Amalgamated Financial Corp. (AMAL)

Amalgamated Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	297.78	282.43	261.31	239.84	174.3
Net Interest Income Growth	5.44%	8.08%	8.95%	37.60%	-3.17%
Non-Interest Income	30.94	33.22	29.34	23.9	28.39
Non-Interest Income Growth	-6.85%	13.22%	22.76%	-15.82%	-30.08%
Revenues Before Loan Losses	328.72	315.65	290.65	263.74	202.69
Provision for Credit Losses	16.32	10.28	14.67	15	-0.29
Revenue	312.4	305.36	275.98	248.74	202.98
Revenue Growth (YoY)	2.31%	10.65%	10.95%	22.54%	3.65%
Compensation Expenses	98.56	93.77	85.77	74.71	69.84
Selling, General & Admin	56.26	49.04	48	48.63	49.31
Other Non-Interest Expenses	17.43	16.96	17.48	17.23	13.1
Total Non-Interest Expense	172.25	159.77	151.25	140.57	132.26
Pretax Income	140.16	145.59	124.73	108.16	70.73
Provision for Income Taxes	35.71	39.16	36.75	26.69	17.79
Net Income	104.45	106.43	87.98	81.48	52.94
Net Income to Common	104.45	106.43	87.98	81.48	52.94
Net Income Growth	-1.87%	20.98%	7.98%	53.91%	14.61%
Shares Outstanding (Basic)	30	31	31	31	31
Shares Outstanding (Diluted)	31	31	31	31	32
Shares Change (YoY)	-0.98%	0.49%	-1.31%	-1.01%	0.91%
EPS (Basic)	3.44	3.48	2.88	2.64	1.70
EPS (Diluted)	3.41	3.44	2.86	2.61	1.68
EPS Growth	-0.87%	20.28%	9.58%	55.36%	13.51%
Free Cash Flow	134.4	122.29	115.75	145.65	68.14
Free Cash Flow Growth	9.90%	5.65%	-20.53%	113.75%	6.21%
Free Cash Flow Per Share	4.39	3.95	3.76	4.67	2.16
Dividends Per Share	0.590	0.480	0.400	0.360	0.320
Dividend Growth	22.92%	20.00%	11.11%	12.50%	-
Profit Margin	33.43%	34.86%	31.88%	32.76%	26.08%
FCF Margin	43.02%	40.05%	41.94%	58.56%	33.57%
EBITDA	6.8	5.43	6.4	10.35	4.85
EBITDA Margin	2.18%	1.78%	2.32%	4.16%	2.39%
Effective Tax Rate	25.48%	26.89%	29.47%	24.67%	25.15%

Updated Jan 22, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q