	122.29	115.75	145.65	68.14	64.16
Free Cash Flow Growth	-0.60%	5.65%	-20.53%	113.75%	6.21%	-22.43%
Free Cash Flow Per Share	3.93	3.95	3.76	4.67	2.16	2.05
Dividends Per Share	0.540	0.480	0.400	0.360	0.320	0.320
Dividend Growth	12.50%	20.00%	11.11%	12.50%	-	23.08%
Profit Margin	33.83%	34.86%	31.88%	32.71%	25.98%	23.47%
FCF Margin	39.75%	40.05%	41.94%	58.48%	33.44%	32.60%
EBITDA	3.35	5.43	6.4	10.35	4.85	7.56
EBITDA Margin	1.10%	1.78%	2.32%	4.16%	2.38%	3.84%
Effective Tax Rate	26.88%	26.89%	29.47%	24.67%	25.15%	25.43%

Updated Jul 24, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q