Ameriprise Financial Earnings Call Transcripts
Fiscal Year 2026
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Revenues grew 13% to $4.9B and adjusted EPS rose 22% to $11.07, with ROE at 55%. Advisor productivity and assets under management reached record highs, while AI and tech investments drove efficiency. Aggressive recruiting and Comerica outflows were offset by strong organic growth and the upcoming Huntington Bank onboarding.
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Record financial results in 2025 included double-digit asset growth, strong earnings, and increased dividends. All management proposals passed, and strategic investments in technology, advisor support, and new products were highlighted. Shareholder questions addressed buybacks, policies, and company values.
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Adjusted operating revenues rose 11% to $4.8B, with EPS up 19% and ROE over 54%. Wealth and asset management segments posted strong growth, while advisor productivity and client satisfaction reached record levels. Capital return remained robust at 88% of operating earnings.
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The firm leverages an integrated model across wealth, asset management, and insurance, focusing on advisor growth, operational efficiency, and product innovation. It maintains low interest rate sensitivity, aggressive capital returns, and adapts to a highly competitive advisor landscape.
Fiscal Year 2025
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Achieved record Q4 and full-year 2025 results with double-digit growth in revenue, earnings, and assets, driven by strong client flows, advisor productivity, and strategic investments. Capital return to shareholders exceeded 100% in Q4, with robust outlook for 2026.
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Third quarter results showed record assets under management, double-digit EPS growth, and industry-leading ROE. Wealth and asset management segments delivered strong performance, while capital return and client satisfaction remained high.
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Strong Q2 results with 7% EPS growth, record $1.6T in assets, and industry-leading 52% ROE. Wealth and asset management segments delivered robust margins, while disciplined expense management and capital returns remain a focus.
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The meeting approved all management proposals, including board elections and auditor ratification. Record financial results were reported for 2024, with strong asset growth, increased dividends, and a new share repurchase program. Strategic investments in technology and operational efficiency were highlighted.
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Q1 2025 saw strong revenue and earnings growth, record advisor productivity, and robust client inflows despite market volatility. Asset management faced outflows, but margins and free cash flow remained high. Announced an 8% dividend hike and a new $4.5B buyback.
Fiscal Year 2024
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Q4 2024 saw record revenues, earnings, and ROE, with strong growth in client assets, advisor productivity, and asset management margins. Capital returns remained robust, expense management initiatives continued, and the outlook for 2025 is positive with new product launches and ongoing efficiency gains.
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Q3 saw robust growth with adjusted EPS up 17% and assets under management rising 22% year-over-year. Wealth management and asset management segments delivered record client assets and strong earnings, while capital returns remained high. The firm retained its long-term care block, citing profitability and market immaturity.
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Record Q2 results with 9% revenue growth and 17% adjusted EPS increase, driven by strong client inflows and market appreciation. Wealth Management and Asset Management segments posted robust gains, while capital returns and ROE remained industry-leading.