ARI Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	163.27	166.69	198.98	252.17	241.58	265.59
Net Interest Income Growth	-10.18%	-16.23%	-21.09%	4.38%	-9.04%	-4.70%
Non-Interest Income	119.92	118.32	-159.1	-45.1	144.81	47.5
Non-Interest Income Growth	-	-	-	-	204.89%	-
Revenues Before Loan Losses	264.41	271.59	303.67	344.59	303.64	284.51
Revenue	264.41	271.59	303.67	344.59	303.64	284.51
Revenue Growth (YoY)	-8.49%	-10.56%	-11.88%	13.49%	6.72%	2.09%
Selling, General & Admin	60.43	61.58	65.77	67.5	68.08	67.01
Other Non-Interest Expenses	95.36	96.39	93.35	81.01	53.07	22.57
Total Non-Interest Expense	155.79	157.96	159.12	148.51	121.15	89.57
Pretax Income	127.4	127.05	-119.24	58.57	265.23	223.52
Provision for Income Taxes	0.45	0.33	0.39	0.44	-	-
Net Income	114.68	114.45	-131.91	45.86	252.96	210.55
Net Income Attributable to Preferred Dividends	12.27	12.27	12.27	12.27	12.27	12.96
Net Income to Common	114.68	114.45	-131.91	45.86	252.96	210.55
Net Income Growth	-	-	-	-81.87%	20.14%	4252.93%
Shares Outstanding (Basic)	139	139	140	141	141	140
Shares Outstanding (Diluted)	139	139	140	141	166	168
Shares Change (YoY)	0.32%	-0.58%	-1.14%	-14.64%	-1.72%	13.78%
EPS (Basic)	0.80	0.81	-0.97	0.29	1.77	1.48
EPS (Diluted)	0.80	0.81	-0.97	0.29	1.68	1.46
EPS Growth	-	-	-	-82.74%	15.07%	14500.00%
Shares Outstanding	136.73	138.94	138.18	141.36	140.6	139.89
Free Cash Flow	27.59	42.31	30.75	201.23	234.67	199.25
Free Cash Flow Growth	-34.79%	37.59%	-84.72%	-14.25%	17.78%	21.45%
Free Cash Flow Per Share	0.20	0.30	0.22	1.42	1.42	1.18
Dividends Per Share	1.000	1.000	1.200	1.400	1.400	1.400
Dividend Growth	-	-16.67%	-14.29%	-	-	-3.45%
Profit Margin	48.02%	46.66%	-39.40%	16.87%	87.35%	78.56%
FCF Margin	10.44%	15.58%	10.13%	58.40%	77.29%	70.03%
EBITDA	-5.93	-4.71	-0.88	-6.64	-38.23	-53.21
EBITDA Margin	-2.24%	-1.73%	-0.29%	-1.93%	-12.59%	-18.70%
Effective Tax Rate	0.35%	0.26%	-0.33%	0.75%	0.00%	0.00%

Updated Apr 29, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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