Amalgamated Financial Corp. (AMAL)

Amalgamated Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-	106.43	87.98	81.48	52.94	46.19
Depreciation & Amortization	-	5.43	6.4	10.35	4.85	5.26
Other Amortization	-	-	-	-	2.74	3.2
Gain (Loss) on Sale of Assets	-	-	-	0.17	0.41	-0.91
Gain (Loss) on Sale of Investments	-	9.7	7.39	3.62	3.22	0.23
Provision for Credit Losses	-	10.28	14.67	15	-0.29	24.79
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	0.43	3.24	20.02	10.73	-6.26
Accrued Interest Receivable	-	-5.69	-14.04	-12.62	-4.85	-4.88
Change in Other Net Operating Assets	-	-21.19	9.65	11.37	-5.75	5.4
Other Operating Activities	-	4.1	2.21	11.86	6.78	-2
Operating Cash Flow	-	124.07	117.22	147.32	70.54	65.77
Operating Cash Flow Growth	-	5.84%	-20.43%	108.85%	7.25%	-21.20%
Capital Expenditures	-	-1.78	-1.48	-1.67	-2.4	-1.61
Sale of Property, Plant and Equipment	-	-	-	-	-	1.61
Investment in Securities	-	-5.56	180.36	-556.3	-959.82	-544.82
Income (Loss) Equity Investments	-	0.83	-4.93	2.77	-0.15	-7.41
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-297.31	-341.46	-623.01	93.31	-191.38
Other Investing Activities	-	-11.3	28.17	-21.65	1.22	-18.96
Investing Cash Flow	-	-315.95	-134.41	-1,202	-865.41	-755.14
Short-Term Debt Issued	-	16.33	-	580	-	-
Long-Term Debt Issued	-	-	-	-	83.83	-
Total Debt Issued	-	16.33	-	580	83.83	-
Short-Term Debt Repaid	-	-	-345.62	-	-	-75
Long-Term Debt Repaid	-	-5.93	-6.05	-5.63	-	-
Total Debt Repaid	-	-5.93	-351.67	-5.63	-	-75
Net Debt Issued (Repaid)	-	10.4	-351.67	574.37	83.83	-75
Issuance of Common Stock	-	0.79	0.8	0.67	-	-
Repurchase of Common Stock	-	-3.38	-9.54	-14.38	-4.81	-7.12
Preferred Share Repurchases	-	-	-	-	-	-0
Common Dividends Paid	-	-14.23	-12.33	-11.21	-9.98	-
Total Dividends Paid	-	-14.23	-12.33	-11.21	-9.98	-9.99
Net Increase (Decrease) in Deposit Accounts	-	168.62	416.95	238.78	1,018	697.73
Other Financing Activities	-	-0.13	-	-	-	-0.02
Financing Cash Flow	-	162.06	44.21	788.22	1,087	605.6
Net Cash Flow	-	-29.82	27.03	-266.95	291.72	-83.77
Free Cash Flow	-	122.29	115.75	145.65	68.14	64.16
Free Cash Flow Growth	-	5.65%	-20.53%	113.75%	6.21%	-22.43%
Free Cash Flow Margin	-	40.19%	42.16%	58.70%	33.57%	32.76%
Free Cash Flow Per Share	-	3.95	3.76	4.67	2.16	2.05
Cash Interest Paid	-	128.78	85.71	18	6.04	11.48
Cash Income Tax Paid	-	30.11	22.63	6.65	5.69	9.82

Updated Jul 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q