Amerant Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	479.43	505.48	475.41	293.21	216.1
Interest Income on Investments	118	90.11	73.17	45.57	31.75
Total Interest Income	597.43	595.59	548.58	338.78	247.84
Interest Paid on Deposits	200.9	230.91	183.74	49.05	27.89
Interest Paid on Borrowings	35.84	38.72	38.38	23.06	14.81
Total Interest Expense	236.74	269.63	222.12	72.11	42.7
Net Interest Income	360.69	325.96	326.46	266.67	205.14
Net Interest Income Growth (YoY)	10.65%	-0.15%	22.43%	29.99%	8.22%
Gain (Loss) on Sale of Assets	-	12.64	-	-	62.39
Gain (Loss) on Sale of Investments	2.6	-76.86	-10.99	-3.69	3.74
Other Non-Interest Income	53.4	52.36	39.03	41.7	39.77
Total Non-Interest Income	76.1	8.29	47.41	56.6	123.11
Non-Interest Income Growth (YoY)	817.76%	-82.51%	-16.23%	-54.02%	67.40%
Revenues Before Loan Losses	436.79	334.25	373.88	323.26	328.25
Provision for Loan Losses	42.6	60.46	61.28	13.95	-16.5
Revenue	394.19	273.79	312.6	309.32	344.75
Revenue Growth (YoY)	43.98%	-12.41%	1.06%	-10.28%	97.59%
Salaries and Employee Benefits	138.58	131.48	122.2	114.39	108.58
Occupancy Expenses	29.33	17.38	15.18	14.73	16.89
Federal Deposit Insurance	11.43	11.58	10.6	6.6	6.42
Selling, General & Administrative	90.11	99.75	86.25	70.9	51.85
Other Non-Interest Expense	29.29	34.47	66.06	19.02	9.17
Total Non-Interest Expense	315.33	299.49	302.38	229.05	192.93
EBT Excluding Unusual Items	78.86	-25.7	10.22	80.27	151.82
Other Unusual Items	-3.79	1.62	40.08	10.68	-2.49
Pretax Income	66.14	-24.08	41.33	78.58	144.02
Income Tax Expense	13.72	-8.33	10.54	16.62	33.71
Earnings From Continuing Operations	52.42	-15.75	30.79	61.96	110.31
Minority Interest in Earnings	-	-	1.7	1.35	2.61
Net Income	52.42	-15.75	32.49	63.31	112.92
Net Income to Common	52.42	-15.75	32.49	63.31	112.92
Net Income Growth	-	-	-48.68%	-43.93%	-
Basic Shares Outstanding	42	36	34	34	37
Diluted Shares Outstanding	42	36	34	34	38
Shares Change (YoY)	16.71%	6.18%	-1.37%	-9.02%	-10.09%
EPS (Basic)	1.26	-0.44	0.97	1.87	3.04
EPS (Diluted)	1.26	-0.44	0.96	1.85	3.01
EPS Growth	-	-	-48.11%	-38.54%	-
Dividend Per Share	0.360	0.360	0.360	0.360	0.060
Dividend Growth	-	-	-	500.00%	-
Effective Tax Rate	20.75%	-	25.50%	21.15%	23.41%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q