Amalgamated Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	307.36	297.78	282.43	261.31	239.84	174.3
Net Interest Income Growth	7.86%	5.44%	8.08%	8.95%	37.60%	-3.17%
Non-Interest Income	37.82	30.94	33.22	29.34	23.9	28.39
Non-Interest Income Growth	28.67%	-6.85%	13.22%	22.76%	-15.82%	-30.08%
Revenues Before Loan Losses	345.18	328.72	315.65	290.65	263.74	202.69
Provision for Credit Losses	29.22	16.32	10.28	14.67	15	-0.29
Revenue	315.97	312.4	305.36	275.98	248.74	202.98
Revenue Growth (YoY)	3.57%	2.31%	10.65%	10.95%	22.54%	3.65%
Compensation Expenses	100.99	98.56	93.77	85.77	74.71	69.84
Selling, General & Admin	57.59	56.26	49.04	48	48.63	49.31
Other Non-Interest Expenses	17.9	17.43	16.96	17.48	17.23	13.1
Total Non-Interest Expense	176.48	172.25	159.77	151.25	140.57	132.26
Pretax Income	139.48	140.16	145.59	124.73	108.16	70.73
Provision for Income Taxes	34.84	35.71	39.16	36.75	26.69	17.79
Net Income	104.64	104.45	106.43	87.98	81.48	52.94
Net Income to Common	104.64	104.45	106.43	87.98	81.48	52.94
Net Income Growth	0.41%	-1.87%	20.98%	7.98%	53.91%	14.61%
Shares Outstanding (Basic)	30	30	31	31	31	31
Shares Outstanding (Diluted)	30	31	31	31	31	32
Shares Change (YoY)	-1.76%	-0.98%	0.49%	-1.31%	-1.01%	0.91%
EPS (Basic)	3.48	3.44	3.48	2.88	2.64	1.70
EPS (Diluted)	3.44	3.41	3.44	2.86	2.61	1.68
EPS Growth	2.08%	-0.87%	20.28%	9.58%	55.36%	13.51%
Free Cash Flow	152.64	134.4	122.29	115.75	145.65	68.14
Free Cash Flow Growth	13.57%	9.90%	5.65%	-20.53%	113.75%	6.21%
Free Cash Flow Per Share	5.03	4.39	3.95	3.76	4.67	2.16
Dividends Per Share	0.620	0.590	0.480	0.400	0.360	0.320
Dividend Growth	5.08%	22.92%	20.00%	11.11%	12.50%	-
Profit Margin	33.12%	33.43%	34.86%	31.88%	32.76%	26.08%
FCF Margin	48.31%	43.02%	40.05%	41.94%	58.56%	33.57%
Effective Tax Rate	24.98%	25.48%	26.89%	29.47%	24.67%	25.15%

SEC Filings: 10-K · 10-Q