Amerant Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	58.33	52.42	-15.75	30.79	61.96	110.31
Depreciation & Amortization	6.62	6.69	6.6	6.84	5.88	7.27
Provision for Credit Losses	31.95	42.6	60.46	61.28	13.95	-16.5
Stock-Based Compensation	4.85	4.98	5.05	6.78	5.79	4.78
Net Change in Loans Held-for-Sale	20.08	36.15	-38.34	-57.02	-143.63	-14.25
Other Adjustments	-2.21	6.44	76.64	-4.28	1.16	-53.91
Changes in Accrued Interest and Accounts Receivable	7.85	8.23	3.78	-34.45	-15.35	-4.43
Changes in Other Operating Activities	-16.42	-20.52	-3.61	4.15	21.08	34.96
Operating Cash Flow	127.69	136.98	82.19	26.72	-49.16	67.43
Operating Cash Flow Growth	28.19%	66.66%	207.60%	-	-	17.79%
Net Change in Loans Held-for-Investment	380.82	481.34	-519.64	-400.46	-1,228	259.65
Net Change in Securities and Investments	-719.53	-531.18	-28.72	-142.4	-165.43	0.88
Payments for Business Acquisitions	-	-	-	-1.97	-	-1.04
Proceeds from Business Divestments	-	-	-73.91	-	-	-
Capital Expenditures	-1.1	-7.75	-7.4	-10.93	-10.63	-6.58
Sale of Property, Plant & Equipment	-	14.11	0.21	0.54	-	132.39
Other Investing Activities	1.33	-4.34	62.74	-61.32	6.39	0.02
Investing Cash Flow	-266.23	-47.8	-576.66	-606.62	-1,397	385.32
Net Change in Deposits	-215.88	-67.66	527.54	850.66	1,413	-100.77
Long-Term Debt Issued	400	380	1,463	1,955	1,159	485.5
Long-Term Debt Repaid	-413.38	-473.38	-1,361	-2,177	-1,024	-729.62
Net Long-Term Debt Issued (Repaid)	-13.38	-93.38	101.62	-221.98	134.82	-244.12
Issuance of Common Stock	-	-	155.75	-	-	-
Repurchase of Common Stock	-46.71	-33	-7.56	-4.93	-72.06	-45.9
Net Common Stock Issued (Repurchased)	-46.71	-33	148.19	-4.93	-72.06	-45.9
Common Dividends Paid	-14.92	-15.1	-12.82	-12.06	-12.23	-
Other Financing Activities	-0.24	-0.25	-1.58	-0.52	-1.06	-2.14
Financing Cash Flow	-321.12	-209.38	762.96	611.17	1,463	-392.93
Net Cash Flow	-298.96	-120.2	268.49	31.27	16.39	59.82
Free Cash Flow	126.59	129.24	74.79	15.79	-59.79	60.85
Free Cash Flow Growth	-2.04%	72.79%	373.73%	-	-	17.77%
FCF Margin	15.64%	17.06%	12.44%	2.32%	-10.19%	11.12%
Free Cash Flow Per Share	3.06	3.10	2.09	0.47	-1.75	1.62

SEC Filings: 10-K · 10-Q